Skill Inventory Matrix

Enabler for Internal Mobility Program

Records

ID	Sector	Division	Department	Unit	Technical Skills
1	Corporate Affairs				Knowledge of corporate governance frameworks, Board charters, Terms of Reference (ToRs), related party transaction management, and fiduciary duties.
2	Corporate Affairs				Knowledge of Shariah governance frameworks, including AAOIFI standards, SAMA, Fatwa, and Shariah Supervisory Board coordination.
3	Corporate Affairs				Knowledge of product structuring in Islamic finance (Murabaha, Sukuk, Wakala, Ijara) and Shariah-compliant banking operations.
4	Corporate Affairs				Knowledge of investor relations strategy, financial performance analysis, equity story development, and investor communication best practices.
5	Corporate Affairs				Ability to develop and manage regulatory filings, corporate disclosures, shareholder reports, and annual reports in compliance with governance requirements.
6	Corporate Affairs				Ability to plan and manage confidential Board-level affairs and complex regulatory interactions.
7	Corporate Affairs				Ability to coordinate governance, Shariah, and investor reporting using MS Excel, MS PowerPoint, and other reporting tools.
8	Corporate Affairs	Corporate Governance			Knowledge of corporate governance frameworks, Board charters, Terms of Reference (ToRs), related party transaction management, and fiduciary duties.
9	Corporate Affairs	Corporate Governance			Knowledge of Shariah governance frameworks, including AAOIFI standards, SAMA, Fatwa, and Shariah Supervisory Board coordination.
10	Corporate Affairs	Corporate Governance			Knowledge of product structuring in Islamic finance (Murabaha, Sukuk, Wakala, Ijara) and Shariah-compliant banking operations.
11	Corporate Affairs	Corporate Governance			Knowledge of investor relations strategy, financial performance analysis, equity story development, and investor communication best practices.
12	Corporate Affairs	Corporate Governance			Ability to develop and manage regulatory filings, corporate disclosures, shareholder reports, and annual reports in compliance with governance requirements.
13	Corporate Affairs	Corporate Governance			Ability to plan and manage confidential Board-level affairs and complex regulatory interactions.
14	Corporate Affairs	Corporate Governance			Ability to coordinate governance, Shariah, and investor reporting using MS Excel, MS PowerPoint, and other reporting tools.
15	Corporate Affairs	Board Affairs			Knowledge of Board and Committee governance frameworks, including Delegation of Authority (DoA) models, to ensure clear mandates and responsibilities.
16	Corporate Affairs	Board Affairs			Knowledge of regulatory disclosure requirements (e.g., Board Reports, Related Party Transactions, Governance Statements.
17	Corporate Affairs	Board Affairs			Knowledge of document management principles, including version control, archiving, and retrieval protocols.
18	Corporate Affairs	Board Affairs			Knowledge of governance risk management and Board compliance audit preparation to support internal reviews and external inspections.
19	Corporate Affairs	Board Affairs			Ability to implement and maintain document security and access control measures.
20	Corporate Affairs	Board Affairs			Ability to operate document management systems and platforms (e.g., DMS, Board Portals) to streamline governance document workflows.
21	Corporate Affairs	Board Affairs			Ability to prepare and review Board and Committee reporting packs using MS Excel and PowerPoint.
22	Corporate Affairs	Investor Relations			Knowledge of investor communication, CMA/Tadawul disclosure standards, and global IR best practices.
23	Corporate Affairs	Investor Relations			Knowledge of financial analysis and investor presentation development to convey STC Bank’s performance and strategy effectively.
24	Corporate Affairs	Investor Relations			Knowledge of CMA regulatory guidelines to manage accurate and timely investor disclosures.
25	Corporate Affairs	Investor Relations			Knowledge of equity story and investment narrative building to enhance market positioning.
26	Corporate Affairs	Investor Relations			Ability to analyze financial data and investor trends using MS Excel.
27	Corporate Affairs	Investor Relations			Ability to prepare and deliver investor communications including earnings releases, AGMs, and investor decks.
28	Corporate Affairs	Investor Relations			Ability to coordinate regulatory reporting, investor meetings, and public disclosures in alignment with governance standards.
29	Corporate Affairs	Investor Relations			Ability to manage and update the Investor Relations portal ensuring real-time and compliant disclosures.
30	Corporate Affairs	Sharia			Knowledge of Shariah governance frameworks, AAOIFI standards, SAMA regulations, and best practices.
31	Corporate Affairs	Sharia			Knowledge of Islamic finance structures such as Murabaha, Sukuk, Wakala, and Ijara.
32	Corporate Affairs	Sharia			Knowledge of regulatory alignment requirements with SAMA, CMA, and international Islamic finance bodies (e.g., IFSB).
33	Corporate Affairs	Sharia			Knowledge of governance risk assessment, internal control frameworks, and audit coordination.
34	Corporate Affairs	Sharia			Ability to manage stakeholder engagement with the Shariah Committee, Audit Committee, and senior leadership on compliance matters.
35	Corporate Affairs	Sharia			Ability to review, validate, and secure Shariah Committee approvals for new products and services.
36	Corporate Affairs	Sharia			Ability to deliver Shariah training, capacity building, and awareness initiatives for employees.
37	Corporate Affairs	Sharia			Ability to design, implement, and continuously improve Shariah compliance frameworks.
38	Corporate Affairs	Sharia			Ability to oversee post-launch Shariah testing, compliance reviews, and the implementation of corrective actions across business lines.
39	Corporate Affairs	Sharia	Sharia Audit		Knowledge of Shariah audit frameworks, AAOIFI audit standards, and SAMA Sharia governance requirements for Islamic banking institutions.
40	Corporate Affairs	Sharia	Sharia Audit		Knowledge of regulatory and internal reporting requirements for Shariah audit findings.
41	Corporate Affairs	Sharia	Sharia Audit		Knowledge of emerging trends, standards, and regulatory updates in Islamic finance.
42	Corporate Affairs	Sharia	Sharia Audit		Knowledge of audit documentation standards, working paper management, and audit trail requirements for Shariah assurance.
43	Corporate Affairs	Sharia	Sharia Audit		Ability to develop and execute risk-based Shariah audit plans covering all banking operations, products, and support functions.
44	Corporate Affairs	Sharia	Sharia Audit		Ability to identify Sharia non-compliance risks, recommend corrective actions, and monitor timely closure of audit observations.
45	Corporate Affairs	Sharia	Sharia Audit		Ability to conduct periodic risk assessments to prioritize Shariah audit assignments.
46	Corporate Affairs	Sharia	Sharia Audit		Ability to collaborate with Sharia Advisory, Compliance, and business units.
47	Corporate Affairs	Sharia	Sharia Compliance		Knowledge of Shariah compliance frameworks, SAMA governance guidelines, and AAOIFI standards.
48	Corporate Affairs	Sharia	Sharia Compliance		Knowledge of Islamic finance products (Murabaha, Wakala, Sukuk, Ijara) and their specific Shariah compliance requirements post-launch.
49	Corporate Affairs	Sharia	Sharia Compliance		Knowledge of regulatory updates and reporting requirements to ensure Shariah compliance alignment.
50	Corporate Affairs	Sharia	Sharia Compliance		Knowledge of compliance testing methodologies and Shariah control validation processes.
51	Corporate Affairs	Sharia	Sharia Compliance		Ability to benchmark and enhance Shariah compliance practices against Islamic finance industry standards.
52	Corporate Affairs	Sharia	Sharia Compliance		Ability to lead Shariah compliance awareness initiatives and embed a compliance-first culture across the Bank.
53	Corporate Affairs	Sharia	Sharia Compliance		Ability to identify non-compliance risks, recommend corrective actions, and track issue closure.
54	Corporate Affairs	Sharia	Sharia Compliance		Ability to plan, execute, and monitor Shariah compliance reviews across products, services, and operational units.
55	Corporate Affairs	Sharia	Sharia Advisory		Knowledge of Islamic finance product structures (Murabaha, Wakala, Sukuk, Ijara) and their Shariah compliance requirements.
56	Corporate Affairs	Sharia	Sharia Advisory		Knowledge of AAOIFI Shariah standards, SAMA regulations, and Sharia Committee governance frameworks.
57	Corporate Affairs	Sharia	Sharia Advisory		Knowledge of emerging Shariah regulatory updates and their operational impact on Islamic finance offerings.
58	Corporate Affairs	Sharia	Sharia Advisory		Knowledge of post-launch Shariah compliance validation processes and annual product review cycles.
59	Corporate Affairs	Sharia	Sharia Advisory		Ability to issue Sharia certifications and maintain records of Fatwas, rulings, and product approvals.
60	Corporate Affairs	Sharia	Sharia Advisory		Ability to conduct comprehensive Shariah studies, assessments, and reviews for new and existing products and services.
61	Corporate Affairs	Sharia	Sharia Advisory		Ability to coordinate and communicate effectively with the Sharia Committee, internal governance teams, and product development stakeholders.
62	Strategy & Innovation
63	Strategy & Innovation	Corporate Strategy			Knowledge of corporate strategic planning, execution frameworks, and performance monitoring methodologies.
64	Strategy & Innovation	Corporate Strategy			Knowledge of market scanning techniques, industry benchmarking practices, competitor intelligence, and forecasting tools.
65	Strategy & Innovation	Corporate Strategy			Knowledge of financial analysis, banking regulations, risk management principles, and regulatory reporting frameworks.
66	Strategy & Innovation	Corporate Strategy			Knowledge of corporate governance principles, regulatory compliance standards, and integrating risk appetite into strategic planning processes.
67	Strategy & Innovation	Corporate Strategy			Ability to analyze large datasets using business intelligence tools such as MS Power BI, Tableau, and advanced Excel for decision-making support.
68	Strategy & Innovation	Corporate Strategy	Strategic Planning		Knowledge of strategic planning, execution frameworks, and corporate strategy development methodologies.
69	Strategy & Innovation	Corporate Strategy	Strategic Planning		Knowledge of market research approaches, industry benchmarking standards, and competitive analysis techniques.
70	Strategy & Innovation	Corporate Strategy	Strategic Planning		Knowledge of financial analysis, budgeting principles, and effective resource allocation strategies.
71	Strategy & Innovation	Corporate Strategy	Strategic Planning		Knowledge of governance, risk management, and regulatory compliance frameworks including SAMA and Basel.
72	Strategy & Innovation	Corporate Strategy	Strategic Planning		Ability to perform data analytics using Excel, Power BI, and other business intelligence tools for strategic insights.
73	Strategy & Innovation	Corporate Strategy	Strategic Planning		Ability to support change management, conduct strategic risk assessments, and enable enterprise transformation initiatives.
74	Strategy & Innovation	Corporate Strategy	Research & Market Intelligence		Knowledge of macroeconomic indicators, regulatory developments, and industry research analysis frameworks.
75	Strategy & Innovation	Corporate Strategy	Research & Market Intelligence		Knowledge of competitive benchmarking methodologies and market opportunity assessment techniques.
76	Strategy & Innovation	Corporate Strategy	Research & Market Intelligence		Knowledge of customer behavior analysis techniques and emerging banking trends.
77	Strategy & Innovation	Corporate Strategy	Research & Market Intelligence		Ability to conduct financial data analytics using Excel, Power BI, and Tableau for strategic insights.
78	Strategy & Innovation	Corporate Strategy	Research & Market Intelligence		Ability to develop strategic reports, visual dashboards, and executive-level presentations.
79	Strategy & Innovation	Corporate Strategy	Research & Market Intelligence		Ability to build interactive dashboards and generate actionable reports using MS Excel and Power BI.
80	Strategy & Innovation	Corporate Strategy	Research & Market Intelligence		Ability to apply quantitative and qualitative research methods, including surveys, trend analysis, and structured interviews.
81	Strategy & Innovation	Corporate Strategy	Corporate Performance Management		Knowledge of KPI development methodologies and performance measurement frameworks.
82	Strategy & Innovation	Corporate Strategy	Corporate Performance Management		Knowledge of risk mitigation strategies to address performance gaps and delivery delays.
83	Strategy & Innovation	Corporate Strategy	Corporate Performance Management		Knowledge of market intelligence and research tools for competitor benchmarking and industry trend analysis.
84	Strategy & Innovation	Corporate Strategy	Corporate Performance Management		Ability to align strategic planning initiatives with project execution and outcome analysis.
85	Strategy & Innovation	Corporate Strategy	Corporate Performance Management		Ability to visualize and report project performance data to support executive decision-making.
86	Strategy & Innovation	Corporate Strategy	Corporate Performance Management		Ability to design dashboards and scorecards using Power BI, Tableau, and Excel to track strategic project progress.
87	Strategy & Innovation	Strategy Execution & ePMO			Knowledge of enterprise project portfolio management (PPM) principles and tools for program execution and prioritization.
88	Strategy & Innovation	Strategy Execution & ePMO			Knowledge of project governance structures and quality assurance practices to ensure consistent project delivery.
89	Strategy & Innovation	Strategy Execution & ePMO			Knowledge of project management methodologies.
90	Strategy & Innovation	Strategy Execution & ePMO			Knowledge of change management frameworks and risk mitigation strategies to ensure stakeholder engagement and adaptation.
91	Strategy & Innovation	Strategy Execution & ePMO			Ability to manage and monitor digital transformation programs from planning through execution and benefits realization.
92	Strategy & Innovation	Strategy Execution & ePMO			Ability to work on MS Project, Power BI, and other project reporting tools for tracking milestones, resources, and deliverables.
93	Strategy & Innovation	Strategy Execution & ePMO	Portfolio Governance		Knowledge of designing and implementing project portfolio governance frameworks and decision-making structures.
94	Strategy & Innovation	Strategy Execution & ePMO	Portfolio Governance		Knowledge of benefits realization frameworks and performance tracking methodologies.
95	Strategy & Innovation	Strategy Execution & ePMO	Portfolio Governance		Knowledge of reviewing and assessing change requests (CRs) and analyzing their impact on portfolio objectives and timelines.
96	Strategy & Innovation	Strategy Execution & ePMO	Portfolio Governance		Ability to use project portfolio management (PPM) tools, including MS Project, Power BI, and other portfolio governance platforms.
97	Strategy & Innovation	Strategy Execution & ePMO	Portfolio Governance		Ability to identify, monitor, and mitigate portfolio-wide risks, issues, and cross-project dependencies.
98	Strategy & Innovation	Strategy Execution & ePMO	Demand Planning & Reporting		Knowledge of demand planning frameworks and resource capacity management methodologies.
99	Strategy & Innovation	Strategy Execution & ePMO	Demand Planning & Reporting		Knowledge of project prioritization models, feasibility assessment techniques, and financial analysis.
100	Strategy & Innovation	Strategy Execution & ePMO	Demand Planning & Reporting		Knowledge of project portfolio reporting tools such as Power BI, MS Excel, Clarity PPM, and MS Project for effective portfolio oversight.
101	Strategy & Innovation	Strategy Execution & ePMO	Demand Planning & Reporting		Knowledge of risk identification and escalation procedures related to demand planning and capacity constraints.
102	Strategy & Innovation	Strategy Execution & ePMO	Demand Planning & Reporting		Ability to develop and manage project tracking dashboards, scorecards, and performance reporting frameworks.
103	Strategy & Innovation	Strategy Execution & ePMO	Demand Planning & Reporting		Ability to analyze project demand trends and generate actionable, data-driven insights for senior management.
104	Strategy & Innovation	Strategy Execution & ePMO	Strategy Execution		Knowledge of strategy execution frameworks, enterprise project management methodologies, and governance models.
105	Strategy & Innovation	Strategy Execution & ePMO	Strategy Execution		Knowledge of KPI development, milestone tracking, and project portfolio performance monitoring.
106	Strategy & Innovation	Strategy Execution & ePMO	Strategy Execution		Knowledge of risk identification, execution risk mitigation, and change management practices.
107	Strategy & Innovation	Strategy Execution & ePMO	Strategy Execution		Knowledge of stakeholder management techniques and cross-functional project coordination.
108	Strategy & Innovation	Strategy Execution & ePMO	Strategy Execution		Ability to use project portfolio management tools (e.g. MS Project, JIRA) and reporting platforms (Power BI, MS Excel).
109	Strategy & Innovation	Strategy Execution & ePMO	Strategy Execution		Ability to prepare executive dashboards, progress reports, and stakeholder communication materials.
110	Strategy & Innovation	Strategy Execution & ePMO	Quality Assurance & Execution Monitoring		Knowledge of quality assurance frameworks, project governance, and execution monitoring methodologies.
111	Strategy & Innovation	Strategy Execution & ePMO	Quality Assurance & Execution Monitoring		Knowledge of quality audit processes, compliance monitoring, and risk identification in project environments.
112	Strategy & Innovation	Strategy Execution & ePMO	Quality Assurance & Execution Monitoring		Knowledge of regulatory compliance requirements and internal policy governance.
113	Strategy & Innovation	Strategy Execution & ePMO	Quality Assurance & Execution Monitoring		Ability to use project reporting tools and data visualization platforms (e.g., Power BI, MS Excel).
114	Strategy & Innovation	Strategy Execution & ePMO	Quality Assurance & Execution Monitoring		Ability to conduct post-implementation reviews and drive continuous improvement initiatives.
115	Strategy & Innovation	Strategy Execution & ePMO	Project Change Management		Knowledge of change management frameworks, methodologies, and governance models.
116	Strategy & Innovation	Strategy Execution & ePMO	Project Change Management		Knowledge of developing change assessment criteria, approval workflows, and escalation protocols.
117	Strategy & Innovation	Strategy Execution & ePMO	Project Change Management		Ability to monitor change progress, assessing effectiveness, and reporting outcomes.
118	Strategy & Innovation	Strategy Execution & ePMO	Project Change Management		Ability to use project and change management tools (e.g., JIRA, MS Project, MS Excel).
119	Strategy & Innovation	Strategy Execution & ePMO	Project Change Management		Ability to drive cross-functional collaboration for seamless change integration.
120	Strategy & Innovation	Strategy Execution & ePMO	Project Change Management		Ability to conduct change impact assessments, risk evaluation, and stakeholder analysis.
121	Strategy & Innovation	Innovation Hub			Knowledge of innovation strategy formulation and digital transformation planning.
122	Strategy & Innovation	Innovation Hub			Knowledge of emerging technologies including AI, blockchain, open banking, and embedded finance.
123	Strategy & Innovation	Innovation Hub			Knowledge of strategic innovation portfolio management to prioritize and align initiatives with business value.
124	Strategy & Innovation	Innovation Hub			Ability to analyze market trends and scout disruptive innovations to inform strategic decision-making.
125	Strategy & Innovation	Innovation Hub			Ability to lead the development and validation of proof-of-concept (POC) initiatives to assess feasibility and scalability.
126	Strategy & Innovation	Innovation Hub			Ability to apply user experience (UX) design principles to drive customer-centric innovation and product development.
127	Strategy & Innovation	Corporate Development			Knowledge of strategic partnerships and business development, including market screening and opportunity identification.
128	Strategy & Innovation	Corporate Development			Knowledge of corporate strategy execution and growth planning aligned with organizational goals.
129	Strategy & Innovation	Corporate Development			Knowledge of MS Excel for financial modeling, investment reporting, and scenario analysis.
130	Strategy & Innovation	Corporate Development			Ability to conduct investment feasibility studies and perform financial due diligence to evaluate potential opportunities.
131	Strategy & Innovation	Corporate Development			Ability to apply strategic thinking and business modeling techniques to assess and drive inorganic growth initiatives.
132	Strategy & Innovation	Corporate Development	Strategic Partnership		Knowledge of partnership development, negotiation, and strategic alliance management.
133	Strategy & Innovation	Corporate Development	Strategic Partnership		Knowledge of coalition loyalty program structures and integration within partner ecosystems.
134	Strategy & Innovation	Corporate Development	Strategic Partnership		Ability to manage stakeholders and collaborate cross-functionally to implement partnership initiatives.
135	Strategy & Innovation	Corporate Development	Strategic Partnership		Ability to analyze market trends and identify partner categories aligned with customer behavior insights.
136	Strategy & Innovation	Corporate Development	Strategic Partnership		Ability to monitor partnership performance, conduct financial evaluations, and ensure compliance with regulatory standards.
137	Strategy & Innovation	Corporate Development	Strategic Partnership		Ability to use MS Excel and reporting tools to generate partnership analytics and performance dashboards.
138	Strategy & Innovation	Corporate Development	Strategic Investments		Knowledge of investment strategy development and execution aligned with corporate growth objectives.
139	Strategy & Innovation	Corporate Development	Strategic Investments		Knowledge of mergers, acquisitions, and joint venture structuring, negotiation, and regulatory considerations.
140	Strategy & Innovation	Corporate Development	Strategic Investments		Knowledge of financial due diligence processes and risk assessment methodologies.
141	Strategy & Innovation	Corporate Development	Strategic Investments		Knowledge of regulatory frameworks including SAMA, IFRS, and Basel III, and their impact on investment governance.
142	Strategy & Innovation	Corporate Development	Strategic Investments		Ability to conduct financial analysis using tools such as MS Excel to support investment evaluations and business case development.
143	Strategy & Innovation	Corporate Development	Strategic Investments		Ability to lead post-merger integration (PMI) planning and execution to ensure value realization and operational alignment.
144	Technology				Knowledge of enterprise IT architecture, target state design, and governance frameworks such as COBIT and ITIL.
145	Technology				Knowledge of Agile, SAFe, SCRUM methodologies and ability to apply WSJF prioritization.
146	Technology				Knowledge of full-cycle application and infrastructure implementation, vendor management, and compliance with SAMA and GRC requirements.
147	Technology				Knowledge of CRM, ERP, Core Banking, and backend platforms that use .NET and Java technologies.
148	Technology				Ability to develop and interpret real-time dashboards and predictive models using Power BI and streaming data platforms.
149	Technology				Ability to manage change, incidents, releases, and defects using tools such as Jira, SMAX, and TestRail.
150	Technology				Ability to oversee IT service monitoring, SLA compliance, end-user support, and disaster recovery execution.
151	Technology	Applications Development			Knowledge of application acquisition processes and vendor evaluation methodologies aligned with banking systems.
152	Technology	Applications Development			Knowledge of regulatory compliance in application implementations (SAMA, GRC, data privacy, cybersecurity).
153	Technology	Applications Development			Knowledge of core banking operations, processes, and their integration with digital applications.
154	Technology	Applications Development			Knowledge of backend systems and programming languages relevant to application architecture and performance.
155	Technology	Applications Development			Ability to troubleshoot and resolve application-related issues during disaster recovery and business continuity scenarios.
156	Technology	Applications Development			Ability to conduct functional and technical fit-gap analysis between business requirements and system capabilities.
157	Technology	Applications Development			Ability to plan and execute UAT & IAT phases.
158	Technology	Applications Development			Ability to use MS Excel, PowerPoint, and Power BI.
159	Technology	Applications Development	Customer Experience Platform		Knowledge of CRM systems, chatbot frameworks, live chat, and voice services platforms relevant to digital banking environments.
160	Technology	Applications Development	Customer Experience Platform		Knowledge of system integration techniques to unify customer data and enable seamless digital journeys across touchpoints.
161	Technology	Applications Development	Customer Experience Platform		Knowledge of cybersecurity protocols, compliance policies, and governance frameworks.
162	Technology	Applications Development	Customer Experience Platform		Ability to manage platform upgrades, incident response, and system maintenance with minimal disruption.
163	Technology	Applications Development	Customer Experience Platform		Ability to collaborate with business and IT teams to translate customer feedback and functional needs into digital platform enhancements.
164	Technology	Applications Development	Customer Experience Platform		Ability to evaluate emerging technologies and drive innovation in customer engagement solutions.
165	Technology	Applications Development	Customer Experience Platform		Ability to use data analytics and customer feedback tools to improve platform features and enhance digital satisfaction.
166	Technology	Applications Development	Customer Experience Platform		Ability to lead end-to-end development and deployment of customer-facing platforms ensuring timely execution and strategic alignment.
167	Technology	Applications Development	Customer Experience Platform	CRM	Knowledge of CRM systems, chatbot frameworks, live chat, and voice services platforms relevant to digital banking environments.
168	Technology	Applications Development	Customer Experience Platform	CRM	Knowledge of system integration techniques to unify customer data and enable seamless digital journeys across touchpoints.
169	Technology	Applications Development	Customer Experience Platform	CRM	Knowledge of cybersecurity protocols, compliance policies, and governance frameworks.
170	Technology	Applications Development	Customer Experience Platform	CRM	Ability to manage platform upgrades, incident response, and system maintenance with minimal disruption.
171	Technology	Applications Development	Customer Experience Platform	CRM	Ability to collaborate with business and IT teams to translate customer feedback and functional needs into digital platform enhancements.
172	Technology	Applications Development	Customer Experience Platform	CRM	Ability to evaluate emerging technologies and drive innovation in customer engagement solutions.
173	Technology	Applications Development	Customer Experience Platform	CRM	Ability to use data analytics and customer feedback tools to improve platform features and enhance digital satisfaction.
174	Technology	Applications Development	Customer Experience Platform	CRM	Ability to lead end-to-end development and deployment of customer-facing platforms ensuring timely execution and strategic alignment.
175	Technology	Applications Development	Customer Experience Platform	Loyalty & Rewards Mgmt.	Knowledge of CRM systems, chatbot frameworks, live chat, and voice services platforms relevant to digital banking environments.
176	Technology	Applications Development	Customer Experience Platform	Loyalty & Rewards Mgmt.	Knowledge of system integration techniques to unify customer data and enable seamless digital journeys across touchpoints.
177	Technology	Applications Development	Customer Experience Platform	Loyalty & Rewards Mgmt.	Knowledge of cybersecurity protocols, compliance policies, and governance frameworks.
178	Technology	Applications Development	Customer Experience Platform	Loyalty & Rewards Mgmt.	Ability to manage platform upgrades, incident response, and system maintenance with minimal disruption.
179	Technology	Applications Development	Customer Experience Platform	Loyalty & Rewards Mgmt.	Ability to collaborate with business and IT teams to translate customer feedback and functional needs into digital platform enhancements.
180	Technology	Applications Development	Customer Experience Platform	Loyalty & Rewards Mgmt.	Ability to evaluate emerging technologies and drive innovation in customer engagement solutions.
181	Technology	Applications Development	Customer Experience Platform	Loyalty & Rewards Mgmt.	Ability to use data analytics and customer feedback tools to improve platform features and enhance digital satisfaction.
182	Technology	Applications Development	Customer Experience Platform	Loyalty & Rewards Mgmt.	Ability to lead end-to-end development and deployment of customer-facing platforms ensuring timely execution and strategic alignment.
183	Technology	Applications Development	Customer Experience Platform	Contact Center Solutions	Knowledge of CRM systems, chatbot frameworks, live chat, and voice services platforms relevant to digital banking environments.
184	Technology	Applications Development	Customer Experience Platform	Contact Center Solutions	Knowledge of system integration techniques to unify customer data and enable seamless digital journeys across touchpoints.
185	Technology	Applications Development	Customer Experience Platform	Contact Center Solutions	Knowledge of cybersecurity protocols, compliance policies, and governance frameworks.
186	Technology	Applications Development	Customer Experience Platform	Contact Center Solutions	Ability to manage platform upgrades, incident response, and system maintenance with minimal disruption.
187	Technology	Applications Development	Customer Experience Platform	Contact Center Solutions	Ability to collaborate with business and IT teams to translate customer feedback and functional needs into digital platform enhancements.
188	Technology	Applications Development	Customer Experience Platform	Contact Center Solutions	Ability to evaluate emerging technologies and drive innovation in customer engagement solutions.
189	Technology	Applications Development	Customer Experience Platform	Contact Center Solutions	Ability to use data analytics and customer feedback tools to improve platform features and enhance digital satisfaction.
190	Technology	Applications Development	Customer Experience Platform	Contact Center Solutions	Ability to lead end-to-end development and deployment of customer-facing platforms ensuring timely execution and strategic alignment.
191	Technology	Applications Development	Customer Experience Platform	Customer Support Solutions	Knowledge of CRM systems, chatbot frameworks, live chat, and voice services platforms relevant to digital banking environments.
192	Technology	Applications Development	Customer Experience Platform	Customer Support Solutions	Knowledge of system integration techniques to unify customer data and enable seamless digital journeys across touchpoints.
193	Technology	Applications Development	Customer Experience Platform	Customer Support Solutions	Knowledge of cybersecurity protocols, compliance policies, and governance frameworks.
194	Technology	Applications Development	Customer Experience Platform	Customer Support Solutions	Ability to manage platform upgrades, incident response, and system maintenance with minimal disruption.
195	Technology	Applications Development	Customer Experience Platform	Customer Support Solutions	Ability to collaborate with business and IT teams to translate customer feedback and functional needs into digital platform enhancements.
196	Technology	Applications Development	Customer Experience Platform	Customer Support Solutions	Ability to evaluate emerging technologies and drive innovation in customer engagement solutions.
197	Technology	Applications Development	Customer Experience Platform	Customer Support Solutions	Ability to use data analytics and customer feedback tools to improve platform features and enhance digital satisfaction.
198	Technology	Applications Development	Customer Experience Platform	Customer Support Solutions	Ability to lead end-to-end development and deployment of customer-facing platforms ensuring timely execution and strategic alignment.
199	Technology	Applications Development	Customer Experience Platform	Business Process Management	Knowledge of CRM systems, chatbot frameworks, live chat, and voice services platforms relevant to digital banking environments.
200	Technology	Applications Development	Customer Experience Platform	Business Process Management	Knowledge of system integration techniques to unify customer data and enable seamless digital journeys across touchpoints.
201	Technology	Applications Development	Customer Experience Platform	Business Process Management	Knowledge of cybersecurity protocols, compliance policies, and governance frameworks.
202	Technology	Applications Development	Customer Experience Platform	Business Process Management	Ability to manage platform upgrades, incident response, and system maintenance with minimal disruption.
203	Technology	Applications Development	Customer Experience Platform	Business Process Management	Ability to collaborate with business and IT teams to translate customer feedback and functional needs into digital platform enhancements.
204	Technology	Applications Development	Customer Experience Platform	Business Process Management	Ability to evaluate emerging technologies and drive innovation in customer engagement solutions.
205	Technology	Applications Development	Customer Experience Platform	Business Process Management	Ability to use data analytics and customer feedback tools to improve platform features and enhance digital satisfaction.
206	Technology	Applications Development	Customer Experience Platform	Business Process Management	Ability to lead end-to-end development and deployment of customer-facing platforms ensuring timely execution and strategic alignment.
207	Technology	Applications Development	Banking Applications		Knowledge of core banking systems architecture, modules, and integration touchpoints.
208	Technology	Applications Development	Banking Applications		Knowledge of treasury and liquidity management platforms, including functionalities for FX, MM, fixed income, and interbank trading.
209	Technology	Applications Development	Banking Applications		Knowledge of regulatory reporting requirements from SAMA, ZATCA, and Basel III.
210	Technology	Applications Development	Banking Applications		Knowledge of integration protocols and middleware technologies.
211	Technology	Applications Development	Banking Applications		Knowledge of business continuity planning and disaster recovery frameworks related to banking applications to ensure system resiliency and regulatory preparedness.
212	Technology	Applications Development	Banking Applications		Ability to evaluate, select, and govern third-party banking application vendors.
213	Technology	Applications Development	Banking Applications		Ability to oversee the development and testing of banking systems (UAT/IAT/SIT)
214	Technology	Applications Development	Banking Applications		Ability to lead full-cycle implementation, customization, and upgrade of core and satellite banking applications.
215	Technology	Applications Development	Banking Applications	Core Banking Mgmt.	Knowledge of core banking systems architecture, modules, and integration touchpoints.
216	Technology	Applications Development	Banking Applications	Core Banking Mgmt.	Knowledge of treasury and liquidity management platforms, including functionalities for FX, MM, fixed income, and interbank trading.
217	Technology	Applications Development	Banking Applications	Core Banking Mgmt.	Knowledge of regulatory reporting requirements from SAMA, ZATCA, and Basel III.
218	Technology	Applications Development	Banking Applications	Core Banking Mgmt.	Knowledge of integration protocols and middleware technologies.
219	Technology	Applications Development	Banking Applications	Core Banking Mgmt.	Knowledge of business continuity planning and disaster recovery frameworks related to banking applications to ensure system resiliency and regulatory preparedness.
220	Technology	Applications Development	Banking Applications	Core Banking Mgmt.	Ability to evaluate, select, and govern third-party banking application vendors.
221	Technology	Applications Development	Banking Applications	Core Banking Mgmt.	Ability to oversee the development and testing of banking systems (UAT/IAT/SIT)
222	Technology	Applications Development	Banking Applications	Core Banking Mgmt.	Ability to lead full-cycle implementation, customization, and upgrade of core and satellite banking applications.
223	Technology	Applications Development	Banking Applications	Risk Mgmt. and GRC	Knowledge of core banking systems architecture, modules, and integration touchpoints.
224	Technology	Applications Development	Banking Applications	Risk Mgmt. and GRC	Knowledge of treasury and liquidity management platforms, including functionalities for FX, MM, fixed income, and interbank trading.
225	Technology	Applications Development	Banking Applications	Risk Mgmt. and GRC	Knowledge of regulatory reporting requirements from SAMA, ZATCA, and Basel III.
226	Technology	Applications Development	Banking Applications	Risk Mgmt. and GRC	Knowledge of integration protocols and middleware technologies.
227	Technology	Applications Development	Banking Applications	Risk Mgmt. and GRC	Knowledge of business continuity planning and disaster recovery frameworks related to banking applications to ensure system resiliency and regulatory preparedness.
228	Technology	Applications Development	Banking Applications	Risk Mgmt. and GRC	Ability to evaluate, select, and govern third-party banking application vendors.
229	Technology	Applications Development	Banking Applications	Risk Mgmt. and GRC	Ability to oversee the development and testing of banking systems (UAT/IAT/SIT)
230	Technology	Applications Development	Banking Applications	Risk Mgmt. and GRC	Ability to lead full-cycle implementation, customization, and upgrade of core and satellite banking applications.
231	Technology	Applications Development	Banking Applications	Treasury Management System	Knowledge of core banking systems architecture, modules, and integration touchpoints.
232	Technology	Applications Development	Banking Applications	Treasury Management System	Knowledge of treasury and liquidity management platforms, including functionalities for FX, MM, fixed income, and interbank trading.
233	Technology	Applications Development	Banking Applications	Treasury Management System	Knowledge of regulatory reporting requirements from SAMA, ZATCA, and Basel III.
234	Technology	Applications Development	Banking Applications	Treasury Management System	Knowledge of integration protocols and middleware technologies.
235	Technology	Applications Development	Banking Applications	Treasury Management System	Knowledge of business continuity planning and disaster recovery frameworks related to banking applications to ensure system resiliency and regulatory preparedness.
236	Technology	Applications Development	Banking Applications	Treasury Management System	Ability to evaluate, select, and govern third-party banking application vendors.
237	Technology	Applications Development	Banking Applications	Treasury Management System	Ability to oversee the development and testing of banking systems (UAT/IAT/SIT)
238	Technology	Applications Development	Banking Applications	Treasury Management System	Ability to lead full-cycle implementation, customization, and upgrade of core and satellite banking applications.
239	Technology	Applications Development	Payments and Compliance Systems		Knowledge of local and cross-border payment systems (SARIE, MADA, SWIFT, IPS) and settlement processes.
240	Technology	Applications Development	Payments and Compliance Systems		Knowledge of AML, CTF, KYC, FATCA/CRS, and sanctions compliance systems.
241	Technology	Applications Development	Payments and Compliance Systems		Knowledge of incident response, SLA tracking, and system availability monitoring.
242	Technology	Applications Development	Payments and Compliance Systems		Knowledge of STP, payment reconciliation, and exception handling practices.
243	Technology	Applications Development	Payments and Compliance Systems		Knowledge of middleware/API integrations across payment and compliance platforms.
244	Technology	Applications Development	Payments and Compliance Systems		Ability to configure and monitor compliance alert engines and case management tools.
245	Technology	Applications Development	Payments and Compliance Systems		Ability to ensure compliance with SAMA, FATF, and ZATCA regulatory standards.
246	Technology	Applications Development	Payments and Compliance Systems		Ability to manage vendors, UAT/IAT cycles, and platform upgrade governance.
247	Technology	Applications Development	Payments and Compliance Systems		Ability to integrate payment hubs with core banking, wallets, and third-party systems.
248	Technology	Applications Development	Payments and Compliance Systems	Payment Solutions	Knowledge of local and cross-border payment systems (SARIE, MADA, SWIFT, IPS) and settlement processes.
249	Technology	Applications Development	Payments and Compliance Systems	Payment Solutions	Knowledge of AML, CTF, KYC, FATCA/CRS, and sanctions compliance systems.
250	Technology	Applications Development	Payments and Compliance Systems	Payment Solutions	Knowledge of incident response, SLA tracking, and system availability monitoring.
251	Technology	Applications Development	Payments and Compliance Systems	Payment Solutions	Knowledge of STP, payment reconciliation, and exception handling practices.
252	Technology	Applications Development	Payments and Compliance Systems	Payment Solutions	Knowledge of middleware/API integrations across payment and compliance platforms.
253	Technology	Applications Development	Payments and Compliance Systems	Payment Solutions	Ability to configure and monitor compliance alert engines and case management tools.
254	Technology	Applications Development	Payments and Compliance Systems	Payment Solutions	Ability to ensure compliance with SAMA, FATF, and ZATCA regulatory standards.
255	Technology	Applications Development	Payments and Compliance Systems	Payment Solutions	Ability to manage vendors, UAT/IAT cycles, and platform upgrade governance.
256	Technology	Applications Development	Payments and Compliance Systems	Payment Solutions	Ability to integrate payment hubs with core banking, wallets, and third-party systems.
257	Technology	Applications Development	Payments and Compliance Systems	Compliance Mgmt.	Knowledge of local and cross-border payment systems (SARIE, MADA, SWIFT, IPS) and settlement processes.
258	Technology	Applications Development	Payments and Compliance Systems	Compliance Mgmt.	Knowledge of AML, CTF, KYC, FATCA/CRS, and sanctions compliance systems.
259	Technology	Applications Development	Payments and Compliance Systems	Compliance Mgmt.	Knowledge of incident response, SLA tracking, and system availability monitoring.
260	Technology	Applications Development	Payments and Compliance Systems	Compliance Mgmt.	Knowledge of STP, payment reconciliation, and exception handling practices.
261	Technology	Applications Development	Payments and Compliance Systems	Compliance Mgmt.	Knowledge of middleware/API integrations across payment and compliance platforms.
262	Technology	Applications Development	Payments and Compliance Systems	Compliance Mgmt.	Ability to configure and monitor compliance alert engines and case management tools.
263	Technology	Applications Development	Payments and Compliance Systems	Compliance Mgmt.	Ability to ensure compliance with SAMA, FATF, and ZATCA regulatory standards.
264	Technology	Applications Development	Payments and Compliance Systems	Compliance Mgmt.	Ability to manage vendors, UAT/IAT cycles, and platform upgrade governance.
265	Technology	Applications Development	Payments and Compliance Systems	Compliance Mgmt.	Ability to integrate payment hubs with core banking, wallets, and third-party systems.
266	Technology	Applications Development	Enterprise Applications		Knowledge of enterprise application ecosystems (ERP, CRM, HRMS, procurement) and their integration across banking operations.
267	Technology	Applications Development	Enterprise Applications		Knowledge of regulatory compliance requirements including SAMA, ZATCA, and IFRS applicable to enterprise platforms.
268	Technology	Applications Development	Enterprise Applications		Knowledge of cloud-based platforms and automation tools to drive digital transformation in enterprise applications.
269	Technology	Applications Development	Enterprise Applications		Knowledge of business process reengineering and digitization within enterprise environments.
270	Technology	Applications Development	Enterprise Applications		Ability to manage full-cycle implementation of enterprise systems, including planning, testing, deployment, and upgrades.
271	Technology	Applications Development	Enterprise Applications		Ability to evaluate vendor performance, negotiate SLAs, and ensure contract compliance for enterprise technology providers.
272	Technology	Applications Development	Enterprise Applications		Ability do develop dashboards and analytics platforms using Power BI and Excel.
273	Technology	Applications Development	Enterprise Applications	ERP	Knowledge of enterprise application ecosystems (ERP, CRM, HRMS, procurement) and their integration across banking operations.
274	Technology	Applications Development	Enterprise Applications	ERP	Knowledge of regulatory compliance requirements including SAMA, ZATCA, and IFRS applicable to enterprise platforms.
275	Technology	Applications Development	Enterprise Applications	ERP	Knowledge of cloud-based platforms and automation tools to drive digital transformation in enterprise applications.
276	Technology	Applications Development	Enterprise Applications	ERP	Knowledge of business process reengineering and digitization within enterprise environments.
277	Technology	Applications Development	Enterprise Applications	ERP	Ability to manage full-cycle implementation of enterprise systems, including planning, testing, deployment, and upgrades.
278	Technology	Applications Development	Enterprise Applications	ERP	Ability to evaluate vendor performance, negotiate SLAs, and ensure contract compliance for enterprise technology providers.
279	Technology	Applications Development	Enterprise Applications	ERP	Ability do develop dashboards and analytics platforms using Power BI and Excel.
280	Technology	Applications Development	Enterprise Applications	Legal & Audit Systems Mgmt.	Knowledge of enterprise application ecosystems (ERP, CRM, HRMS, procurement) and their integration across banking operations.
281	Technology	Applications Development	Enterprise Applications	Legal & Audit Systems Mgmt.	Knowledge of regulatory compliance requirements including SAMA, ZATCA, and IFRS applicable to enterprise platforms.
282	Technology	Applications Development	Enterprise Applications	Legal & Audit Systems Mgmt.	Knowledge of cloud-based platforms and automation tools to drive digital transformation in enterprise applications.
283	Technology	Applications Development	Enterprise Applications	Legal & Audit Systems Mgmt.	Knowledge of business process reengineering and digitization within enterprise environments.
284	Technology	Applications Development	Enterprise Applications	Legal & Audit Systems Mgmt.	Ability to manage full-cycle implementation of enterprise systems, including planning, testing, deployment, and upgrades.
285	Technology	Applications Development	Enterprise Applications	Legal & Audit Systems Mgmt.	Ability to evaluate vendor performance, negotiate SLAs, and ensure contract compliance for enterprise technology providers.
286	Technology	Applications Development	Enterprise Applications	Legal & Audit Systems Mgmt.	Ability do develop dashboards and analytics platforms using Power BI and Excel.
287	Technology	Applications Development	Enterprise Applications	Internal Support System	Knowledge of enterprise application ecosystems (ERP, CRM, HRMS, procurement) and their integration across banking operations.
288	Technology	Applications Development	Enterprise Applications	Internal Support System	Knowledge of regulatory compliance requirements including SAMA, ZATCA, and IFRS applicable to enterprise platforms.
289	Technology	Applications Development	Enterprise Applications	Internal Support System	Knowledge of cloud-based platforms and automation tools to drive digital transformation in enterprise applications.
290	Technology	Applications Development	Enterprise Applications	Internal Support System	Knowledge of business process reengineering and digitization within enterprise environments.
291	Technology	Applications Development	Enterprise Applications	Internal Support System	Ability to manage full-cycle implementation of enterprise systems, including planning, testing, deployment, and upgrades.
292	Technology	Applications Development	Enterprise Applications	Internal Support System	Ability to evaluate vendor performance, negotiate SLAs, and ensure contract compliance for enterprise technology providers.
293	Technology	Applications Development	Enterprise Applications	Internal Support System	Ability do develop dashboards and analytics platforms using Power BI and Excel.
294	Technology	Infrastructure & Operations			Knowledge of network and communications infrastructure.
295	Technology	Infrastructure & Operations			Knowledge of service monitoring tools and SLA frameworks to track uptime, latency, throughput, and system health metrics.
296	Technology	Infrastructure & Operations			Knowledge of Site Reliability Engineering (SRE) methodologies.
297	Technology	Infrastructure & Operations			Knowledge of middleware deployment processes and integration architectures.
298	Technology	Infrastructure & Operations			Knowledge of banking application infrastructure, covering integration models, system scalability, and infrastructure lifecycle management.
299	Technology	Infrastructure & Operations			Knowledge of ITIL, NIST, IFRS, and SAMA regulatory standards.
300	Technology	Infrastructure & Operations			Ability to manage incident and problem resolution processes, including performing root cause analysis (RCA)
301	Technology	Infrastructure & Operations			Ability to plan and manage infrastructure capacity, availability, and resiliency.
302	Technology	Infrastructure & Operations			Ability to implement robust storage and database strategies.
303	Technology	Infrastructure & Operations			Ability to manage end-user support experiences, leveraging ITSM tools.
304	Technology	Infrastructure & Operations	Service Management		Knowledge of configuration management practices, including CMDB design, asset relationship mapping, and integration with ITSM, monitoring, and inventory systems.
305	Technology	Infrastructure & Operations	Service Management		Knowledge of service monitoring frameworks, including the design and deployment of tools.
306	Technology	Infrastructure & Operations	Service Management		Knowledge of escalation protocols, severity classification, and L1–L3 support coordination models.
307	Technology	Infrastructure & Operations	Service Management		Knowledge of service governance frameworks and SLO/KPI setting.
308	Technology	Infrastructure & Operations	Service Management		Ability to configure dashboards, alerts, and trend reports for SLA tracking, anomaly detection, and event correlation.
309	Technology	Infrastructure & Operations	Service Management		Ability to lead the full lifecycle of incident and problem management.
310	Technology	Infrastructure & Operations	Service Management		Ability to conduct post-incident reviews and implement preventive actions to mitigate service disruptions and improve system reliability.
311	Technology	Infrastructure & Operations	Service Management		Ability to support service migration and network zoning initiatives.
312	Technology	Infrastructure & Operations	Service Management	Configuration Management	Knowledge of configuration management practices, including CMDB design, asset relationship mapping, and integration with ITSM, monitoring, and inventory systems.
313	Technology	Infrastructure & Operations	Service Management	Configuration Management	Knowledge of service monitoring frameworks, including the design and deployment of tools.
314	Technology	Infrastructure & Operations	Service Management	Configuration Management	Knowledge of escalation protocols, severity classification, and L1–L3 support coordination models.
315	Technology	Infrastructure & Operations	Service Management	Configuration Management	Knowledge of service governance frameworks and SLO/KPI setting.
316	Technology	Infrastructure & Operations	Service Management	Configuration Management	Ability to configure dashboards, alerts, and trend reports for SLA tracking, anomaly detection, and event correlation.
317	Technology	Infrastructure & Operations	Service Management	Configuration Management	Ability to lead the full lifecycle of incident and problem management.
318	Technology	Infrastructure & Operations	Service Management	Configuration Management	Ability to conduct post-incident reviews and implement preventive actions to mitigate service disruptions and improve system reliability.
319	Technology	Infrastructure & Operations	Service Management	Configuration Management	Ability to support service migration and network zoning initiatives.
320	Technology	Infrastructure & Operations	Service Management	Service Monitoring & Reporting	Knowledge of configuration management practices, including CMDB design, asset relationship mapping, and integration with ITSM, monitoring, and inventory systems.
321	Technology	Infrastructure & Operations	Service Management	Service Monitoring & Reporting	Knowledge of service monitoring frameworks, including the design and deployment of tools.
322	Technology	Infrastructure & Operations	Service Management	Service Monitoring & Reporting	Knowledge of escalation protocols, severity classification, and L1–L3 support coordination models.
323	Technology	Infrastructure & Operations	Service Management	Service Monitoring & Reporting	Knowledge of service governance frameworks and SLO/KPI setting.
324	Technology	Infrastructure & Operations	Service Management	Service Monitoring & Reporting	Ability to configure dashboards, alerts, and trend reports for SLA tracking, anomaly detection, and event correlation.
325	Technology	Infrastructure & Operations	Service Management	Service Monitoring & Reporting	Ability to lead the full lifecycle of incident and problem management.
326	Technology	Infrastructure & Operations	Service Management	Service Monitoring & Reporting	Ability to conduct post-incident reviews and implement preventive actions to mitigate service disruptions and improve system reliability.
327	Technology	Infrastructure & Operations	Service Management	Service Monitoring & Reporting	Ability to support service migration and network zoning initiatives.
328	Technology	Infrastructure & Operations	Service Management	Incident & Problem Management	Knowledge of configuration management practices, including CMDB design, asset relationship mapping, and integration with ITSM, monitoring, and inventory systems.
329	Technology	Infrastructure & Operations	Service Management	Incident & Problem Management	Knowledge of service monitoring frameworks, including the design and deployment of tools.
330	Technology	Infrastructure & Operations	Service Management	Incident & Problem Management	Knowledge of escalation protocols, severity classification, and L1–L3 support coordination models.
331	Technology	Infrastructure & Operations	Service Management	Incident & Problem Management	Knowledge of service governance frameworks and SLO/KPI setting.
332	Technology	Infrastructure & Operations	Service Management	Incident & Problem Management	Ability to configure dashboards, alerts, and trend reports for SLA tracking, anomaly detection, and event correlation.
333	Technology	Infrastructure & Operations	Service Management	Incident & Problem Management	Ability to lead the full lifecycle of incident and problem management.
334	Technology	Infrastructure & Operations	Service Management	Incident & Problem Management	Ability to conduct post-incident reviews and implement preventive actions to mitigate service disruptions and improve system reliability.
335	Technology	Infrastructure & Operations	Service Management	Incident & Problem Management	Ability to support service migration and network zoning initiatives.
336	Technology	Infrastructure & Operations	Infrastructure Management		Knowledge of network architecture and infrastructure technologies including LAN/WAN, switches, routers, firewalls, VPN, and wireless networks.
337	Technology	Infrastructure & Operations	Infrastructure Management		Knowledge of infrastructure capacity and availability planning, including performance monitoring, utilization forecasting, and scalability modeling.
338	Technology	Infrastructure & Operations	Infrastructure Management		Knowledge of IT infrastructure lifecycle management, including system provisioning, patching, maintenance, and decommissioning.
339	Technology	Infrastructure & Operations	Infrastructure Management		Knowledge of vendor management practices, including SLA enforcement and issue escalation.
340	Technology	Infrastructure & Operations	Infrastructure Management		Ability to administer and optimize enterprise storage and database environments (e.g., SQL, Oracle, NoSQL).
341	Technology	Infrastructure & Operations	Infrastructure Management		Ability to manage hybrid infrastructure environments, ensuring secure and seamless integration between on-premises systems and cloud platforms.
342	Technology	Infrastructure & Operations	Infrastructure Management		Ability to enforce infrastructure compliance with ITIL, NIST, SAMA, and internal governance standards.
343	Technology	Infrastructure & Operations	Infrastructure Management		Ability to lead incident response and root cause analysis for infrastructure-related outages and service disruptions.
344	Technology	Infrastructure & Operations	Infrastructure Management	Network & Communications Management	Knowledge of network architecture and infrastructure technologies including LAN/WAN, switches, routers, firewalls, VPN, and wireless networks.
345	Technology	Infrastructure & Operations	Infrastructure Management	Network & Communications Management	Knowledge of infrastructure capacity and availability planning, including performance monitoring, utilization forecasting, and scalability modeling.
346	Technology	Infrastructure & Operations	Infrastructure Management	Network & Communications Management	Knowledge of IT infrastructure lifecycle management, including system provisioning, patching, maintenance, and decommissioning.
347	Technology	Infrastructure & Operations	Infrastructure Management	Network & Communications Management	Knowledge of vendor management practices, including SLA enforcement and issue escalation.
348	Technology	Infrastructure & Operations	Infrastructure Management	Network & Communications Management	Ability to administer and optimize enterprise storage and database environments (e.g., SQL, Oracle, NoSQL).
349	Technology	Infrastructure & Operations	Infrastructure Management	Network & Communications Management	Ability to manage hybrid infrastructure environments, ensuring secure and seamless integration between on-premises systems and cloud platforms.
350	Technology	Infrastructure & Operations	Infrastructure Management	Network & Communications Management	Ability to enforce infrastructure compliance with ITIL, NIST, SAMA, and internal governance standards.
351	Technology	Infrastructure & Operations	Infrastructure Management	Network & Communications Management	Ability to lead incident response and root cause analysis for infrastructure-related outages and service disruptions.
352	Technology	Infrastructure & Operations	Infrastructure Management	Storage & Database Management	Knowledge of network architecture and infrastructure technologies including LAN/WAN, switches, routers, firewalls, VPN, and wireless networks.
353	Technology	Infrastructure & Operations	Infrastructure Management	Storage & Database Management	Knowledge of infrastructure capacity and availability planning, including performance monitoring, utilization forecasting, and scalability modeling.
354	Technology	Infrastructure & Operations	Infrastructure Management	Storage & Database Management	Knowledge of IT infrastructure lifecycle management, including system provisioning, patching, maintenance, and decommissioning.
355	Technology	Infrastructure & Operations	Infrastructure Management	Storage & Database Management	Knowledge of vendor management practices, including SLA enforcement and issue escalation.
356	Technology	Infrastructure & Operations	Infrastructure Management	Storage & Database Management	Ability to administer and optimize enterprise storage and database environments (e.g., SQL, Oracle, NoSQL).
357	Technology	Infrastructure & Operations	Infrastructure Management	Storage & Database Management	Ability to manage hybrid infrastructure environments, ensuring secure and seamless integration between on-premises systems and cloud platforms.
358	Technology	Infrastructure & Operations	Infrastructure Management	Storage & Database Management	Ability to enforce infrastructure compliance with ITIL, NIST, SAMA, and internal governance standards.
359	Technology	Infrastructure & Operations	Infrastructure Management	Storage & Database Management	Ability to lead incident response and root cause analysis for infrastructure-related outages and service disruptions.
360	Technology	Infrastructure & Operations	Infrastructure Management	Infra & Cloud Support	Knowledge of network architecture and infrastructure technologies including LAN/WAN, switches, routers, firewalls, VPN, and wireless networks.
361	Technology	Infrastructure & Operations	Infrastructure Management	Infra & Cloud Support	Knowledge of infrastructure capacity and availability planning, including performance monitoring, utilization forecasting, and scalability modeling.
362	Technology	Infrastructure & Operations	Infrastructure Management	Infra & Cloud Support	Knowledge of IT infrastructure lifecycle management, including system provisioning, patching, maintenance, and decommissioning.
363	Technology	Infrastructure & Operations	Infrastructure Management	Infra & Cloud Support	Knowledge of vendor management practices, including SLA enforcement and issue escalation.
364	Technology	Infrastructure & Operations	Infrastructure Management	Infra & Cloud Support	Ability to administer and optimize enterprise storage and database environments (e.g., SQL, Oracle, NoSQL).
365	Technology	Infrastructure & Operations	Infrastructure Management	Infra & Cloud Support	Ability to manage hybrid infrastructure environments, ensuring secure and seamless integration between on-premises systems and cloud platforms.
366	Technology	Infrastructure & Operations	Infrastructure Management	Infra & Cloud Support	Ability to enforce infrastructure compliance with ITIL, NIST, SAMA, and internal governance standards.
367	Technology	Infrastructure & Operations	Infrastructure Management	Infra & Cloud Support	Ability to lead incident response and root cause analysis for infrastructure-related outages and service disruptions.
368	Technology	Infrastructure & Operations	Infrastructure Management	Availability, Capacity Management	Knowledge of network architecture and infrastructure technologies including LAN/WAN, switches, routers, firewalls, VPN, and wireless networks.
369	Technology	Infrastructure & Operations	Infrastructure Management	Availability, Capacity Management	Knowledge of infrastructure capacity and availability planning, including performance monitoring, utilization forecasting, and scalability modeling.
370	Technology	Infrastructure & Operations	Infrastructure Management	Availability, Capacity Management	Knowledge of IT infrastructure lifecycle management, including system provisioning, patching, maintenance, and decommissioning.
371	Technology	Infrastructure & Operations	Infrastructure Management	Availability, Capacity Management	Knowledge of vendor management practices, including SLA enforcement and issue escalation.
372	Technology	Infrastructure & Operations	Infrastructure Management	Availability, Capacity Management	Ability to administer and optimize enterprise storage and database environments (e.g., SQL, Oracle, NoSQL).
373	Technology	Infrastructure & Operations	Infrastructure Management	Availability, Capacity Management	Ability to manage hybrid infrastructure environments, ensuring secure and seamless integration between on-premises systems and cloud platforms.
374	Technology	Infrastructure & Operations	Infrastructure Management	Availability, Capacity Management	Ability to enforce infrastructure compliance with ITIL, NIST, SAMA, and internal governance standards.
375	Technology	Infrastructure & Operations	Infrastructure Management	Availability, Capacity Management	Ability to lead incident response and root cause analysis for infrastructure-related outages and service disruptions.
376	Technology	Infrastructure & Operations	Platform Management		Knowledge of Site Reliability Engineering (SRE) principles including SLIs, SLOs, error budgets, and incident response to enhance system availability and MTTR reduction.
377	Technology	Infrastructure & Operations	Platform Management		Knowledge of patching, upgrades, and middleware compliance controls, ensuring alignment with SAMA regulations and audit readiness.
378	Technology	Infrastructure & Operations	Platform Management		Knowledge of integration architecture and service orchestration.
379	Technology	Infrastructure & Operations	Platform Management		Knowledge of hybrid infrastructure planning and cloud transformation, ensuring middleware readiness and scalability across environments.
380	Technology	Infrastructure & Operations	Platform Management		Ability to perform platform performance tuning and capacity planning.
381	Technology	Infrastructure & Operations	Platform Management		Ability to manage enterprise middleware platforms (e.g., IBM MQ, Kafka, WebLogic, API Gateways), ensuring secure and scalable integrations across systems.
382	Technology	Infrastructure & Operations	Platform Management		Ability to lead root cause analysis and implement long-term fixes for recurring platform or middleware issues.
383	Technology	Infrastructure & Operations	Platform Management	Site Reliability Engineering	Knowledge of Site Reliability Engineering (SRE) principles including SLIs, SLOs, error budgets, and incident response to enhance system availability and MTTR reduction.
384	Technology	Infrastructure & Operations	Platform Management	Site Reliability Engineering	Knowledge of patching, upgrades, and middleware compliance controls, ensuring alignment with SAMA regulations and audit readiness.
385	Technology	Infrastructure & Operations	Platform Management	Site Reliability Engineering	Knowledge of integration architecture and service orchestration.
386	Technology	Infrastructure & Operations	Platform Management	Site Reliability Engineering	Knowledge of hybrid infrastructure planning and cloud transformation, ensuring middleware readiness and scalability across environments.
387	Technology	Infrastructure & Operations	Platform Management	Site Reliability Engineering	Ability to perform platform performance tuning and capacity planning.
388	Technology	Infrastructure & Operations	Platform Management	Site Reliability Engineering	Ability to manage enterprise middleware platforms (e.g., IBM MQ, Kafka, WebLogic, API Gateways), ensuring secure and scalable integrations across systems.
389	Technology	Infrastructure & Operations	Platform Management	Site Reliability Engineering	Ability to lead root cause analysis and implement long-term fixes for recurring platform or middleware issues.
390	Technology	Infrastructure & Operations	Platform Management	Middleware Management	Knowledge of Site Reliability Engineering (SRE) principles including SLIs, SLOs, error budgets, and incident response to enhance system availability and MTTR reduction.
391	Technology	Infrastructure & Operations	Platform Management	Middleware Management	Knowledge of patching, upgrades, and middleware compliance controls, ensuring alignment with SAMA regulations and audit readiness.
392	Technology	Infrastructure & Operations	Platform Management	Middleware Management	Knowledge of integration architecture and service orchestration.
393	Technology	Infrastructure & Operations	Platform Management	Middleware Management	Knowledge of hybrid infrastructure planning and cloud transformation, ensuring middleware readiness and scalability across environments.
394	Technology	Infrastructure & Operations	Platform Management	Middleware Management	Ability to perform platform performance tuning and capacity planning.
395	Technology	Infrastructure & Operations	Platform Management	Middleware Management	Ability to manage enterprise middleware platforms (e.g., IBM MQ, Kafka, WebLogic, API Gateways), ensuring secure and scalable integrations across systems.
396	Technology	Infrastructure & Operations	Platform Management	Middleware Management	Ability to lead root cause analysis and implement long-term fixes for recurring platform or middleware issues.
397	Technology	Infrastructure & Operations	Technology Security & End-user Services		Knowledge of secure access controls, encryption, and system hardening.
398	Technology	Infrastructure & Operations	Technology Security & End-user Services		Knowledge of user device support, deployment, and vendor coordination.
399	Technology	Infrastructure & Operations	Technology Security & End-user Services		Knowledge of endpoint protection platforms (AV, MDM, EDR).
400	Technology	Infrastructure & Operations	Technology Security & End-user Services		Knowledge of compliance and telemetry tools for asset monitoring.
401	Technology	Infrastructure & Operations	Technology Security & End-user Services		Ability to manage IT service desks, ticket workflows, and SLAs.
402	Technology	Infrastructure & Operations	Technology Security & End-user Services		Ability to enhance support services using analytics, self-service tools, and modern collaboration platforms.
403	Technology	Infrastructure & Operations	Technology Security & End-user Services		Ability to manage SIEM, IDS/IPS, firewalls, and endpoint protection systems.
404	Technology	Infrastructure & Operations	Technology Security & End-user Services		Ability to lead incident response and post-breach remediation.
405	Technology	Infrastructure & Operations	Technology Security & End-user Services		Ability to enforce secure provisioning, patching, and lifecycle management.
406	Technology	Infrastructure & Operations	Technology Security & End-user Services	Technology Security	Knowledge of secure access controls, encryption, and system hardening.
407	Technology	Infrastructure & Operations	Technology Security & End-user Services	Technology Security	Knowledge of user device support, deployment, and vendor coordination.
408	Technology	Infrastructure & Operations	Technology Security & End-user Services	Technology Security	Knowledge of endpoint protection platforms (AV, MDM, EDR).
409	Technology	Infrastructure & Operations	Technology Security & End-user Services	Technology Security	Knowledge of compliance and telemetry tools for asset monitoring.
410	Technology	Infrastructure & Operations	Technology Security & End-user Services	Technology Security	Ability to manage IT service desks, ticket workflows, and SLAs.
411	Technology	Infrastructure & Operations	Technology Security & End-user Services	Technology Security	Ability to enhance support services using analytics, self-service tools, and modern collaboration platforms.
412	Technology	Infrastructure & Operations	Technology Security & End-user Services	Technology Security	Ability to manage SIEM, IDS/IPS, firewalls, and endpoint protection systems.
413	Technology	Infrastructure & Operations	Technology Security & End-user Services	Technology Security	Ability to lead incident response and post-breach remediation.
414	Technology	Infrastructure & Operations	Technology Security & End-user Services	Technology Security	Ability to enforce secure provisioning, patching, and lifecycle management.
415	Technology	Infrastructure & Operations	Technology Security & End-user Services	Asset and Endpoint Security	Knowledge of secure access controls, encryption, and system hardening.
416	Technology	Infrastructure & Operations	Technology Security & End-user Services	Asset and Endpoint Security	Knowledge of user device support, deployment, and vendor coordination.
417	Technology	Infrastructure & Operations	Technology Security & End-user Services	Asset and Endpoint Security	Knowledge of endpoint protection platforms (AV, MDM, EDR).
418	Technology	Infrastructure & Operations	Technology Security & End-user Services	Asset and Endpoint Security	Knowledge of compliance and telemetry tools for asset monitoring.
419	Technology	Infrastructure & Operations	Technology Security & End-user Services	Asset and Endpoint Security	Ability to manage IT service desks, ticket workflows, and SLAs.
420	Technology	Infrastructure & Operations	Technology Security & End-user Services	Asset and Endpoint Security	Ability to enhance support services using analytics, self-service tools, and modern collaboration platforms.
421	Technology	Infrastructure & Operations	Technology Security & End-user Services	Asset and Endpoint Security	Ability to manage SIEM, IDS/IPS, firewalls, and endpoint protection systems.
422	Technology	Infrastructure & Operations	Technology Security & End-user Services	Asset and Endpoint Security	Ability to lead incident response and post-breach remediation.
423	Technology	Infrastructure & Operations	Technology Security & End-user Services	Asset and Endpoint Security	Ability to enforce secure provisioning, patching, and lifecycle management.
424	Technology	Infrastructure & Operations	Technology Security & End-user Services	End User Services	Knowledge of secure access controls, encryption, and system hardening.
425	Technology	Infrastructure & Operations	Technology Security & End-user Services	End User Services	Knowledge of user device support, deployment, and vendor coordination.
426	Technology	Infrastructure & Operations	Technology Security & End-user Services	End User Services	Knowledge of endpoint protection platforms (AV, MDM, EDR).
427	Technology	Infrastructure & Operations	Technology Security & End-user Services	End User Services	Knowledge of compliance and telemetry tools for asset monitoring.
428	Technology	Infrastructure & Operations	Technology Security & End-user Services	End User Services	Ability to manage IT service desks, ticket workflows, and SLAs.
429	Technology	Infrastructure & Operations	Technology Security & End-user Services	End User Services	Ability to enhance support services using analytics, self-service tools, and modern collaboration platforms.
430	Technology	Infrastructure & Operations	Technology Security & End-user Services	End User Services	Ability to manage SIEM, IDS/IPS, firewalls, and endpoint protection systems.
431	Technology	Infrastructure & Operations	Technology Security & End-user Services	End User Services	Ability to lead incident response and post-breach remediation.
432	Technology	Infrastructure & Operations	Technology Security & End-user Services	End User Services	Ability to enforce secure provisioning, patching, and lifecycle management.
433	Technology	Infrastructure & Operations	Technology Operations		Knowledge of IT Service Management (ITSM) practices and ability to implement service desk operations aligned with ITIL frameworks.
434	Technology	Infrastructure & Operations	Technology Operations		Knowledge of incident, problem, and change management protocols.
435	Technology	Infrastructure & Operations	Technology Operations		Knowledge of network and infrastructure operations.
436	Technology	Infrastructure & Operations	Technology Operations		Knowledge of regulatory technology support (AML, CTF, KYC) and experience aligning tech operations with audit and risk frameworks.
437	Technology	Infrastructure & Operations	Technology Operations		Ability to conduct functional testing, support DR simulations, and enable release readiness for core platforms.
438	Technology	Infrastructure & Operations	Technology Operations		Ability to monitor and maintain core banking and compliance platforms, ensuring uptime, integrity, and SLA compliance.
439	Technology	Infrastructure & Operations	Technology Operations		Ability to coordinate platform support across APIs, middleware, and integration layers.
440	Technology	Infrastructure & Operations	Technology Operations		Ability to interpret NPS/user feedback data, identify platform friction points, and drive customer experience enhancements.
441	Technology	Infrastructure & Operations	Technology Operations	Service Desk Operations	Knowledge of IT Service Management (ITSM) practices and ability to implement service desk operations aligned with ITIL frameworks.
442	Technology	Infrastructure & Operations	Technology Operations	Service Desk Operations	Knowledge of incident, problem, and change management protocols.
443	Technology	Infrastructure & Operations	Technology Operations	Service Desk Operations	Knowledge of network and infrastructure operations.
444	Technology	Infrastructure & Operations	Technology Operations	Service Desk Operations	Knowledge of regulatory technology support (AML, CTF, KYC) and experience aligning tech operations with audit and risk frameworks.
445	Technology	Infrastructure & Operations	Technology Operations	Service Desk Operations	Ability to conduct functional testing, support DR simulations, and enable release readiness for core platforms.
446	Technology	Infrastructure & Operations	Technology Operations	Service Desk Operations	Ability to monitor and maintain core banking and compliance platforms, ensuring uptime, integrity, and SLA compliance.
447	Technology	Infrastructure & Operations	Technology Operations	Service Desk Operations	Ability to coordinate platform support across APIs, middleware, and integration layers.
448	Technology	Infrastructure & Operations	Technology Operations	Service Desk Operations	Ability to interpret NPS/user feedback data, identify platform friction points, and drive customer experience enhancements.
449	Technology	Infrastructure & Operations	Technology Operations	Customer Experience Support	Knowledge of IT Service Management (ITSM) practices and ability to implement service desk operations aligned with ITIL frameworks.
450	Technology	Infrastructure & Operations	Technology Operations	Customer Experience Support	Knowledge of incident, problem, and change management protocols.
451	Technology	Infrastructure & Operations	Technology Operations	Customer Experience Support	Knowledge of network and infrastructure operations.
452	Technology	Infrastructure & Operations	Technology Operations	Customer Experience Support	Knowledge of regulatory technology support (AML, CTF, KYC) and experience aligning tech operations with audit and risk frameworks.
453	Technology	Infrastructure & Operations	Technology Operations	Customer Experience Support	Ability to conduct functional testing, support DR simulations, and enable release readiness for core platforms.
454	Technology	Infrastructure & Operations	Technology Operations	Customer Experience Support	Ability to monitor and maintain core banking and compliance platforms, ensuring uptime, integrity, and SLA compliance.
455	Technology	Infrastructure & Operations	Technology Operations	Customer Experience Support	Ability to coordinate platform support across APIs, middleware, and integration layers.
456	Technology	Infrastructure & Operations	Technology Operations	Customer Experience Support	Ability to interpret NPS/user feedback data, identify platform friction points, and drive customer experience enhancements.
457	Technology	Infrastructure & Operations	Technology Operations	Banking Applications Support	Knowledge of IT Service Management (ITSM) practices and ability to implement service desk operations aligned with ITIL frameworks.
458	Technology	Infrastructure & Operations	Technology Operations	Banking Applications Support	Knowledge of incident, problem, and change management protocols.
459	Technology	Infrastructure & Operations	Technology Operations	Banking Applications Support	Knowledge of network and infrastructure operations.
460	Technology	Infrastructure & Operations	Technology Operations	Banking Applications Support	Knowledge of regulatory technology support (AML, CTF, KYC) and experience aligning tech operations with audit and risk frameworks.
461	Technology	Infrastructure & Operations	Technology Operations	Banking Applications Support	Ability to conduct functional testing, support DR simulations, and enable release readiness for core platforms.
462	Technology	Infrastructure & Operations	Technology Operations	Banking Applications Support	Ability to monitor and maintain core banking and compliance platforms, ensuring uptime, integrity, and SLA compliance.
463	Technology	Infrastructure & Operations	Technology Operations	Banking Applications Support	Ability to coordinate platform support across APIs, middleware, and integration layers.
464	Technology	Infrastructure & Operations	Technology Operations	Banking Applications Support	Ability to interpret NPS/user feedback data, identify platform friction points, and drive customer experience enhancements.
465	Technology	Infrastructure & Operations	Technology Operations	Risk & Compliance Systems Support	Knowledge of IT Service Management (ITSM) practices and ability to implement service desk operations aligned with ITIL frameworks.
466	Technology	Infrastructure & Operations	Technology Operations	Risk & Compliance Systems Support	Knowledge of incident, problem, and change management protocols.
467	Technology	Infrastructure & Operations	Technology Operations	Risk & Compliance Systems Support	Knowledge of network and infrastructure operations.
468	Technology	Infrastructure & Operations	Technology Operations	Risk & Compliance Systems Support	Knowledge of regulatory technology support (AML, CTF, KYC) and experience aligning tech operations with audit and risk frameworks.
469	Technology	Infrastructure & Operations	Technology Operations	Risk & Compliance Systems Support	Ability to conduct functional testing, support DR simulations, and enable release readiness for core platforms.
470	Technology	Infrastructure & Operations	Technology Operations	Risk & Compliance Systems Support	Ability to monitor and maintain core banking and compliance platforms, ensuring uptime, integrity, and SLA compliance.
471	Technology	Infrastructure & Operations	Technology Operations	Risk & Compliance Systems Support	Ability to coordinate platform support across APIs, middleware, and integration layers.
472	Technology	Infrastructure & Operations	Technology Operations	Risk & Compliance Systems Support	Ability to interpret NPS/user feedback data, identify platform friction points, and drive customer experience enhancements.
473	Technology	Infrastructure & Operations	Technology Operations	Business Integration support	Knowledge of IT Service Management (ITSM) practices and ability to implement service desk operations aligned with ITIL frameworks.
474	Technology	Infrastructure & Operations	Technology Operations	Business Integration support	Knowledge of incident, problem, and change management protocols.
475	Technology	Infrastructure & Operations	Technology Operations	Business Integration support	Knowledge of network and infrastructure operations.
476	Technology	Infrastructure & Operations	Technology Operations	Business Integration support	Knowledge of regulatory technology support (AML, CTF, KYC) and experience aligning tech operations with audit and risk frameworks.
477	Technology	Infrastructure & Operations	Technology Operations	Business Integration support	Ability to conduct functional testing, support DR simulations, and enable release readiness for core platforms.
478	Technology	Infrastructure & Operations	Technology Operations	Business Integration support	Ability to monitor and maintain core banking and compliance platforms, ensuring uptime, integrity, and SLA compliance.
479	Technology	Infrastructure & Operations	Technology Operations	Business Integration support	Ability to coordinate platform support across APIs, middleware, and integration layers.
480	Technology	Infrastructure & Operations	Technology Operations	Business Integration support	Ability to interpret NPS/user feedback data, identify platform friction points, and drive customer experience enhancements.
481	Technology	Infrastructure & Operations	Technology Operations	Network & Infra Support	Knowledge of IT Service Management (ITSM) practices and ability to implement service desk operations aligned with ITIL frameworks.
482	Technology	Infrastructure & Operations	Technology Operations	Network & Infra Support	Knowledge of incident, problem, and change management protocols.
483	Technology	Infrastructure & Operations	Technology Operations	Network & Infra Support	Knowledge of network and infrastructure operations.
484	Technology	Infrastructure & Operations	Technology Operations	Network & Infra Support	Knowledge of regulatory technology support (AML, CTF, KYC) and experience aligning tech operations with audit and risk frameworks.
485	Technology	Infrastructure & Operations	Technology Operations	Network & Infra Support	Ability to conduct functional testing, support DR simulations, and enable release readiness for core platforms.
486	Technology	Infrastructure & Operations	Technology Operations	Network & Infra Support	Ability to monitor and maintain core banking and compliance platforms, ensuring uptime, integrity, and SLA compliance.
487	Technology	Infrastructure & Operations	Technology Operations	Network & Infra Support	Ability to coordinate platform support across APIs, middleware, and integration layers.
488	Technology	Infrastructure & Operations	Technology Operations	Network & Infra Support	Ability to interpret NPS/user feedback data, identify platform friction points, and drive customer experience enhancements.
489	Technology	Data & AI			Knowledge of big data infrastructure and pipeline engineering tools such as Hadoop, Spark, Kafka, Nifi, Hive, and Impala.
490	Technology	Data & AI			Knowledge of data governance frameworks to ensure data quality, privacy, lineage tracking, and access control across the data lifecycle.
491	Technology	Data & AI			Knowledge of real-time and batch data processing for high-availability platforms supporting digital banking use cases.
492	Technology	Data & AI			Ability to code in Python and SQL for data extraction, transformation, analysis, and model training activities.
493	Technology	Data & AI			Ability to lead cross-functional collaboration with engineering, UX/UI, compliance, and product teams.
494	Technology	Data & AI			Ability to design and implement secure and compliant data architectures, including data lakes and warehouses.
495	Technology	Data & AI			Ability to develop advanced data models and optimize data flows to enable predictive analytics, customer intelligence, and operational insights.
496	Technology	Data & AI	Data Engineering		Knowledge of data governance frameworks and ability to implement data stewardship, ownership, and classification protocols across enterprise functions.
497	Technology	Data & AI	Data Engineering		Knowledge of master data management (MDM) practices and ability to maintain data dictionaries, business glossaries, and metadata repositories.
498	Technology	Data & AI	Data Engineering		Knowledge of data lineage, metadata management, and impact analysis to support audit readiness and integration planning.
499	Technology	Data & AI	Data Engineering		Knowledge of tools such as Collibra, Informatica, Talend, or Azure Purview for automating governance, metadata tracking, and quality assurance.
500	Technology	Data & AI	Data Engineering		Ability to manage access controls and monitor tool performance to ensure automation, security, and scalability of governance processes.
501	Technology	Data & AI	Data Engineering		Ability to enforce regulatory-compliant data privacy, access control, and retention policies in line with SAMA, NDMO, and GDPR guidelines.
502	Technology	Data & AI	Data Products		Knowledge of big data infrastructure and tools such as Hadoop, Spark, Nifi, Kafka, Hive, and Data Lakehouse architectures for scalable data processing and integration.
503	Technology	Data & AI	Data Products		Knowledge of data governance, privacy, and quality frameworks, including access controls and compliance with data security standards.
504	Technology	Data & AI	Data Products		Knowledge of cloud-based data platforms and real-time processing for high-availability, cost-effective, and reliable solutions.
505	Technology	Data & AI	Data Products		Knowledge of predictive analytics, customer behavior modeling, and market insight generation using SQL, Python, and Power BI.
506	Technology	Data & AI	Data Products		Ability to design advanced data models and architectures that align with business requirements.
507	Technology	Data & AI	Data Products		Ability to apply user research, journey mapping, and feedback loops to deliver intuitive and user-centric data solutions.
508	Technology	Data & AI	Data Products		Ability to build and optimize AI and GenAI workflows using platforms like Dataiku, Azure ML, Databricks, Vertex AI, and AWS SageMaker.
509	Technology	Data & AI	Data Products		Ability to manage data APIs, integration tools, and workflows using MS Excel, SQL, and cloud-native toolsets.
510	Technology	Data & AI	Business Intelligence & AI		Knowledge of BI architecture, dashboard development, and performance monitoring using tools such as Power BI and enterprise reporting platforms.
511	Technology	Data & AI	Business Intelligence & AI		Knowledge of AI/ML model lifecycle management, including feature engineering, model training, validation, deployment, and monitoring.
512	Technology	Data & AI	Business Intelligence & AI		Knowledge of responsible AI principles including fairness, bias detection and transparency in model development.
513	Technology	Data & AI	Business Intelligence & AI		Knowledge of statistical programming languages (e.g., Python, R), SQL, and cloud-based ML/BI tools for scalable model and dashboard deployment.
514	Technology	Data & AI	Business Intelligence & AI		Ability to ensure regulatory compliance (SAMA, NDMO, Data Privacy) in BI and AI systems including data lineage, model governance, and access control.
515	Technology	Data & AI	Business Intelligence & AI		Ability to apply AI techniques for use cases such as risk scoring, churn prediction, personalization, and process optimization.
516	Technology	Data & AI	Business Intelligence & AI		Ability to optimize data lake/warehouse structures to support efficient analytics and model execution.
517	Technology	Technology Services Assurance			Knowledge of IT change management lifecycle, including request initiation, impact assessment, approval protocols, implementation control, and change documentation.
518	Technology	Technology Services Assurance			Knowledge of release management and deployment procedures.
519	Technology	Technology Services Assurance			Knowledge of testing lifecycle management, covering IAT, UAT, functional, performance, regression, and system integration testing methodologies.
520	Technology	Technology Services Assurance			Knowledge of defect management practices, including defect identification, prioritization, root cause analysis, and resolution tracking.
521	Technology	Technology Services Assurance			Ability to operate and configure ITSM tools, including SMAX, Jira, TestRail, and Micro Focus ALM.
522	Technology	Technology Services Assurance			Ability to plan and conduct end-to-end disaster recovery and business continuity testing.
523	Technology	Technology Services Assurance			Ability to design and maintain service dashboards and reports using MS Excel and PowerPoint.
524	Technology	Technology Services Assurance	Quality Assurance & Testing		Knowledge of QA testing methodologies and lifecycle including functional, integration, regression, performance, security, and DR testing for banking and digital systems.
525	Technology	Technology Services Assurance	Quality Assurance & Testing		Knowledge of test planning and execution tools, such as Selenium, JUnit, LoadRunner, and TestRail, to support automation, test case development, and reporting.
526	Technology	Technology Services Assurance	Quality Assurance & Testing		Knowledge of disaster recovery testing protocols, coordinating with DR and BCM teams to validate system resilience and service restoration capabilities.
527	Technology	Technology Services Assurance	Quality Assurance & Testing		Ability to design and implement risk-based test plans and schedules.
528	Technology	Technology Services Assurance	Quality Assurance & Testing		Ability to conduct defect tracking and root cause analysis (RCA) using tools like Jira or Micro Focus ALM, ensuring effective resolution and closure of software issues.
529	Technology	Technology Services Assurance	Quality Assurance & Testing		Ability to apply quality assurance best practices in alignment with SAMA, ITGC, and internal audit.
530	Technology	Technology Services Assurance	Quality Assurance & Testing		Ability to define and track QA KPIs and metrics, using MS Excel, Power BI.
531	Technology	Technology Services Assurance	Change Management		Knowledge of best practices in IT.
532	Technology	Technology Services Assurance	Change Management		Knowledge of frameworks such as SAMA ITG, ITIL, and COBIT
533	Technology	Technology Services Assurance	Change Management		Knowledge of Production Release & Deployment Procedures (Rollback Plans, Go-Live Readiness, Coordination)
534	Technology	Technology Services Assurance	Change Management		Knowledge of process analysis and optimization.
535	Technology	Technology Services Assurance	Change Management		Knowledge of IT systems, infrastructure, and software development life cycles (SDLC).
536	Technology	Technology Services Assurance	Change Management		Knowledge of SMAX, Micro Focus ALM/QC, Jira & TestRail (Defect Management, Test Execution & Reporting)
537	Technology	Technology Services Assurance	Change Management		Ability to execute the IT Service Management Tools (Change, Incident & Release Management)
538	Technology	Technology Services Assurance	Change Management		Ability to identify, assess, and mitigating risks associated with IT changes.
539	Technology	Technology Services Assurance	Change Management		Ability to implement continuous improvement practices in change management.
540	Technology	Technology Services Assurance	Change Management		Ability to use MS Excel & PowerPoint (Reporting Dashboards & KPI Tracking)
541	Technology	Technology Services Assurance	Release & Deployment Management		Knowledge of the full change management lifecycle including request intake, impact assessment, approval workflows, and implementation controls.
542	Technology	Technology Services Assurance	Release & Deployment Management		Knowledge of end-to-end testing lifecycle management including SIT, UAT, functional, performance, and regression testing.
543	Technology	Technology Services Assurance	Release & Deployment Management		Knowledge of IT frameworks such as ITIL, Agile, and DevOps for structured service delivery and continuous integration.
544	Technology	Technology Services Assurance	Release & Deployment Management		Knowledge of tools like SMAX, Micro Focus ALM/QC, Jira, and TestRail for defect management, test execution, and quality assurance tracking.
545	Technology	Technology Services Assurance	Release & Deployment Management		Knowledge of IT service management (ITSM) platforms for handling change, incident, and release workflows efficiently.
546	Technology	Technology Services Assurance	Release & Deployment Management		Ability to use MS Excel and PowerPoint to generate dashboards, maintain test logs, and track KPIs for reporting purposes.
547	Technology	Technology Services Assurance	Release & Deployment Management		Ability to manage production release and deployment processes, including rollback planning, go-live readiness, and stakeholder coordination.
548	Technology	Technology Services Assurance	Release & Deployment Management		Ability to perform root cause analysis (RCA) and manage incident resolution for critical system failures.
549	Technology	Technology Services Assurance	Technology Disaster Recovery		Knowledge of the change management lifecycle, including request initiation, risk assessment, approval, and controlled implementation.
550	Technology	Technology Services Assurance	Technology Disaster Recovery		Knowledge of release and deployment procedures, including rollback planning, go-live readiness, and stakeholder coordination.
551	Technology	Technology Services Assurance	Technology Disaster Recovery		Knowledge of cloud platforms (e.g., AWS, Azure) and virtualization technologies used in disaster recovery environments.
552	Technology	Technology Services Assurance	Technology Disaster Recovery		Knowledge of incident response frameworks and ability to coordinate effective recovery during operational disruptions.
553	Technology	Technology Services Assurance	Technology Disaster Recovery		Knowledge of backup technologies and data recovery processes to ensure continuity and data integrity.
554	Technology	Technology Services Assurance	Technology Disaster Recovery		Knowledge of ITSM tools for managing change, incident, and release processes efficiently.
555	Technology	Technology Services Assurance	Technology Disaster Recovery		Ability to use MS Excel and PowerPoint for building dashboards, visualizing KPIs, and tracking IT service metrics.
556	Technology	Technology Services Assurance	Technology Disaster Recovery		Ability to identify, assess, and mitigate risks related to IT operations and disaster recovery planning.
557	Technology	Technology Strategy & Governance			Knowledge of internal audit tools such as Teammate+ and core banking processes to ensure effective risk coverage.
558	Technology	Technology Strategy & Governance			Knowledge of IT governance frameworks (e.g., COBIT, ITIL) and compliance standards (e.g., GDPR, HIPAA) for regulatory alignment.
559	Technology	Technology Strategy & Governance			Knowledge of financial models and ROI analysis related to technology investments.
560	Technology	Technology Strategy & Governance			Knowledge of emerging technologies (e.g., AI, cloud computing, IoT) and their impact on business strategy.
561	Technology	Technology Strategy & Governance			Ability to develop and execute long-term technology strategies that align with business goals.
562	Technology	Technology Strategy & Governance			Ability to conduct market analysis and evaluate technology trends for informed strategic decision-making.
563	Technology	Technology Strategy & Governance			Ability to lead end-to-end technology project execution, ensuring delivery aligns with strategic objectives.
564	Technology	Technology Strategy & Governance			Ability to manage technology budgets and optimize resource allocation for maximum impact.
565	Technology	Technology Strategy & Governance	Technology Governance		Knowledge of the SAMA IT Governance Framework (ITGF), COBIT, ISO/IEC 38500, and related regulatory and compliance standards applicable to digital banking environments.
566	Technology	Technology Strategy & Governance	Technology Governance		Knowledge of internal and external audit procedures, risk assessment practices, and governance reporting requirements.
567	Technology	Technology Strategy & Governance	Technology Governance		Knowledge of governance automation tools and practices that enhance compliance tracking and incident response processes.
568	Technology	Technology Strategy & Governance	Technology Governance		Ability to facilitate policy reviews, approvals, and renewals, ensuring timely communication and awareness across stakeholders.
569	Technology	Technology Strategy & Governance	Technology Governance		Ability to develop and maintain IT governance policies, procedures, and guidelines aligned with regulatory requirements and industry best practices.
570	Technology	Technology Strategy & Governance	Technology Governance		Ability to identify, assess, and mitigate risks related to governance non-compliance or inefficiencies in governance processes.
571	Technology	Technology Strategy & Governance	Demand Management		Knowledge of demand forecasting techniques and methodologies to support strategic planning.
572	Technology	Technology Strategy & Governance	Demand Management		Knowledge of demand management tools such as JIRA and BI software for effective forecasting and tracking.
573	Technology	Technology Strategy & Governance	Demand Management		Knowledge of cross-functional coordination techniques to enhance communication between departments.
574	Technology	Technology Strategy & Governance	Demand Management		Ability to interpret analytics to inform business decisions and optimize resource planning.
575	Technology	Technology Strategy & Governance	Demand Management		Ability to develop and monitor KPIs related to demand performance and efficiency.
576	Technology	Technology Strategy & Governance	Demand Management		Ability to implement and improve demand management strategies aligned with organizational goals.
577	Technology	Technology Strategy & Governance	Demand Management		Ability to leverage digital tools (e.g., Excel, Power BI) for demand analysis and reporting.
578	Technology	Technology Strategy & Governance	Demand Management		Ability to analyze historical data and market trends to produce accurate demand forecasts.
579	Technology	Technology Strategy & Governance	Technology Strategy & Portfolio Management		Knowledge of enterprise-wide technology strategy formulation.
580	Technology	Technology Strategy & Governance	Technology Strategy & Portfolio Management		Knowledge of project and portfolio management frameworks – such as PMO, MoP, and Agile Portfolio Management for structured initiative delivery.
581	Technology	Technology Strategy & Governance	Technology Strategy & Portfolio Management		Knowledge of strategic planning methodologies to build multi-year roadmaps and align technology capabilities with evolving market and regulatory trends.
582	Technology	Technology Strategy & Governance	Technology Strategy & Portfolio Management		Ability to identify, assess, and mitigate portfolio-level risks
583	Technology	Technology Strategy & Governance	Technology Strategy & Portfolio Management		Ability to lead RFP processes and third-party evaluations ensuring selection of technology vendors that meet strategic, technical, and compliance requirements.
584	Technology	Technology Strategy & Governance	Technology Strategy & Portfolio Management		Ability to manage end-to-end technology portfolio governance.
585	Technology	Technology Strategy & Governance	Technology Strategy & Portfolio Management		Ability to analyze and report on portfolio performance metrics.
586	Technology	Technology Strategy & Governance	Technology Strategy & Portfolio Management		Ability to use MS Excel, PowerPoint, and tools such as Power BI or project portfolio software
587	Technology	Product Engineering			Knowledge of digital product lifecycle management.
588	Technology	Product Engineering			Knowledge of scalable product architecture principles and the ability to translate business goals into technical product solutions.
589	Technology	Product Engineering			Knowledge of end-to-end channel management strategies, including integration of digital products with web, mobile, and API platforms.
590	Technology	Product Engineering			Knowledge of enterprise technology stacks including .NET and Java to enable informed decision-making and alignment with architectural standards.
591	Technology	Product Engineering			Knowledge of product performance metrics and analytics to guide optimization efforts and customer-centric enhancements.
592	Technology	Product Engineering			Ability to perform user story mapping, define MVPs, and prioritize features using frameworks such as WSJF.
593	Technology	Product Engineering			Ability to apply Agile and SAFe methodologies (SCRUM, Kanban, Waterfall) to drive cross-functional product delivery with transparency and velocity.
594	Technology	Product Engineering			Ability to collaborate effectively with UI/UX teams to ensure intuitive, accessible, and user-friendly digital interfaces across channels.
595	Technology	Product Engineering	Product and Project Management		Knowledge of Agile frameworks (Scrum, SAFe), product backlogs, sprints, and velocity tracking for iterative delivery in dynamic environments.
596	Technology	Product Engineering	Product and Project Management		Knowledge of integrated project portfolio management, aligning product development with enterprise priorities and customer-centric outcomes.
597	Technology	Product Engineering	Product and Project Management		Knowledge of SAMA regulatory frameworks, cybersecurity standards, and STC Bank’s internal governance.
598	Technology	Product Engineering	Product and Project Management		Ability to manage mid-to-large scale product and technology initiatives using Agile, Waterfall, or Hybrid.
599	Technology	Product Engineering	Product and Project Management		Ability to manage project documentation, closure reports, and lessons learned logs to support continuous improvement in delivery practices.
600	Technology	Product Engineering	Product and Project Management		Ability to drive in-house developed digital products across the full lifecycle—from concept to launch, enhancement, and performance optimization.
601	Technology	Product Engineering	Digital Platforms Management		Knowledge of enterprise digital architecture principles.
602	Technology	Product Engineering	Digital Platforms Management		Knowledge of Agile, DevOps, and CI/CD practices to streamline software development, testing, and deployment cycles.
603	Technology	Product Engineering	Digital Platforms Management		Knowledge of digital product integration frameworks and risk mitigation strategies in platform operations.
604	Technology	Product Engineering	Digital Platforms Management		Knowledge of cloud-native technologies, platform-as-a-service models, and their application in digital banking transformation.
605	Technology	Product Engineering	Digital Platforms Management		Ability to lead cross-functional engineering teams using SCRUM, SAFe, and Agile delivery frameworks.
606	Technology	Product Engineering	Digital Platforms Management		Ability to ensure compliance with data privacy, cybersecurity controls, and regulatory standards (SAMA, ISO 27001, PCI DSS) in platform development.
607	Technology	Product Engineering	Digital Platforms Management		Ability to design and implement scalable and secure digital platforms integrated with core banking systems and third-party fintech APIs.
608	Technology	Product Engineering	Agile Delivery		Knowledge of agile delivery frameworks including Scrum, SAFe, and Kanban, and their practical application in digital product and technology environments.
609	Technology	Product Engineering	Agile Delivery		Knowledge of agile performance metrics (velocity, cycle time, throughput) and the ability to use them to monitor and improve team performance.
610	Technology	Product Engineering	Agile Delivery		Knowledge of integration strategies and delivery alignment for large-scale programs involving multiple systems and business units.
611	Technology	Product Engineering	Agile Delivery		Knowledge of backlog grooming, prioritization techniques, and user story mapping to align development with evolving business requirements.
612	Technology	Product Engineering	Agile Delivery		Ability to manage delivery pipelines and release plans in coordination with product managers, engineering leads, and QA teams.
613	Technology	Product Engineering	Agile Delivery		Ability to manage third-party vendors and delivery partners, ensuring alignment with SLAs, contractual terms, and agile delivery standards.
614	Technology	Product Engineering	Agile Delivery		Ability to facilitate agile ceremonies such as sprint planning, reviews, retrospectives, and daily stand-ups to ensure iterative progress and transparency.
615	Technology	Product Engineering	App Channel Development		Knowledge of mobile app architecture and frameworks (iOS, Android, Flutter, React Native).
616	Technology	Product Engineering	App Channel Development		Knowledge of UX/UI collaboration principles and mobile usability standards.
617	Technology	Product Engineering	App Channel Development		Knowledge of app store compliance procedures, crash analytics, retention tracking, and performance tuning.
618	Technology	Product Engineering	App Channel Development		Knowledge of biometric authentication, AI-driven support, and personalized in-app experience technologies to elevate user engagement.
619	Technology	Product Engineering	App Channel Development		Ability to conduct competitive benchmarking and adopt mobile innovation trends.
620	Technology	Product Engineering	App Channel Development		Ability to lead Agile and DevOps-based mobile development cycles, ensuring CI/CD pipelines, sprint delivery, and release management across platforms.
621	Technology	Product Engineering	App Channel Development		Ability to integrate secure APIs, SDKs, and third-party fintech tools into mobile environments.
622	Technology	Product Engineering	App Channel Development		Ability to ensure adherence to SAMA cybersecurity requirements, data privacy regulations, and internal governance frameworks in app development.
623	Technology	Product Engineering	Web Channel Development		Knowledge of secure web architecture frameworks and responsive front-end technologies.
624	Technology	Product Engineering	Web Channel Development		Knowledge of Java-based back-end services, microservices architecture, and RESTful API integration for scalable web application development.
625	Technology	Product Engineering	Web Channel Development		Knowledge of cross-browser compatibility issues, web optimization techniques, and regulatory requirements related to digital financial services.
626	Technology	Product Engineering	Web Channel Development		Knowledge of vendor management practices and third-party development oversight to ensure timely, compliant, and cost-effective web delivery.
627	Technology	Product Engineering	Web Channel Development		Ability to lead the adoption of personalization technologies, behavioral analytics, and customer feedback to improve web experience outcomes.
628	Technology	Product Engineering	Web Channel Development		Ability to manage web development lifecycles using Agile/DevOps methodologies.
629	Technology	Product Engineering	Web Channel Development		Ability to implement secure development lifecycle practices and ensure compliance with SAMA cybersecurity guidelines and WCAG accessibility standards.
630	Technology	Enterprise Architecture			Knowledge of cloud migration and deployment models (IaaS, PaaS, SaaS) and their integration within hybrid and multi-cloud enterprise environments.
631	Technology	Enterprise Architecture			Knowledge of core banking systems (e.g., T24), CRM platforms, and middleware integration patterns.
632	Technology	Enterprise Architecture			Knowledge of modern enterprise systems architecture, including microservices, API-first designs, containerization, and service mesh patterns.
633	Technology	Enterprise Architecture			Ability to evaluate and select architectural tools and platforms, and supervise vendor-driven design.
634	Technology	Enterprise Architecture			Ability to define and govern technology standards, frameworks, and architecture principles in line with international best practices (SAMA, ISO, COBIT).
635	Technology	Enterprise Architecture			Ability to lead solution design initiatives from ideation to execution using design thinking, agile principles, and iterative prototyping.
636	Technology	Enterprise Architecture			Ability to conduct cross-domain architectural reviews and design enterprise-wide architectural runways for digital initiatives.
637	Technology	Enterprise Architecture	Solution Architect		Knowledge of current technology standards, architectural governance, and compliance frameworks.
638	Technology	Enterprise Architecture	Solution Architect		Knowledge of core banking systems and integration within digital banking ecosystems.
639	Technology	Enterprise Architecture	Solution Architect		Knowledge of cloud computing, containerization technologies, and infrastructure orchestration.
640	Technology	Enterprise Architecture	Solution Architect		Knowledge of relational and NoSQL databases for distributed system architecture.
641	Technology	Enterprise Architecture	Solution Architect		Knowledge of SDLC methodologies and technical documentation standards.
642	Technology	Enterprise Architecture	Solution Architect		Ability to translate business requirements into scalable, secure technical designs.
643	Technology	Enterprise Architecture	Solution Architect		Ability to design and implement cloud-based solutions across IaaS, PaaS, and SaaS environments.
644	Technology	Enterprise Architecture	Solution Architect		Ability to conduct cross-domain architecture reviews and design architectural runways for agile delivery.
645	Technology	Enterprise Architecture	Solution Architect		Ability to apply design thinking and solution architecture from ideation to execution.
646	Technology	Enterprise Architecture	Solution Architect		Ability to create system models using UML, C4 Model, and diagramming tools such as Lucidchart and MS Visio.
647	Technology	Enterprise Architecture	Solution Architect		Ability to present architectural concepts and documentation using MS Excel and PowerPoint.
648	Technology	Enterprise Architecture	Infrastructure Architect		Knowledge of current technology standards, architectural governance, and compliance frameworks.
649	Technology	Enterprise Architecture	Infrastructure Architect		Knowledge of core banking systems and integration within digital banking ecosystems.
650	Technology	Enterprise Architecture	Infrastructure Architect		Knowledge of cloud computing, containerization technologies, and infrastructure orchestration.
651	Technology	Enterprise Architecture	Infrastructure Architect		Knowledge of relational and NoSQL databases for distributed system architecture.
652	Technology	Enterprise Architecture	Infrastructure Architect		Knowledge of SDLC methodologies and technical documentation standards.
653	Technology	Enterprise Architecture	Infrastructure Architect		Ability to translate business requirements into scalable, secure technical designs.
654	Technology	Enterprise Architecture	Infrastructure Architect		Ability to design and implement cloud-based solutions across IaaS, PaaS, and SaaS environments.
655	Technology	Enterprise Architecture	Infrastructure Architect		Ability to conduct cross-domain architecture reviews and design architectural runways for agile delivery.
656	Technology	Enterprise Architecture	Infrastructure Architect		Ability to apply design thinking and solution architecture from ideation to execution.
657	Technology	Enterprise Architecture	Infrastructure Architect		Ability to create system models using UML, C4 Model, and diagramming tools such as Lucidchart and MS Visio.
658	Technology	Enterprise Architecture	Infrastructure Architect		Ability to present architectural concepts and documentation using MS Excel and PowerPoint.
659	Technology	Enterprise Architecture	Integration Architect		Knowledge of enterprise IT strategy and architectural blueprinting aligned with business goals.
660	Technology	Enterprise Architecture	Integration Architect		Knowledge of technology standards, governance models, and compliance protocols.
661	Technology	Enterprise Architecture	Integration Architect		Knowledge of banking systems architecture and integration frameworks.
662	Technology	Enterprise Architecture	Integration Architect		Knowledge of containerization, cloud platforms, and database technologies (SQL/NoSQL).
663	Technology	Enterprise Architecture	Integration Architect		Knowledge of SDLC and system modeling using UML, C4 Model, and diagramming tools.
664	Technology	Enterprise Architecture	Integration Architect		Ability to translate business needs into scalable and secure technical designs.
665	Technology	Enterprise Architecture	Integration Architect		Ability to design and implement cloud architecture (IaaS, PaaS, SaaS) and lead migration initiatives.
666	Technology	Enterprise Architecture	Integration Architect		Ability to conduct cross-domain architecture reviews and design agile-ready solutions.
667	Technology	Enterprise Architecture	Integration Architect		Ability to apply solution design and design thinking from concept to implementation.
668	Technology	Enterprise Architecture	Integration Architect		Ability to create architectural documentation using Excel, PowerPoint, and visualization tools.
669	Human Resources				Knowledge of HR policy governance, regulatory compliance, and application of Saudi labor laws.
670	Human Resources				Knowledge of organizational development, change management principles, and cultural transformation frameworks to support strategic shifts.
671	Human Resources				Knowledge of workforce planning methodologies and application of HR analytics.
672	Human Resources				Knowledge of performance management frameworks, KPI alignment, and outcome-based appraisal systems.
673	Human Resources				Ability to lead end-to-end L&D programs, including needs assessment, content design, delivery, and impact evaluation.
674	Human Resources				Ability to align HR strategy with business objectives and drive enterprise-wide digital HR transformation initiatives.
675	Human Resources				Ability to develop and implement talent strategies, succession plans, and leadership development programs.
676	Human Resources				Ability to design and manage total rewards strategies, compensation structures, job evaluation systems, and market benchmarking processes.
677	Human Resources	OD & Talent Management			Knowledge of techniques for identifying critical roles, mapping organizational talent, and assessing workforce risks.
678	Human Resources	OD & Talent Management			Knowledge of strategic workforce planning, manpower forecasting, and workload analysis methodologies.
679	Human Resources	OD & Talent Management			Knowledge of HR benchmarking, market trend analysis, and best practice research to guide organizational design and talent initiatives.
680	Human Resources	OD & Talent Management			Knowledge of job analysis, job evaluation frameworks, and grading methodologies.
681	Human Resources	OD & Talent Management			Ability to design and implement career development frameworks, HiPo assessments, and structured talent review processes.
682	Human Resources	OD & Talent Management			Ability to develop and execute succession planning strategies, including leadership pipelines and talent pool management.
683	Human Resources	OD & Talent Management			Ability to use MS Office Suite, particularly Excel, Visio and PowerPoint.
684	Human Resources	OD & Talent Management	Organization Development		Knowledge of leadership programs, succession plans, and structured career progression frameworks.
685	Human Resources	OD & Talent Management	Organization Development		Knowledge of developing dashboards, KPIs, and reports to monitor effectiveness of OD and talent initiatives.
686	Human Resources	OD & Talent Management	Organization Development		Ability to design change frameworks, transformation initiatives, and culture-building programs.
687	Human Resources	OD & Talent Management	Organization Development		Ability to develop job families, job descriptions, and run job evaluation processes.
688	Human Resources	OD & Talent Management	Organization Development		Ability to design and apply functional and leadership competency models.
689	Human Resources	OD & Talent Management	Organization Development		Ability to identify capability gaps, forecasting future skill needs, and integrating workforce analytics.
690	Human Resources	OD & Talent Management	Talent Management		Knowledge of talent management frameworks and strategies aligned with organizational goals and workforce planning needs.
691	Human Resources	OD & Talent Management	Talent Management		Knowledge of succession planning processes and the identification of critical positions for future leadership pipelines.
692	Human Resources	OD & Talent Management	Talent Management		Knowledge of competency framework development and integration into HR processes such as performance, learning, and recruitment.
693	Human Resources	OD & Talent Management	Talent Management		Ability to conduct HR benchmarking and research best practices to support continuous improvement of talent initiatives.
694	Human Resources	OD & Talent Management	Talent Management		Ability to utilize MS Office Suite (Word, Excel, PowerPoint) for data analysis, reporting, and presentation of talent strategies.
695	Human Resources	OD & Talent Management	Talent Management		Ability to design and implement career management programs and tools that support employee growth and internal mobility.
696	Human Resources	OD & Talent Management	Talent Management		Ability to develop and execute talent assessment methodologies to evaluate potential, performance, and readiness.
697	Human Resources	OD & Talent Management	Talent Management		Ability to build and maintain talent pools using structured talent mapping approaches across business functions.
698	Human Resources	OD & Talent Management	Workforce Planning		Knowledge of legal and regulatory frameworks affecting recruitment, headcount planning, and workforce deployment.
699	Human Resources	OD & Talent Management	Workforce Planning		Knowledge of workforce planning modules and systems.
700	Human Resources	OD & Talent Management	Workforce Planning		Ability to assess current staffing levels and forecast future hiring needs.
701	Human Resources	OD & Talent Management	Workforce Planning		Ability to develop annual manpower budgets.
702	Human Resources	OD & Talent Management	Workforce Planning		Ability to compile, analyze, and present workforce data.
703	Human Resources	OD & Talent Management	Workforce Planning		Ability to create reports and presentations in MS Office and MS Excel.
704	Human Resources	Performance & Rewards			Knowledge of performance management frameworks, including continuous feedback systems, mid-year reviews, and year-end evaluations.
705	Human Resources	Performance & Rewards			Knowledge of total rewards design including base pay, variable pay, allowances, bonuses and recognition programs that support talent attraction & retention strategies.
706	Human Resources	Performance & Rewards			Knowledge of job evaluation systems and grading methodologies aligned with organizational levels and job architecture.
707	Human Resources	Performance & Rewards			Knowledge of HRMS platforms (e.g., Oracle Fusion) for managing compensation cycles, performance data, and reporting.
708	Human Resources	Performance & Rewards			Ability to design and implement goal-setting and KPI frameworks.
709	Human Resources	Performance & Rewards			Ability to analyze compensation, performance, and workforce data using MS Excel.
710	Human Resources	Performance & Rewards			Ability to develop and maintain compensation structures and benefit schemes compliant with regulatory and internal equity principles.
711	Human Resources	Performance & Rewards	Total Rewards		Knowledge of compensation and benefits structuring, including base pay design, allowances, and total rewards.
712	Human Resources	Performance & Rewards	Total Rewards		Knowledge of job analysis and job evaluation methodologies (e.g., KFHay, Mercer).
713	Human Resources	Performance & Rewards	Total Rewards		Knowledge of Oracle Fusion.
714	Human Resources	Performance & Rewards	Total Rewards		Ability to utilize advanced MS Excel for data analytics.
715	Human Resources	Performance & Rewards	Total Rewards		Knowledge of benchmarking and salary survey platforms (e.g., KFHay, Mercer, WTW, Aon).
716	Human Resources	Performance & Rewards	Total Rewards		Knowledge of goal-setting frameworks, balanced scorecards, and performance monitoring systems.
717	Human Resources	Performance & Rewards	Total Rewards		Ability to design and implement incentive and bonus plans, including short-term (STI) and long-term incentive (LTI) schemes linked to individual and organizational performance.
718	Human Resources	Performance & Rewards	Total Rewards		Ability to link performance outcomes to rewards decisions through structured KPIs and goal-tracking.
719	Human Resources	Performance & Rewards	Performance Management		Knowledge in designing key performance indicators aligned with organizational strategy.
720	Human Resources	Performance & Rewards	Performance Management		Knowledge of mid-year and year-end evaluation processes.
721	Human Resources	Performance & Rewards	Performance Management		Ability to analyze performance data, generate insightful dashboards, trends and reports for leadership.
722	Human Resources	Performance & Rewards	Performance Management		Ability to make MS Excel (compensation modeling, trend analysis, reporting dashboards).
723	Human Resources	Performance & Rewards	Performance Management		Ability to configure, manage, and optimize digital platforms for goal setting, performance reviews, evaluation workflows, and system reporting.
724	Human Resources	Talent Acquisition			Knowledge of sourcing, screening, assessing, and onboarding talent using structured frameworks.
725	Human Resources	Talent Acquisition			Knowledge of psychometric testing, structured interviews, and evaluation rubrics.
726	Human Resources	Talent Acquisition			Knowledge of payroll, time tracking, leave management, and performance monitoring systems
727	Human Resources	Talent Acquisition			Knowledge of labor laws and SAMA regulations related to recruitment and outsourced employment.
728	Human Resources	Talent Acquisition			Knowledge of MHRSD and Qiwa regulations and systems.
729	Human Resources	Talent Acquisition			Ability to utilize MS Excel for data analysis & dashboards
730	Human Resources	Talent Acquisition			Ability to use ATS tools to manage candidate pipelines and hiring workflows.
731	Human Resources	Talent Acquisition	Recruitment & Selection		Knowledge of end-to-end recruitment strategies including sourcing, screening, shortlisting, onboarding, and outsourced workforce management.
732	Human Resources	Talent Acquisition	Recruitment & Selection		Knowledge of recruitment analytics and performance metrics (e.g., time-to-fill, offer acceptance rates, quality of hire).
733	Human Resources	Talent Acquisition	Recruitment & Selection		Knowledge of job market benchmarking and compensation alignment using salary surveys and internal equity frameworks to ensure competitive offers.
734	Human Resources	Talent Acquisition	Recruitment & Selection		Knowledge of MHRSD and Qiwa regulations and systems.
735	Human Resources	Talent Acquisition	Recruitment & Selection		Ability to utilize MS Excel for data analysis & dashboards.
736	Human Resources	Talent Acquisition	Recruitment & Selection		Ability to manage candidate engagement and CRM platforms, ensuring timely communication, pipeline tracking, and a seamless onboarding experience.
737	Human Resources	Talent Acquisition	Recruitment & Selection		Ability to manage ATS and onboarding systems such as Oracle Recruiting Cloud and SAP SuccessFactors for process automation and compliance.
738	Human Resources	Talent Acquisition	Recruitment & Selection		Ability to utilize market-leading tools such as LinkedIn Recruiter, HireVue, Modern Hire, and regional job boards (Bayt, Naukrigulf, MonsterGulf) for targeted sourcing.
739	Human Resources	Talent Acquisition	Hiring & Onboarding		Knowledge of the full hiring lifecycle, including offer structuring, background checks, onboarding documentation, and regulatory compliance.
740	Human Resources	Talent Acquisition	Hiring & Onboarding		Knowledge of labor law, SAMA guidelines, and internal policy frameworks governing hiring and onboarding practices.
741	Human Resources	Talent Acquisition	Hiring & Onboarding		Knowledge of vendor coordination for relocation, documentation, and pre-employment verification services.
742	Human Resources	Talent Acquisition	Hiring & Onboarding		Knowledge of employer branding and candidate experience strategies.
743	Human Resources	Talent Acquisition	Hiring & Onboarding		Ability to coach onboarding teams on compliance, systems usage, and service delivery best practices.
744	Human Resources	Talent Acquisition	Hiring & Onboarding		Ability to manage digital-first onboarding journeys tailored to role-specific and departmental requirements in collaboration with stakeholders.
745	Human Resources	Talent Acquisition	Hiring & Onboarding		Ability to develop and maintain onboarding SOPs, induction programs, and audit-ready documentation in alignment with HR Operations.
746	Human Resources	Talent Acquisition	Outsource Services Management		Knowledge of third-party contracts, service-level agreements (SLAs), and performance compliance.
747	Human Resources	Talent Acquisition	Outsource Services Management		Knowledge of legal and regulatory requirements governing outsourced employees.
748	Human Resources	Talent Acquisition	Outsource Services Management		Knowledge of Indeed / Bayt / Naukrigulf / MonsterGulf for regional sourcing and job postings.
749	Human Resources	Talent Acquisition	Outsource Services Management		Ability to maintain accurate outsourced employee records, contracts, and compliance logs.
750	Human Resources	Talent Acquisition	Outsource Services Management		Ability in generating reports, dashboards, and data-driven insights to track vendor and employee performance.
751	Human Resources	Talent Acquisition	Outsource Services Management		Ability to use MS Excel and MS Office
752	Human Resources	Talent Acquisition	Outsource Services Management		Ability to design and execute scalable outsourcing models aligned with organizational goals.
753	Human Resources	Talent & Leadership Development			Knowledge of digital learning platforms (e.g., LMS, LXP, Udemy, Coursera), and integration strategies.
754	Human Resources	Talent & Leadership Development			Knowledge of career development frameworks, HiPo identification models, and succession planning metrics.
755	Human Resources	Talent & Leadership Development			Ability to design, implement, and manage leadership academies, talent labs, and structured learning pathways for different leadership levels.
756	Human Resources	Talent & Leadership Development			Ability to conduct training needs analysis, assess skill gaps, and translate findings into targeted learning interventions.
757	Human Resources	Talent & Leadership Development			Ability to manage partnerships with academic institutions, external coaches, and content providers to co-deliver strategic development programs.
758	Human Resources	Talent & Leadership Development			Ability to embed learning and development into the employee lifecycle including onboarding, performance management, and internal mobility.
759	Human Resources	Talent & Leadership Development	Learning & Development		Knowledge of learning and leadership development strategies.
760	Human Resources	Talent & Leadership Development	Learning & Development		Knowledge of e-learning tools, digital training platforms, and blended learning methodologies.
761	Human Resources	Talent & Leadership Development	Learning & Development		Knowledge of competency-based learning frameworks and the use of leadership evaluation tools such as 360-degree feedback and psychometric assessments.
762	Human Resources	Talent & Leadership Development	Learning & Development		Ability to assess development needs and translate them into structured learning journeys.
763	Human Resources	Talent & Leadership Development	Learning & Development		Ability to manage external learning vendors, content partners, and digital platforms to ensure cost-effective and high-quality program delivery.
764	Human Resources	Talent & Leadership Development	Learning & Development		Ability to design, implement, and manage enterprise-wide learning management systems (LMS).
765	Human Resources	Talent & Leadership Development	Learning & Development		Ability to use MS Excel to track training impact, analyze learning effectiveness, and report performance metrics.
766	Human Resources	Talent & Leadership Development	Leadership Development		Knowledge of leadership competency frameworks and development planning aligned with business strategy.
767	Human Resources	Talent & Leadership Development	Leadership Development		Knowledge of executive coaching, mentoring, and talent lab design methodologies.
768	Human Resources	Talent & Leadership Development	Leadership Development		Knowledge of Diversity, Equity, and Inclusion (DEI) principles in leadership development programs.
769	Human Resources	Talent & Leadership Development	Leadership Development		Ability to design and execute scalable leadership academies and experiential learning programs.
770	Human Resources	Talent & Leadership Development	Leadership Development		Ability to use competency assessment tools for leadership evaluation.
771	Human Resources	Talent & Leadership Development	Leadership Development		Ability to manage partnerships with academic institutions, guest faculty, and peer learning facilitators.
772	Human Resources	Talent & Leadership Development	Leadership Development		Ability to guide internal facilitators and coordinate enterprise-wide leadership learning interventions.
773	Human Resources	Talent & Leadership Development	Leadership Development		Ability to leverage digital learning platforms (e.g., LMS, LXP,) for leadership content delivery and tracking.
774	Human Resources	HR Operations			Knowledge of employee relations practices, disciplinary procedures, and labor law compliance in accordance with Saudi Labor Law, GOSI, and SAMA regulatory standards.
775	Human Resources	HR Operations			Knowledge of HRIS systems administration for maintaining personnel records, leave, insurance, and employee service requests.
776	Human Resources	HR Operations			Ability to manage end-to-end payroll processing, benefits administration, and statutory deductions using Oracle Fusion.
777	Human Resources	HR Operations			Ability to oversee compensation disbursement cycles including bonuses, allowances, and final settlements.
778	Human Resources	HR Operations			Ability to lead onboarding, offboarding, employee documentation, and shared services delivery ensuring timely and compliant execution.
779	Human Resources	HR Operations			Ability to generate HR operations reports and dashboards using MS Excel and ERM tools for strategic insights and operational monitoring.
780	Human Resources	HR Operations	Employee Relations & Services		Knowledge of employee relations frameworks, grievance handling protocols, and case resolution processes aligned with Saudi Labor Law and organizational policies.
781	Human Resources	HR Operations	Employee Relations & Services		Knowledge of regulatory frameworks including SAMA, GOSI, MHRSD, and other labor authorities governing employment practices, compliance, and reporting.
782	Human Resources	HR Operations	Employee Relations & Services		Knowledge of government relations processes including visa processing, work permits and employment contracts while liaising with ministries and embassies for approvals.
783	Human Resources	HR Operations	Employee Relations & Services		Knowledge of HRIS systems.
784	Human Resources	HR Operations	Employee Relations & Services		Knowledge of MS Excel and HR analytics tools.
785	Human Resources	HR Operations	Employee Relations & Services		Ability to manage and resolve complex employee relations issues, ensuring fairness, documentation accuracy, and legal compliance.
786	Human Resources	HR Operations	Employee Relations & Services		Ability to maintain and govern employee handbooks, policy templates, and compliance checklists.
787	Human Resources	HR Operations	Employee Relations & Services		Ability to lead initiatives that foster employee well-being, inclusion, and policy awareness across the organization.
788	Human Resources	HR Operations	Employee Engagement & Experience		Knowledge of employee engagement strategy development and implementation.
789	Human Resources	HR Operations	Employee Engagement & Experience		Knowledge of analytics tools and employee experience (e.g., engagement index, eNPS, retention metrics).
790	Human Resources	HR Operations	Employee Engagement & Experience		Knowledge of diversity, equity, and inclusion (DEI) frameworks and employee wellness models.
791	Human Resources	HR Operations	Employee Engagement & Experience		Knowledge of feedback tools and platforms (e.g., Qualtrics, Culture Amp, MS Forms, Google Surveys).
792	Human Resources	HR Operations	Employee Engagement & Experience		Ability to design forms, analyze data, generate dashboards (Excel/Power BI), and derive insights.
793	Human Resources	HR Operations	Employee Engagement & Experience		Ability to design seamless touchpoints across onboarding to exit that enhance employee satisfaction.
794	Human Resources	HR Operations	Employee Engagement & Experience		Ability to deploy feedback loops and real-time engagement insights to enable data-driven decision-making.
795	Human Resources	HR Operations	Employee Engagement & Experience		Ability to design and manage enterprise-wide engagement roadmaps, satisfaction surveys, and experience campaigns aligned with organizational values.
796	Human Resources	HR Operations	Payroll Administration		Knowledge of end-to-end payroll processing, including salary computation, overtime, and deductions in compliance with Saudi labor laws and tax regulations.
797	Human Resources	HR Operations	Payroll Administration		Knowledge of HRMS platforms (e.g., Oracle HCM Cloud) for payroll processing, employee data updates, and integration with Finance systems.
798	Human Resources	HR Operations	Payroll Administration		Ability to administer statutory contributions (GOSI, MUDAD, housing, transportation) and ensure accurate implementation within payroll systems.
799	Human Resources	HR Operations	Payroll Administration		Ability to manage payroll-related benefits including insurance, leave entitlements, and retirement contributions with precision and compliance.
800	Human Resources	HR Operations	Payroll Administration		Ability to lead payroll audits, prepare executive payroll reports, and deliver insights to support financial and workforce planning.
801	Finance
802	Finance	Finance Operations			Knowledge of IFRS, SAMA regulations, and internal governance policies including, audit requirements, risk management, and compliance frameworks.
803	Finance	Finance Operations			Knowledge of general ledger management, account reconciliations, and financial statement preparation.
804	Finance	Finance Operations			Ability to use Oracle Fusion, T24 Banking, SAP, and Microsoft Excel for financial reporting and reconciliation.
805	Finance	Finance Operations			Ability to process financial transactions while ensuring data accuracy and control.
806	Finance	Finance Operations			Ability to identify discrepancies, resolve financial inconsistencies, and improve processes.
807	Finance	Finance Operations	OPERATIONAL ACCOUNTING		Knowledge of Operational Accounting Standards (IFRS) for recording and reporting employee, vendor, tax, and asset-related transactions.
808	Finance	Finance Operations	OPERATIONAL ACCOUNTING		Knowledge of accruals, revaluations, and provisions processing in operational income and expense management.
809	Finance	Finance Operations	OPERATIONAL ACCOUNTING		Ability to administer ledger account structures and sub-ledgers (AP, AR, Fixed Assets).
810	Finance	Finance Operations	OPERATIONAL ACCOUNTING		Ability to work on financial systems and ERP platforms (e.g., Oracle, SAP).
811	Finance	Finance Operations	OPERATIONAL ACCOUNTING		Ability to conduct daily/monthly reconciliations and report unreconciled balances.
812	Finance	Finance Operations	OPERATIONAL PAYMENTS		Knowledge of domestic and international payment regulations, including SAMA guidelines and global best practices.
813	Finance	Finance Operations	OPERATIONAL PAYMENTS		Knowledge of payment processing systems, reconciliation processes, and transaction monitoring.
814	Finance	Finance Operations	OPERATIONAL PAYMENTS		Knowledge of fraud detection, transaction security measures, and risk mitigation in payment processing.
815	Finance	Finance Operations	OPERATIONAL PAYMENTS		Ability to use SWIFT, T24 Banking, Oracle Fusion, and Microsoft Excel for payment operations and reporting.
816	Finance	Finance Operations	OPERATIONAL PAYMENTS		Ability to optimize payment workflows, enhance efficiency, and ensure compliance with banking regulations.
817	Finance	Finance Operations	OPERATIONAL PAYMENTS		Ability to handle high-volume transactions, investigating payment discrepancies, and resolving processing errors.
818	Finance	Finance Operations	GENERAL LEDGER MANAGEMENT		Knowledge of General Ledger (GL) management, including recording, reconciliation, and reporting of financial transactions.
819	Finance	Finance Operations	GENERAL LEDGER MANAGEMENT		Knowledge of IFRS, SAMA regulations, and internal governance policies related to financial reporting and compliance.
820	Finance	Finance Operations	GENERAL LEDGER MANAGEMENT		Knowledge of internal controls, audit requirements, and risk management in ledger operations.
821	Finance	Finance Operations	GENERAL LEDGER MANAGEMENT		Knowledge with month-end and year-end closing processes, ensuring timely and accurate financial reporting.
822	Finance	Finance Operations	GENERAL LEDGER MANAGEMENT		Ability to work on Oracle Fusion, T24 Banking, SAP, and Microsoft Excel for ledger management and financial reporting.
823	Finance	Finance Operations	GENERAL LEDGER MANAGEMENT		Ability to run financial data validation, variance analysis, and discrepancy resolution in ledger accounts.
824	Finance	Finance Control			Knowledge of IFRS, Banking Control Law, SAMA, and ZATCA regulations to ensure compliance.
825	Finance	Finance Control			Ability to work on finance system architecture, ledger mapping, system ownership protocols, and data integration across sub-systems and reporting tools.
826	Finance	Finance Control			Ability to manage finance transformation projects, including policy/process enhancements, BRDs, UAT, and cross-functional finance-IT coordination.
827	Finance	Finance Control			Ability to resolve audit findings and maintain compliance documentation
828	Finance	Finance Control			Ability to enforce bank-wide ledger reconciliation, proofing, and control procedures across accounts and systems.
829	Finance	Finance Control	GENERAL LEDGER CONTROL		Knowledge of internal audit procedures, risk management frameworks, and regulatory reporting requirements as per SAMA.
830	Finance	Finance Control	GENERAL LEDGER CONTROL		Knowledge of month-end and year-end closing processes, ensuring accuracy and completeness in financial reporting.
831	Finance	Finance Control	GENERAL LEDGER CONTROL		Knowledge of general ledger structure, financial controls, and reconciliation processes.
832	Finance	Finance Control	GENERAL LEDGER CONTROL		Ability to work on Oracle Fusion, SAP, T24 Banking, and Microsoft Excel for ledger controls and reporting.
833	Finance	Finance Control	GENERAL LEDGER CONTROL		Ability to implement ledger integrity controls, financial data validation, and compliance monitoring.
834	Finance	Finance Control	GENERAL LEDGER CONTROL		Ability to perform automated reconciliation, discrepancy resolution, and financial control enhancements.
835	Finance	Finance Control	FINANCE SYSTEMS, DATA & TRANSFORMATION		Knowledge of financial systems architecture, data governance, and digital transformation strategies.
836	Finance	Finance Control	FINANCE SYSTEMS, DATA & TRANSFORMATION		Knowledge with cloud-based financial systems, API integrations, and emerging fintech trends.
837	Finance	Finance Control	FINANCE SYSTEMS, DATA & TRANSFORMATION		Knowledge of automation tools, AI-driven analytics, and process optimization techniques.
838	Finance	Finance Control	FINANCE SYSTEMS, DATA & TRANSFORMATION		Ability to implement data integrity controls, financial data security, and risk management frameworks as per SAMA regulations.
839	Finance	Finance Control	FINANCE SYSTEMS, DATA & TRANSFORMATION		Ability to perform financial reporting enhancements, business intelligence solutions, and strategic decision support.
840	Finance	Finance Control	FINANCE SYSTEMS, DATA & TRANSFORMATION		Ability to work with Oracle Fusion, T24 Banking, and Microsoft Excel for financial data management and reporting.
841	Finance	REGULATORY REPORTING			Knowledge of regulatory reporting in accordance with SAMA (supervisory) and ZATCA (taxation) regulations, including VAT, WHT, ZAKAT, and Income Tax.
842	Finance	REGULATORY REPORTING			Knowledge of tax policy interpretation, return filing, transfer pricing documentation, and optimization of tax positions within ZATCA guidelines.
843	Finance	REGULATORY REPORTING			Ability to execute reporting cycles for statutory (Q1-Q4), group, and supervisory submissions, including coordinating with external auditors and inspection bodies.
844	Finance	REGULATORY REPORTING			Ability to mitigate regulatory risks through audits, compliance reviews, and internal control implementation.
845	Finance	REGULATORY REPORTING	STATUTORY COMPLIANCE & REPORTING		Knowledge of IFRS, Banking Control Law, and SAMA regulatory reporting frameworks.
846	Finance	REGULATORY REPORTING	STATUTORY COMPLIANCE & REPORTING		Knowledge of statutory audit procedures and external auditor coordination, including quarterly and annual review processes.
847	Finance	REGULATORY REPORTING	STATUTORY COMPLIANCE & REPORTING		Knowledge of financial systems and statutory reporting tools for generating accurate and timely financial statements.
848	Finance	REGULATORY REPORTING	STATUTORY COMPLIANCE & REPORTING		Ability to collaborate cross-functionally with Risk, Compliance, and Finance teams for regulatory alignment and issue resolution.
849	Finance	REGULATORY REPORTING	STATUTORY COMPLIANCE & REPORTING		Ability to prepare and manage statutory financial statements in compliance with local and international regulatory timelines.
850	Finance	REGULATORY REPORTING	STATUTORY COMPLIANCE & REPORTING		Ability to apply internal controls (e.g., reconciliation, analytical review, 4-eyes principle) to ensure data accuracy and reporting integrity.
851	Finance	REGULATORY REPORTING	SUPERVISORY COMPLIANCE & REPORTING		Knowledge of SAMA regulations, IFRS, and other international banking regulatory frameworks/requirements.
852	Finance	REGULATORY REPORTING	SUPERVISORY COMPLIANCE & REPORTING		Knowledge of regulatory examinations, audit coordination, and financial supervision best practices.
853	Finance	REGULATORY REPORTING	SUPERVISORY COMPLIANCE & REPORTING		Ability to work on Oracle Fusion, T24 Banking, and Microsoft Excel for compliance tracking and reporting.
854	Finance	REGULATORY REPORTING	SUPERVISORY COMPLIANCE & REPORTING		Ability to oversee financial governance, transparency in reporting, and adherence to banking control laws.
855	Finance	REGULATORY REPORTING	SUPERVISORY COMPLIANCE & REPORTING		Ability to perform regulatory report validation, financial disclosure, and compliance assessments.
856	Finance	REGULATORY REPORTING	ZAKAT/TAX COMPLIANCE & REPORTING		Knowledge of Zakat, VAT, Withholding Tax (WHT), and corporate tax regulations in accordance with ZATCA, IFRS and SAMA.
857	Finance	REGULATORY REPORTING	ZAKAT/TAX COMPLIANCE & REPORTING		Knowledge of international tax treaties, cross-border tax implications, and regulatory updates.
858	Finance	REGULATORY REPORTING	ZAKAT/TAX COMPLIANCE & REPORTING		Knowledge of tax audit procedures, risk mitigation strategies, and financial governance related to taxation.
859	Finance	REGULATORY REPORTING	ZAKAT/TAX COMPLIANCE & REPORTING		Ability to work on Oracle Fusion, SAP, T24 Banking, and Microsoft Excel for tax calculations, reporting, and compliance tracking.
860	Finance	REGULATORY REPORTING	ZAKAT/TAX COMPLIANCE & REPORTING		Ability to ensure accurate tax submissions, optimize tax efficiency, and support regulatory tax planning.
861	Finance	FINANCE ADVICE			Knowledge of budget planning, cost optimization, and expenditure forecasting for financial sustainability
862	Finance	FINANCE ADVICE			Knowledge of SAMA regulations, IFRS, and internal financial policies related to cost control and reporting including compliance requirements, internal controls, and risk mitigation strategies
863	Finance	FINANCE ADVICE			Knowledge of financial decision-making frameworks, including cost-benefit analysis and variance reporting.
864	Finance	FINANCE ADVICE			Ability to manage expense monitoring, financial planning, and budget control processes.
865	Finance	FINANCE ADVICE			Ability to execute financial data reconciliation, cost efficiency analysis, and operational expense reporting.
866	Finance	FINANCE ADVICE			Ability to work with Oracle Fusion, SAP, T24 Banking, and Microsoft Excel for financial data analysis and expense tracking.
867	Finance	FINANCE ADVICE	FINANCIAL PLANNING & ANALYSIS – BALANCE SHEET & INCOME		Knowledge of balance sheet management, income statement analysis, and financial performance evaluation.
868	Finance	FINANCE ADVICE	FINANCIAL PLANNING & ANALYSIS – BALANCE SHEET & INCOME		Knowledge of budgeting, forecasting, and financial modeling for strategic decision-making.
869	Finance	FINANCE ADVICE	FINANCIAL PLANNING & ANALYSIS – BALANCE SHEET & INCOME		Knowledge of capital structure optimization, profitability analysis, and cost management strategies.
870	Finance	FINANCE ADVICE	FINANCIAL PLANNING & ANALYSIS – BALANCE SHEET & INCOME		Knowledge of regulatory compliance, SAMA guidelines, IFRS reporting, and internal governance frameworks.
871	Finance	FINANCE ADVICE	FINANCIAL PLANNING & ANALYSIS – BALANCE SHEET & INCOME		Ability to work on Oracle Fusion, T24 Banking, and Microsoft Excel for financial planning, reporting, and variance analysis.
872	Finance	FINANCE ADVICE	FINANCIAL PLANNING & ANALYSIS – BALANCE SHEET & INCOME		Ability to conduct financial scenario modeling, risk assessment, and investment analysis.
873	Finance	FINANCE ADVICE	FINANCIAL PLANNING & ANALYSIS – OPERATING & CAPITAL EXPENDITURES		Knowledge of management accounting standards and performance management policies according to SAMA and IFRS.
874	Finance	FINANCE ADVICE	FINANCIAL PLANNING & ANALYSIS – OPERATING & CAPITAL EXPENDITURES		Knowledge of Internal Controls in Financial Planning such as analytical reviews, reconciliations, and application of the 4-eyes principle.
875	Finance	FINANCE ADVICE	FINANCIAL PLANNING & ANALYSIS – OPERATING & CAPITAL EXPENDITURES		Ability to prepare financial performance reports for executives.
876	Finance	FINANCE ADVICE	FINANCIAL PLANNING & ANALYSIS – OPERATING & CAPITAL EXPENDITURES		Ability to work on Financial Systems (e.g., Oracle, SAP) for data consolidation, forecasting, and expenditure tracking.
877	Finance	FINANCE ADVICE	FINANCIAL PLANNING & ANALYSIS – OPERATING & CAPITAL EXPENDITURES		Ability to develop and evaluate business cases using financial KPIs such as ROI, IRR, breakeven, and payback period.
878	Finance	FINANCE ADVICE	FINANCIAL PLANNING & ANALYSIS – OPERATING & CAPITAL EXPENDITURES		Ability to execute Operating & Capital Expenditure Analysis including performance variance tracking, trend analysis, and root cause identification.
879	Treasury				Knowledge of liquidity planning, cash flow forecasting, and compliance with Liquidity Coverage Ratio (LCR), Net Stable Funding Ratio (NSFR), and Loan to Deposit Ratio (LDR).
880	Treasury				Knowledge of investment instruments and capital market risk assessment.
881	Treasury				Knowledge of regulatory frameworks including Basel III, Anti-Money Laundering (AML)/Know Your Customer (KYC), and SAMA requirements.
882	Treasury				Knowledge of counterparty risk assessment and FI relationship management.
883	Treasury				Knowledge of ALM strategies including FTP and interest rate risk management.
884	Treasury				Ability to use treasury platforms such as Bloomberg, Reuters, and Treasury Management Software (TMS).
885	Treasury				Ability to optimize capital utilization within regulatory thresholds.
886	Treasury				Ability to lead treasury transformation and automation initiatives.
887	Treasury				Ability to build financial models and reports for strategic decision-making.
888	Treasury	Interbank			Knowledge of interbank lending and borrowing strategies to support short-term liquidity positioning.
889	Treasury	Interbank			Knowledge of money market instruments and products including call deposits, repo/reverse repo, and T-bills.
890	Treasury	Interbank			Knowledge of regulatory liquidity ratios (LCR, LDR, LRR)and their application.
891	Treasury	Interbank			Knowledge of treasury management systems such as Murex.
892	Treasury	Interbank			Ability to assess and mitigate market and execution risk in interbank transactions, ensuring adherence to internal limits and external regulatory expectations.
893	Treasury	Interbank			Ability to analyze liquidity positions and funding trends using MS Excel and Power BI.
894	Treasury	Interbank			Ability to operate SAMA repo and reverse repo platforms to execute secured lending/borrowing.
895	Treasury	Interbank	Money Market		Knowledge of interbank lending, SAR/USD funding operations, and SAMA Repo/Reverse Repo mechanisms.
896	Treasury	Interbank	Money Market		Knowledge of liquidity ratios and regulatory frameworks including LDR, LCR, and LRR.
897	Treasury	Interbank	Money Market		Knowledge of short-term investment instruments and market dynamics affecting fund allocation.
898	Treasury	Interbank	Money Market		Knowledge of treasury systems, cash flow forecasting tools, and performance dashboards.
899	Treasury	Interbank	Money Market		Ability to execute borrowing and placement transactions aligned with daily liquidity needs.
900	Treasury	Interbank	Money Market		Ability to maintain and expand relationships with financial institutions to secure favorable funding terms.
901	Treasury	Interbank	Money Market		Ability to identify and execute profit-maximizing trades while managing maturity mismatches and interest rate risks.
902	Treasury	Interbank	Investment		Knowledge of money market instruments, sukuks, treasury bills, and fixed income securities.
903	Treasury	Interbank	Investment		Knowledge of economic indicators, monetary policy updates, and interest rate dynamics.
904	Treasury	Interbank	Investment		Knowledge of treasury systems and post-trade processes, including deal execution and settlement.
905	Treasury	Interbank	Investment		Knowledge of regulatory frameworks including SAMA guidelines, Basel III, and internal investment limits.
906	Treasury	Interbank	Investment		Knowledge of treasury dashboards, performance reports, and investment analytics tools (e.g., Excel, Power BI, Bloomberg).
907	Treasury	Interbank	Investment		Ability to interpret market trends and adjust investment positions accordingly.
908	Treasury	Interbank	Investment		Ability to manage short-term and medium-term investment portfolios aligned with treasury strategies.
909	Treasury	Interbank	Investment		Ability to coordinate with brokers, custodians, and internal teams to ensure accurate and timely transaction closure.
910	Treasury	Interbank	Investment		Ability to generate insights, present findings to ALCO, and support investment decision-making.
911	Treasury	Treasury Sales			Knowledge of client relationship management, sales advisory techniques, and corporate liquidity needs.
912	Treasury	Treasury Sales			Knowledge of FX instruments, derivatives, and fixed income products.
913	Treasury	Treasury Sales			Knowledge of market data tools (Bloomberg, Reuters) and Excel-based reporting for pricing, analysis, and client reporting.
914	Treasury	Treasury Sales			Knowledge of cash and liquidity management strategies and Treasury Management Systems (e.g., Murex).
915	Treasury	Treasury Sales			Ability to deliver tailored treasury solutions, manage key accounts, and drive product adoption.
916	Treasury	Treasury Sales			Ability to structure, price, and execute treasury trades aligned with market trends and client needs.
917	Treasury	Treasury Sales			Ability to analyze trends, build dashboards, and support decision-making through data insights.
918	Treasury	Treasury Sales			Ability to manage liquidity positions, execute trades, and maintain compliance through TMS platforms.
919	Treasury	Treasury Sales	Foreign Exchange		Knowledge of foreign exchange markets, trading platforms, and currency instruments (spot, forward, swaps).
920	Treasury	Treasury Sales	Foreign Exchange		Knowledge of internal FX policies, risk limits, and regulatory frameworks such as SAMA and Basel standards.
921	Treasury	Treasury Sales	Foreign Exchange		Knowledge of macroeconomic indicators and geopolitical events affecting currency movements.
922	Treasury	Treasury Sales	Foreign Exchange		Knowledge of FX exposure management techniques, including hedging and risk mitigation strategies.
923	Treasury	Treasury Sales	Foreign Exchange		Ability to execute FX trades in real-time while maintaining accuracy, control, and regulatory compliance.
924	Treasury	Treasury Sales	Foreign Exchange		Ability to analyze currency trends and develop trading strategies based on market intelligence.
925	Treasury	Treasury Sales	Foreign Exchange		Ability to generate FX performance reports, monitor trading KPIs, and communicate insights to leadership.
926	Treasury	Treasury Sales	Liquidity Mobilization		Knowledge of liquidity management principles, short-term funding instruments, and mobilization techniques in line with treasury objectives.
927	Treasury	Treasury Sales	Liquidity Mobilization		Knowledge of regulatory requirements such as LCR, NSFR, and internal liquidity risk frameworks.
928	Treasury	Treasury Sales	Liquidity Mobilization		Knowledge of market trends, client funding behaviors, and interest rate impacts on liquidity strategy.
929	Treasury	Treasury Sales	Liquidity Mobilization		Knowledge of treasury systems and liquidity dashboards used for real-time tracking and reporting.
930	Treasury	Treasury Sales	Liquidity Mobilization		Ability to execute and monitor intraday and overnight liquidity transactions to ensure operational coverage.
931	Treasury	Treasury Sales	Liquidity Mobilization		Ability to prepare and analyze daily, weekly, and monthly liquidity position reports for senior leadership.
932	Treasury	Treasury Sales	Liquidity Mobilization		Ability to coordinate with Risk, Compliance, and Finance to align liquidity activities with governance requirements.
933	Treasury	Treasury Sales	Liquidity Mobilization		Ability to identify and resolve liquidity discrepancies and optimize short-term capital deployment.
934	Treasury	Financial Institutions			Knowledge of counterparty credit risk assessment methodologies, due diligence processes, and credit line structuring.
935	Treasury	Financial Institutions			Knowledge of global and local regulatory requirements related to KYC, AML, and institutional onboarding compliance.
936	Treasury	Financial Institutions			Knowledge of cross-border payment mechanisms, SWIFT, RTGS, and trade finance instruments.
937	Treasury	Financial Institutions			Knowledge of liquidity and funding strategies used in institutional banking, including interbank lending and correspondent banking.
938	Treasury	Financial Institutions			Ability to perform market and counterparty analysis using MS Excel and Power BI dashboards.
939	Treasury	Financial Institutions			Ability to interpret and apply insights from Bloomberg Terminal and Reuters Eikon for treasury and institutional decision-making.
940	Treasury	Financial Institutions			Ability to lead and manage strategic relationships with financial institutions and central banks.
941	Treasury	Assests & Liabilites Management			Knowledge of methodologies for asset and liability mismatch analysis and funding strategies to manage duration gaps.
942	Treasury	Assests & Liabilites Management			Knowledge of liquidity risk indicators, stress testing frameworks, and daily cash flow monitoring practices.
943	Treasury	Assests & Liabilites Management			Knowledge of ALCO reporting requirements, internal governance standards, and regulatory expectations (e.g., SAMA, Basel III).
944	Treasury	Assests & Liabilites Management			Knowledge of capital structure components, hedging instruments, and risk mitigation models.
945	Treasury	Assests & Liabilites Management			Ability to analyze balance sheet dynamics and liquidity buffers using MS Excel and Power BI.
946	Treasury	Assests & Liabilites Management			Ability to develop funding and investment strategies aligned with ALCO guidance and market scenarios.
947	Treasury	Assests & Liabilites Management			Ability to coordinate risk mitigation plans based on liquidity forecasts, capital stress scenarios, and market volatility.
948	Treasury	Treasury Reporting			Knowledge of management information (MI) reporting principles and performance tracking methodologies for treasury functions.
949	Treasury	Treasury Reporting			Knowledge of treasury control frameworks and risk mitigation practices aligned with regulatory and operational policies.
950	Treasury	Treasury Reporting			Knowledge of audit, compliance, and business continuity standards relevant to treasury operations.
951	Treasury	Treasury Reporting			Knowledge of treasury system functionalities including testing, data reconciliation, and integration with financial systems.
952	Treasury	Treasury Reporting			Ability to perform data analysis and generate management reports using MS Excel and other reporting tools.
953	Treasury	Treasury Reporting			Ability to operate Treasury Management Systems (e.g., Murex) for real-time cash flow monitoring and liquidity tracking.
954	Treasury	Treasury Reporting			Ability to lead User Acceptance Testing (UAT) and validate treasury data accuracy during system upgrades and process changes.
955	Risk Management
956	Risk Management	Credit Risk			Knowledge of end-to-end credit risk frameworks, including credit policy development, risk exposure assessment, and mitigation strategies.
957	Risk Management	Credit Risk			Knowledge of retail and non-retail portfolio management practices.
958	Risk Management	Credit Risk			Ability to develop, calibrate, and maintain credit risk models.
959	Risk Management	Credit Risk			Ability to design and implement credit decision-making models.
960	Risk Management	Credit Risk			Ability to manage collection and recovery strategies using automated tools, dialer systems, and performance-based agency models to reduce delinquency and loss rates.
961	Risk Management	Credit Risk			Ability to use MS Excel for credit risk analysis.
962	Risk Management	Credit Risk	Credit Policy & Underwriting		Knowledge of credit risk policy development and underwriting standards.
963	Risk Management	Credit Risk	Credit Policy & Underwriting		Knowledge of digital tools and emerging technologies.
964	Risk Management	Credit Risk	Credit Policy & Underwriting		Knowledge of delinquency management frameworks and loss mitigation strategies.
965	Risk Management	Credit Risk	Credit Policy & Underwriting		Knowledge of automated collections platforms, including auto-dialers and risk-based treatment strategies.
966	Risk Management	Credit Risk	Credit Policy & Underwriting		Ability to navigate core banking systems such as T24 and interpret IFRS guidelines.
967	Risk Management	Credit Risk	Credit Policy & Underwriting		Ability to apply a digital mindset in optimizing credit workflows, leveraging analytics, and enhancing customer experience through automation.
968	Risk Management	Credit Risk	Credit Policy & Underwriting		Ability to assess and manage portfolio-level credit risk through segmentation, stress testing, and early warning indicators.
969	Risk Management	Credit Risk	Credit Policy & Underwriting		Ability to operate and configure Credit Management Systems (CMS).
970	Risk Management	Credit Risk	Portfolio Management & Analytics		Knowledge of portfolio risk management principles and stress testing methodologies.
971	Risk Management	Credit Risk	Portfolio Management & Analytics		Knowledge of Credit Management Systems (CMS) to support credit risk assessment, automated decisioning, and workflow optimization.
972	Risk Management	Credit Risk	Portfolio Management & Analytics		Knowledge of T24 core banking system functionalities and IFRS standards to ensure compliance in credit accounting and provisioning.
973	Risk Management	Credit Risk	Portfolio Management & Analytics		Ability to apply a digital mindset by adopting technology and data tools to enhance credit risk processes and decision-making.
974	Risk Management	Credit Risk	Portfolio Management & Analytics		Ability to manage delinquency trends and apply loss mitigation strategies.
975	Risk Management	Credit Risk	Portfolio Management & Analytics		Ability to utilize MS Excel and Power BI to conduct credit risk analytics, develop dashboards, and monitor portfolio performance.
976	Risk Management	Market & ALM Risk			Knowledge of Interest Rate Risk in the Banking Book (IRRBB) and broader market risk management principles in line with regulatory expectations.
977	Risk Management	Market & ALM Risk			Knowledge of liquidity and market risk frameworks.
978	Risk Management	Market & ALM Risk			Knowledge of Counterparty Credit Risk (CCR) and Credit Valuation Adjustment (CVA) methodologies.
979	Risk Management	Market & ALM Risk			Knowledge of Basel III and IFRS standards.
980	Risk Management	Market & ALM Risk			Ability to conduct stress testing and scenario analysis for evaluating asset-liability management (ALM) and market risk exposures.
981	Risk Management	Market & ALM Risk			Ability to utilize MS Excel for risk analytics, data modeling, and generating regulatory reports.
982	Risk Management	Market & ALM Risk	Market Risk		Knowledge of market risk management frameworks, policies, and regulatory expectations.
983	Risk Management	Market & ALM Risk	Market Risk		Knowledge of liquidity risk management principles and integration with the broader market risk framework.
984	Risk Management	Market & ALM Risk	Market Risk		Knowledge of regulatory market risk reporting standards (e.g., SAMA, Basel III)
985	Risk Management	Market & ALM Risk	Market Risk		Ability to use Excel and risk systems for portfolio risk analytics, market risk exposure tracking, and scenario simulations.
986	Risk Management	Market & ALM Risk	Market Risk		Ability to monitor and escalate breaches in market risk limits and ensure adherence to approved market risk appetite parameters.
987	Risk Management	Market & ALM Risk	Market Risk		Ability to implement and enhance risk monitoring processes, control systems, and documentation aligned with internal policies and regulatory requirements.
988	Risk Management	Market & ALM Risk	ALM Risk		Knowledge of liquidity risk management frameworks and regulatory guidelines.
989	Risk Management	Market & ALM Risk	ALM Risk		Knowledge of Contingency Funding Planning (CFP) including identification and activation of early warning indicators and funding options under stress scenarios.
990	Risk Management	Market & ALM Risk	ALM Risk		Knowledge of ILAAP framework implementation aligned with SAMA standards for both business-as-usual and stress conditions.
991	Risk Management	Market & ALM Risk	ALM Risk		Knowledge of hedging strategies and market risk mitigation techniques, with ability to assess risk impact prior to ALCO execution.
992	Risk Management	Market & ALM Risk	ALM Risk		Ability to monitor, control, and report the Bank’s liquidity and funding positions to SAMA and internal committees (ALCO, RMC) with accuracy and timeliness.
993	Risk Management	Enterprise Risk Management			Knowledge of enterprise risk management (ERM) frameworks aligned with ISO 31000, SAMA and Basel III.
994	Risk Management	Enterprise Risk Management			Knowledge of capital planning methodologies, risk-weighted asset (RWA) computation, and application of ICAAP and ILAAP frameworks in compliance with Basel III standards.
995	Risk Management	Enterprise Risk Management			Ability to produce regulatory and internal risk reports using data visualization tools such as Power BI and Tableau.
996	Risk Management	Enterprise Risk Management			Ability to use Python, Power BI, and MS Excel to develop, validate, and maintain credit, market, and operational risk models including PD, LGD, EAD, and Value at Risk (VaR).
997	Risk Management	Enterprise Risk Management			Ability to design and execute macro-financial stress tests and scenario analyses
998	Risk Management	Enterprise Risk Management	Enterprise Risk Strategy, Framework and Culture		Knowledge of enterprise risk strategy development and its alignment with organizational objectives.
999	Risk Management	Enterprise Risk Management	Enterprise Risk Strategy, Framework and Culture		Knowledge of risk governance frameworks and regulatory compliance standards, including Basel III and SAMA requirements.
1000	Risk Management	Enterprise Risk Management	Enterprise Risk Strategy, Framework and Culture		Knowledge of risk culture development techniques and ability to lead initiatives that promote enterprise-wide risk awareness.
1001	Risk Management	Enterprise Risk Management	Enterprise Risk Strategy, Framework and Culture		Ability to work on MS Excel, Python, and Power BI for advanced risk analytics, dashboard creation, and data visualization.
1002	Risk Management	Enterprise Risk Management	Enterprise Risk Strategy, Framework and Culture		Ability to perform risk modeling and conduct stress testing across liquidity, credit, and market risk domains.
1003	Risk Management	Enterprise Risk Management	Enterprise Risk Strategy, Framework and Culture		Ability to support capital adequacy planning and implement ICAAP frameworks for comprehensive, risk-based capital assessment.
1004	Risk Management	Enterprise Risk Management	Risk Modeling And Analytics		Knowledge of risk governance frameworks and regulatory compliance requirements, including Basel III, SAMA guidelines, and internal control systems.
1005	Risk Management	Enterprise Risk Management	Risk Modeling And Analytics		Knowledge of Basel III and ICAAP models to evaluate capital requirements and risk-weighted asset calculations.
1006	Risk Management	Enterprise Risk Management	Risk Modeling And Analytics		Ability to design and execute advanced risk models and stress testing scenarios across liquidity, credit, and market risk domains.
1007	Risk Management	Enterprise Risk Management	Risk Modeling And Analytics		Ability to lead capital adequacy planning and implement ICAAP frameworks to support risk-informed strategic decisions.
1008	Risk Management	Enterprise Risk Management	Risk Modeling And Analytics		Ability to analyze and visualize risk data using MS Excel, Python, and Power BI for enhanced decision-making and reporting accuracy.
1009	Risk Management	Enterprise Risk Management	Capital Management		Knowledge of capital adequacy frameworks, including Pillar I, Pillar II, and Pillar III under Basel III guidelines.
1010	Risk Management	Enterprise Risk Management	Capital Management		Ability to perform data cleansing, consolidation, and analysis for on- and off-balance sheet exposures across Corporate, Retail, Treasury, Staff Loans, and Financial Institutions.
1011	Risk Management	Enterprise Risk Management	Capital Management		Ability to compute and track capital ratios, ensuring timely updates on a weekly, monthly, and quarterly basis.
1012	Risk Management	Enterprise Risk Management	Capital Management		Ability to prepare MIS, ad hoc reports, and presentations for management committees related to capital adequacy.
1013	Risk Management	Enterprise Risk Management	Capital Management		Ability to maintain structured, audit-ready documentation for capital adequacy processes, supporting both internal and external audit and regulatory reviews.
1014	Risk Management	Operational & Resiliency Risk			Knowledge of Operational Risk Control and Self-Assessment (RCSA) frameworks.
1015	Risk Management	Operational & Resiliency Risk			Knowledge of outsourcing risk evaluation processes, third-party risk management, and vendor control assessments.
1016	Risk Management	Operational & Resiliency Risk			Ability to conduct business continuity planning (BCP), disaster recovery testing, and resilience assessments across critical operations.
1017	Risk Management	Operational & Resiliency Risk			Ability to apply Basel III and SAMA guidelines for operational risk governance, loss event reporting, and compliance monitoring.
1018	Risk Management	Operational & Resiliency Risk			Ability to use MS Excel and Power BI for operational risk analytics, reporting, and visualization of risk trends and heat maps.
1019	Risk Management	Operational & Resiliency Risk	Operational Risk		Knowledge of operational risk frameworks, including RCSA, KRI monitoring, and Basel III/SAMA compliance.
1020	Risk Management	Operational & Resiliency Risk	Operational Risk		Knowledge of risk assessment tools and control effectiveness evaluation for new products, services, and processes.
1021	Risk Management	Operational & Resiliency Risk	Operational Risk		Knowledge of operational risk capital modeling, stress testing, and scenario analysis.
1022	Risk Management	Operational & Resiliency Risk	Operational Risk		Ability to design and manage dashboards for operational risk analytics and regulatory submissions.
1023	Risk Management	Operational & Resiliency Risk	Operational Risk		Ability to implement and govern operational risk policies, procedures, and risk appetite limits.
1024	Risk Management	Operational & Resiliency Risk	Operational Risk		Ability to track and escalate risk events and breaches, ensuring timely reporting and remediation.
1025	Risk Management	Operational & Resiliency Risk	Operational Risk		Ability to use MS Excel and Power BI for analytics and reporting.
1026	Risk Management	Operational & Resiliency Risk	Resiliency Risk		Knowledge of resiliency risk management frameworks aligned with Basel III, SAMA, and ISO 22301 standards.
1027	Risk Management	Operational & Resiliency Risk	Resiliency Risk		Knowledge of structured incident response frameworks, escalation protocols, and post-incident assessments.
1028	Risk Management	Operational & Resiliency Risk	Resiliency Risk		Knowledge of regulatory reporting standards and documentation requirements related to resiliency and continuity.
1029	Risk Management	Operational & Resiliency Risk	Resiliency Risk		Ability to use MS Excel and Power BI for analytics and reporting.
1030	Risk Management	Operational & Resiliency Risk	Resiliency Risk		Ability to design, implement, and monitor business continuity and disaster recovery (BC/DR).
1031	Risk Management	Operational & Resiliency Risk	Resiliency Risk		Ability to conduct simulations, scenario testing, and crisis response exercises to evaluate operational resilience.
1032	Risk Management	Operational & Resiliency Risk	Resiliency Risk		Ability to coordinate with IT, compliance, and business units to embed resiliency in enterprise risk governance.
1033	Risk Management	Business Continuity Management			Knowledge of Business Impact Analysis (BIA) and operational risk assessment methodologies.
1034	Risk Management	Business Continuity Management			Knowledge of Disaster Recovery Planning (DRP) and incident response strategies.
1035	Risk Management	Business Continuity Management			Knowledge of crisis management and DRP tools to manage disruptive events and ensure recovery readiness.
1036	Risk Management	Business Continuity Management			Ability to use Business Continuity Management Planning systems and simulation testing platforms.
1037	Risk Management	Business Continuity Management			Ability to use MS Excel for analyzing BIA data and assessing risk impacts.
1038	Risk Management	Business Continuity Management	BCM Governance		Knowledge of SAMA Business Continuity Management (BCM) frameworks, ISO 22301 standards, and regulatory compliance requirements.
1039	Risk Management	Business Continuity Management	BCM Governance		Knowledge of incident management processes, including notification systems, root cause analysis, and corrective/preventive action planning.
1040	Risk Management	Business Continuity Management	BCM Governance		Knowledge of crisis management frameworks, communication protocols, and emergency response.
1041	Risk Management	Business Continuity Management	BCM Governance		Ability to design, execute, and document BCM exercises, red teaming scenarios, and post-incident reviews.
1042	Risk Management	Business Continuity Management	BCM Governance		Ability to use MS Excel for analyzing BIA data and assessing risk impacts.
1043	Risk Management	Business Continuity Management	BCM Governance		Ability to develop and maintain BCM governance documentation.
1044	Risk Management	Business Continuity Management	BCM Planning		Knowledge of Business Impact Analysis (BIA) and operational risk assessment methodologies.
1045	Risk Management	Business Continuity Management	BCM Planning		Knowledge of Disaster Recovery Planning (DRP) and incident response strategies.
1046	Risk Management	Business Continuity Management	BCM Planning		Knowledge of crisis management and DRP tools to manage disruptive events and ensure recovery readiness.
1047	Risk Management	Business Continuity Management	BCM Planning		Knowledge of Business Continuity Management Planning systems and simulation testing platforms.
1048	Risk Management	Business Continuity Management	BCM Planning		Knowledge of SAS software and ISO 22301 standards for business continuity compliance and best practices.
1049	Risk Management	Business Continuity Management	BCM Planning		Ability to use MS Excel for analyzing BIA data and assessing risk impacts.
1050	Risk Management	Risk Governance & Controls			Knowledge of risk governance frameworks and regulatory compliance standards aligned with ISO 31000, Basel III, and SAMA guidelines.
1051	Risk Management	Risk Governance & Controls			Knowledge of enterprise risk management (ERM) and internal control frameworks.
1052	Risk Management	Risk Governance & Controls			Knowledge of operational and resiliency risk assessment methodologies to support integrated risk reviews and planning.
1053	Risk Management	Risk Governance & Controls			Ability to track audit observations, monitor compliance gaps, and evaluate the effectiveness.
1054	Risk Management	Risk Governance & Controls			Ability to use MS Excel, Power BI, and Python for conducting advanced risk data analysis, trend visualization, and executive-level reporting.
1055	Risk Management	Risk Governance & Controls			Ability to apply project management tools such as JIRA, Agile, and Waterfall.
1056	Risk Management	Risk Governance & Controls	Risk Governance, Control and Reporting		Knowledge of risk governance frameworks in accordance with SAMA, Basel III, and ISO 31000 standards.
1057	Risk Management	Risk Governance & Controls	Risk Governance, Control and Reporting		Knowledge of regulatory gap analysis techniques and enterprise-level risk mitigation strategies.
1058	Risk Management	Risk Governance & Controls	Risk Governance, Control and Reporting		Knowledge of scenario analysis and stress testing frameworks.
1059	Risk Management	Risk Governance & Controls	Risk Governance, Control and Reporting		Ability to prepare and align regulatory and board-level risk reports.
1060	Risk Management	Risk Governance & Controls	Risk Governance, Control and Reporting		Ability to conduct and oversee Risk Control Self-Assessments (RCSA), Key Risk Indicator (KRI) monitoring, and regulatory compliance tracking.
1061	Risk Management	Risk Governance & Controls	Risk Governance, Control and Reporting		Ability to develop, interpret, and maintain automated risk dashboards and reports.
1062	Risk Management	Risk Governance & Controls	Risk Systems and Project Management		Knowledge of risk system architecture, including integration and enhancement of GRC platforms, automated reporting tools, and AI-driven monitoring.
1063	Risk Management	Risk Governance & Controls	Risk Systems and Project Management		Knowledge of regulatory compliance requirements (SAMA, Basel III, ISO 31000).
1064	Risk Management	Risk Governance & Controls	Risk Systems and Project Management		Knowledge of AI, machine learning, and Python applications in automating risk analytics and reporting dashboards.
1065	Risk Management	Risk Governance & Controls	Risk Systems and Project Management		Knowledge of risk data governance, documentation practices, and audit procedures for system control assurance.
1066	Risk Management	Risk Governance & Controls	Risk Systems and Project Management		Ability to manage enterprise risk system (RMS) projects.
1067	Risk Management	Risk Governance & Controls	Risk Systems and Project Management		Ability to ensure 99.99% data accuracy through advanced analytics, automation, and structured reporting frameworks.
1068	Risk Management	Cybersecurity			Knowledge of cybersecurity governance frameworks, including NCA, SAMA, ISO 27001, and global best practices.
1069	Risk Management	Cybersecurity			Knowledge of cybersecurity risk assessments, third-party risk management practices, and contractual security requirements.
1070	Risk Management	Cybersecurity			Knowledge of Governance, Risk, and Compliance (GRC) tools for tracking policy adherence, compliance obligations, and third-party risks.
1071	Risk Management	Cybersecurity			Ability to design cybersecurity metrics and reporting dashboards that support continuous improvement of governance frameworks.
1072	Risk Management	Cybersecurity			Ability to develop, implement, and monitor cybersecurity policies.
1073	Risk Management	Cybersecurity			Ability to apply data classification standards, implement access controls, and generate data leakage prevention (DLP) reports.
1074	Risk Management	Cybersecurity	Cybersecurity GRC		Knowledge of cybersecurity governance strategy in line with NCA, SAMA, ISO 27001, and organizational objectives.
1075	Risk Management	Cybersecurity	Cybersecurity GRC		Knowledge of data classification protocols, access control implementation, and data leakage prevention monitoring.
1076	Risk Management	Cybersecurity	Cybersecurity GRC		Knowledge of project governance principles, including planning, tracking, resource allocation, and risk-based prioritization.
1077	Risk Management	Cybersecurity	Cybersecurity GRC		Knowledge of incident response governance integration.
1078	Risk Management	Cybersecurity	Cybersecurity GRC		Ability to design cybersecurity awareness and training programs.
1079	Risk Management	Cybersecurity	Cybersecurity GRC		Ability to lead regulatory engagement and ensure timely reporting and compliance with SAMA, NCA, and global cybersecurity standards.
1080	Risk Management	Cybersecurity	Cybersecurity GRC		Ability to conduct cybersecurity risk assessments and manage audit readiness.
1081	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Governance	Knowledge of cybersecurity governance strategy in line with NCA, SAMA, ISO 27001, and organizational objectives.
1082	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Governance	Knowledge of data classification protocols, access control implementation, and data leakage prevention monitoring.
1083	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Governance	Knowledge of project governance principles, including planning, tracking, resource allocation, and risk-based prioritization.
1084	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Governance	Knowledge of incident response governance integration.
1085	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Governance	Ability to design cybersecurity awareness and training programs.
1086	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Governance	Ability to lead regulatory engagement and ensure timely reporting and compliance with SAMA, NCA, and global cybersecurity standards.
1087	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Governance	Ability to conduct cybersecurity risk assessments and manage audit readiness.
1088	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Compliance	Knowledge of cybersecurity governance strategy in line with NCA, SAMA, ISO 27001, and organizational objectives.
1089	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Compliance	Knowledge of data classification protocols, access control implementation, and data leakage prevention monitoring.
1090	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Compliance	Knowledge of project governance principles, including planning, tracking, resource allocation, and risk-based prioritization.
1091	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Compliance	Knowledge of incident response governance integration.
1092	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Compliance	Ability to design cybersecurity awareness and training programs.
1093	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Compliance	Ability to lead regulatory engagement and ensure timely reporting and compliance with SAMA, NCA, and global cybersecurity standards.
1094	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Compliance	Ability to conduct cybersecurity risk assessments and manage audit readiness.
1095	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Risk	Knowledge of cybersecurity governance strategy in line with NCA, SAMA, ISO 27001, and organizational objectives.
1096	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Risk	Knowledge of data classification protocols, access control implementation, and data leakage prevention monitoring.
1097	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Risk	Knowledge of project governance principles, including planning, tracking, resource allocation, and risk-based prioritization.
1098	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Risk	Knowledge of incident response governance integration.
1099	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Risk	Ability to design cybersecurity awareness and training programs.
1100	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Risk	Ability to lead regulatory engagement and ensure timely reporting and compliance with SAMA, NCA, and global cybersecurity standards.
1101	Risk Management	Cybersecurity	Cybersecurity GRC	Cybersecurity Risk	Ability to conduct cybersecurity risk assessments and manage audit readiness.
1102	Risk Management	Cybersecurity	Cybersecurity Architecture		Knowledge of security architecture design principles across infrastructure, applications, and cloud environments.
1103	Risk Management	Cybersecurity	Cybersecurity Architecture		Knowledge of cybersecurity frameworks and standards, including NCA ECC, SAMA, ISO 27001, NIST, PCI-DSS, and SWIFT CSCF.
1104	Risk Management	Cybersecurity	Cybersecurity Architecture		Knowledge of cloud security architectures and controls within AWS, Azure, and GCP platforms, including Zero Trust security models.
1105	Risk Management	Cybersecurity	Cybersecurity Architecture		Ability to apply secure development practices using SAST (Static Application Security Testing) and DAST (Dynamic Application Security Testing) tools.
1106	Risk Management	Cybersecurity	Cybersecurity Architecture		Ability to integrate and configure security technologies such as firewalls, IDS/IPS, SIEM, DLP, CASB, endpoint protection, and encryption solutions.
1107	Risk Management	Cybersecurity	Cybersecurity Architecture	Change Advisory and Assessment	Knowledge of security architecture design principles across infrastructure, applications, and cloud environments.
1108	Risk Management	Cybersecurity	Cybersecurity Architecture	Change Advisory and Assessment	Knowledge of cybersecurity frameworks and standards, including NCA ECC, SAMA, ISO 27001, NIST, PCI-DSS, and SWIFT CSCF.
1109	Risk Management	Cybersecurity	Cybersecurity Architecture	Change Advisory and Assessment	Knowledge of cloud security architectures and controls within AWS, Azure, and GCP platforms, including Zero Trust security models.
1110	Risk Management	Cybersecurity	Cybersecurity Architecture	Change Advisory and Assessment	Ability to apply secure development practices using SAST (Static Application Security Testing) and DAST (Dynamic Application Security Testing) tools.
1111	Risk Management	Cybersecurity	Cybersecurity Architecture	Change Advisory and Assessment	Ability to integrate and configure security technologies such as firewalls, IDS/IPS, SIEM, DLP, CASB, endpoint protection, and encryption solutions.
1112	Risk Management	Cybersecurity	Cybersecurity Architecture	Design and Architecture	Knowledge of security architecture design principles across infrastructure, applications, and cloud environments.
1113	Risk Management	Cybersecurity	Cybersecurity Architecture	Design and Architecture	Knowledge of cybersecurity frameworks and standards, including NCA ECC, SAMA, ISO 27001, NIST, PCI-DSS, and SWIFT CSCF.
1114	Risk Management	Cybersecurity	Cybersecurity Architecture	Design and Architecture	Knowledge of cloud security architectures and controls within AWS, Azure, and GCP platforms, including Zero Trust security models.
1115	Risk Management	Cybersecurity	Cybersecurity Architecture	Design and Architecture	Ability to apply secure development practices using SAST (Static Application Security Testing) and DAST (Dynamic Application Security Testing) tools.
1116	Risk Management	Cybersecurity	Cybersecurity Architecture	Design and Architecture	Ability to integrate and configure security technologies such as firewalls, IDS/IPS, SIEM, DLP, CASB, endpoint protection, and encryption solutions.
1117	Risk Management	Cybersecurity	Cybersecurity Architecture	Application Cybersecurity	Knowledge of security architecture design principles across infrastructure, applications, and cloud environments.
1118	Risk Management	Cybersecurity	Cybersecurity Architecture	Application Cybersecurity	Knowledge of cybersecurity frameworks and standards, including NCA ECC, SAMA, ISO 27001, NIST, PCI-DSS, and SWIFT CSCF.
1119	Risk Management	Cybersecurity	Cybersecurity Architecture	Application Cybersecurity	Knowledge of cloud security architectures and controls within AWS, Azure, and GCP platforms, including Zero Trust security models.
1120	Risk Management	Cybersecurity	Cybersecurity Architecture	Application Cybersecurity	Ability to apply secure development practices using SAST (Static Application Security Testing) and DAST (Dynamic Application Security Testing) tools.
1121	Risk Management	Cybersecurity	Cybersecurity Architecture	Application Cybersecurity	Ability to integrate and configure security technologies such as firewalls, IDS/IPS, SIEM, DLP, CASB, endpoint protection, and encryption solutions.
1122	Risk Management	Cybersecurity	Identity and Access Management		Knowledge of Identity and Access Management (IAM) systems.
1123	Risk Management	Cybersecurity	Identity and Access Management		Knowledge of regulatory requirements and best practices for IAM compliance and audit readiness.
1124	Risk Management	Cybersecurity	Identity and Access Management		Knowledge of authentication and authorization technologies including multi-factor authentication (MFA), single sign-on (SSO), and federated identity management.
1125	Risk Management	Cybersecurity	Identity and Access Management		Ability to manage user lifecycle processes such as provisioning, deprovisioning, and periodic access certification.
1126	Risk Management	Cybersecurity	Identity and Access Management		Ability to design and manage automated IAM workflows for access requests, approvals, and role assignments.
1127	Risk Management	Cybersecurity	Identity and Access Management		Ability to apply IAM frameworks and standards such as least privilege, role-based access control (RBAC), and zero trust models.
1128	Risk Management	Cybersecurity	Identity and Access Management	Access Control Operation	Knowledge of Identity and Access Management (IAM) systems.
1129	Risk Management	Cybersecurity	Identity and Access Management	Access Control Operation	Knowledge of regulatory requirements and best practices for IAM compliance and audit readiness.
1130	Risk Management	Cybersecurity	Identity and Access Management	Access Control Operation	Knowledge of authentication and authorization technologies including multi-factor authentication (MFA), single sign-on (SSO), and federated identity management.
1131	Risk Management	Cybersecurity	Identity and Access Management	Access Control Operation	Ability to manage user lifecycle processes such as provisioning, deprovisioning, and periodic access certification.
1132	Risk Management	Cybersecurity	Identity and Access Management	Access Control Operation	Ability to design and manage automated IAM workflows for access requests, approvals, and role assignments.
1133	Risk Management	Cybersecurity	Identity and Access Management	Access Control Operation	Ability to apply IAM frameworks and standards such as least privilege, role-based access control (RBAC), and zero trust models.
1134	Risk Management	Cybersecurity	Identity and Access Management	Access Review and Audit	Knowledge of Identity and Access Management (IAM) systems.
1135	Risk Management	Cybersecurity	Identity and Access Management	Access Review and Audit	Knowledge of regulatory requirements and best practices for IAM compliance and audit readiness.
1136	Risk Management	Cybersecurity	Identity and Access Management	Access Review and Audit	Knowledge of authentication and authorization technologies including multi-factor authentication (MFA), single sign-on (SSO), and federated identity management.
1137	Risk Management	Cybersecurity	Identity and Access Management	Access Review and Audit	Ability to manage user lifecycle processes such as provisioning, deprovisioning, and periodic access certification.
1138	Risk Management	Cybersecurity	Identity and Access Management	Access Review and Audit	Ability to design and manage automated IAM workflows for access requests, approvals, and role assignments.
1139	Risk Management	Cybersecurity	Identity and Access Management	Access Review and Audit	Ability to apply IAM frameworks and standards such as least privilege, role-based access control (RBAC), and zero trust models.
1140	Risk Management	Cybersecurity	Identity and Access Management	Third Party Access Management	Knowledge of Identity and Access Management (IAM) systems.
1141	Risk Management	Cybersecurity	Identity and Access Management	Third Party Access Management	Knowledge of regulatory requirements and best practices for IAM compliance and audit readiness.
1142	Risk Management	Cybersecurity	Identity and Access Management	Third Party Access Management	Knowledge of authentication and authorization technologies including multi-factor authentication (MFA), single sign-on (SSO), and federated identity management.
1143	Risk Management	Cybersecurity	Identity and Access Management	Third Party Access Management	Ability to manage user lifecycle processes such as provisioning, deprovisioning, and periodic access certification.
1144	Risk Management	Cybersecurity	Identity and Access Management	Third Party Access Management	Ability to design and manage automated IAM workflows for access requests, approvals, and role assignments.
1145	Risk Management	Cybersecurity	Identity and Access Management	Third Party Access Management	Ability to apply IAM frameworks and standards such as least privilege, role-based access control (RBAC), and zero trust models.
1146	Risk Management	Cybersecurity	Cybersecurity Intelligence Center		Knowledge of threat intelligence frameworks including MITRE ATT&CK, STIX/TAXII, Diamond Model, and Cyber Kill Chain.
1147	Risk Management	Cybersecurity	Cybersecurity Intelligence Center		Knowledge of Threat Intelligence Platforms (TIPs) and their application.
1148	Risk Management	Cybersecurity	Cybersecurity Intelligence Center		Knowledge of scripting languages such as Python to automate threat data enrichment.
1149	Risk Management	Cybersecurity	Cybersecurity Intelligence Center		Knowledge of open-source intelligence (OSINT) tools.
1150	Risk Management	Cybersecurity	Cybersecurity Intelligence Center		Ability to assess advanced persistent threat (APT) behaviors and global cybersecurity trends.
1151	Risk Management	Cybersecurity	Cybersecurity Intelligence Center		Ability to develop and deliver executive-level threat briefings, tactical reports, and strategic threat assessments.
1152	Risk Management	Cybersecurity	Cybersecurity Intelligence Center		Ability to integrate threat intelligence feeds and indicators of compromise (IOCs) into SIEM and SOC workflows.
1153	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Security Operation Center	Knowledge of threat intelligence frameworks including MITRE ATT&CK, STIX/TAXII, Diamond Model, and Cyber Kill Chain.
1154	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Security Operation Center	Knowledge of Threat Intelligence Platforms (TIPs) and their application.
1155	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Security Operation Center	Knowledge of scripting languages such as Python to automate threat data enrichment.
1156	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Security Operation Center	Knowledge of open-source intelligence (OSINT) tools.
1157	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Security Operation Center	Ability to assess advanced persistent threat (APT) behaviors and global cybersecurity trends.
1158	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Security Operation Center	Ability to develop and deliver executive-level threat briefings, tactical reports, and strategic threat assessments.
1159	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Security Operation Center	Ability to integrate threat intelligence feeds and indicators of compromise (IOCs) into SIEM and SOC workflows.
1160	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Cyber Threat Intelligence	Knowledge of threat intelligence frameworks including MITRE ATT&CK, STIX/TAXII, Diamond Model, and Cyber Kill Chain.
1161	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Cyber Threat Intelligence	Knowledge of Threat Intelligence Platforms (TIPs) and their application.
1162	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Cyber Threat Intelligence	Knowledge of scripting languages such as Python to automate threat data enrichment.
1163	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Cyber Threat Intelligence	Knowledge of open-source intelligence (OSINT) tools.
1164	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Cyber Threat Intelligence	Ability to assess advanced persistent threat (APT) behaviors and global cybersecurity trends.
1165	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Cyber Threat Intelligence	Ability to develop and deliver executive-level threat briefings, tactical reports, and strategic threat assessments.
1166	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Cyber Threat Intelligence	Ability to integrate threat intelligence feeds and indicators of compromise (IOCs) into SIEM and SOC workflows.
1167	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Cyber Fraud	Knowledge of threat intelligence frameworks including MITRE ATT&CK, STIX/TAXII, Diamond Model, and Cyber Kill Chain.
1168	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Cyber Fraud	Knowledge of Threat Intelligence Platforms (TIPs) and their application.
1169	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Cyber Fraud	Knowledge of scripting languages such as Python to automate threat data enrichment.
1170	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Cyber Fraud	Knowledge of open-source intelligence (OSINT) tools.
1171	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Cyber Fraud	Ability to assess advanced persistent threat (APT) behaviors and global cybersecurity trends.
1172	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Cyber Fraud	Ability to develop and deliver executive-level threat briefings, tactical reports, and strategic threat assessments.
1173	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Cyber Fraud	Ability to integrate threat intelligence feeds and indicators of compromise (IOCs) into SIEM and SOC workflows.
1174	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Security Control Management	Knowledge of threat intelligence frameworks including MITRE ATT&CK, STIX/TAXII, Diamond Model, and Cyber Kill Chain.
1175	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Security Control Management	Knowledge of Threat Intelligence Platforms (TIPs) and their application.
1176	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Security Control Management	Knowledge of scripting languages such as Python to automate threat data enrichment.
1177	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Security Control Management	Knowledge of open-source intelligence (OSINT) tools.
1178	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Security Control Management	Ability to assess advanced persistent threat (APT) behaviors and global cybersecurity trends.
1179	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Security Control Management	Ability to develop and deliver executive-level threat briefings, tactical reports, and strategic threat assessments.
1180	Risk Management	Cybersecurity	Cybersecurity Intelligence Center	Security Control Management	Ability to integrate threat intelligence feeds and indicators of compromise (IOCs) into SIEM and SOC workflows.
1181	Risk Management	Data Management Office			Knowledge of NDMO data governance and privacy regulations and their implementation within financial institutions.
1182	Risk Management	Data Management Office			Knowledge of data-sharing agreements and MoUs with internal departments and external entities.
1183	Risk Management	Data Management Office			Knowledge of data protection technologies, including encryption, tokenization, and anonymization to safeguard sensitive information.
1184	Risk Management	Data Management Office			Knowledge of data integration and sharing platforms such as APIs, secure file transfer protocols (SFTP), and enterprise data lakes.
1185	Risk Management	Data Management Office			Knowledge of privacy-preserving data sharing techniques, including differential privacy models and data masking frameworks.
1186	Risk Management	Data Management Office			Ability to monitor compliance through structured audits and generate regulatory reports for NDMO, internal stakeholders, and audit committees.
1187	Risk Management	Data Management Office	Data Sharing		Knowledge of NDMO data governance and privacy regulations governing secure data-sharing across financial institutions.
1188	Risk Management	Data Management Office	Data Sharing		Knowledge of secure data-sharing platforms, including the use of APIs, encryption protocols, anonymization, and tokenization techniques.
1189	Risk Management	Data Management Office	Data Sharing		Knowledge of data privacy risks and mitigation strategies, including cybersecurity controls and compliance with data protection laws.
1190	Risk Management	Data Management Office	Data Sharing		Ability to draft, negotiate, and manage data-sharing agreements.
1191	Risk Management	Data Management Office	Data Sharing		Ability to design and implement standardized national data-sharing protocols.
1192	Risk Management	Data Management Office	Data Governance Office		Knowledge of enterprise data governance frameworks such as DAMA and EDM Council DCAM, including implementation of data stewardship roles, policies, and controls.
1193	Risk Management	Data Management Office	Data Governance Office		Knowledge of data validation, standardization, and enrichment routines.
1194	Risk Management	Data Management Office	Data Governance Office		Knowledge of data lineage, classification, traceability, and documentation.
1195	Risk Management	Data Management Office	Data Governance Office		Ability to define and enforce data access policies using role-based models and ensure integration with Identity and Access Management (IAM) systems.
1196	Risk Management	Data Management Office	Data Governance Office		Ability to implement governance practices in compliance with NDMO, SAMA, ISO 27001, GDPR, and other relevant data privacy and regulatory standards.
1197	Risk Management	Data Management Office	Data Governance Office		Ability to manage tools for data lineage, classification, traceability, and enterprise-wide documentation of metadata.
1198	Risk Management	Data Management Office	Data Governance Office	Meta Data Management	Knowledge of enterprise data governance frameworks such as DAMA and EDM Council DCAM, including implementation of data stewardship roles, policies, and controls.
1199	Risk Management	Data Management Office	Data Governance Office	Meta Data Management	Knowledge of data validation, standardization, and enrichment routines.
1200	Risk Management	Data Management Office	Data Governance Office	Meta Data Management	Knowledge of data lineage, classification, traceability, and documentation.
1201	Risk Management	Data Management Office	Data Governance Office	Meta Data Management	Ability to define and enforce data access policies using role-based models and ensure integration with Identity and Access Management (IAM) systems.
1202	Risk Management	Data Management Office	Data Governance Office	Meta Data Management	Ability to implement governance practices in compliance with NDMO, SAMA, ISO 27001, GDPR, and other relevant data privacy and regulatory standards.
1203	Risk Management	Data Management Office	Data Governance Office	Meta Data Management	Ability to manage tools for data lineage, classification, traceability, and enterprise-wide documentation of metadata.
1204	Risk Management	Data Management Office	Data Governance Office	Reference Master Data Management	Knowledge of enterprise data governance frameworks such as DAMA and EDM Council DCAM, including implementation of data stewardship roles, policies, and controls.
1205	Risk Management	Data Management Office	Data Governance Office	Reference Master Data Management	Knowledge of data validation, standardization, and enrichment routines.
1206	Risk Management	Data Management Office	Data Governance Office	Reference Master Data Management	Knowledge of data lineage, classification, traceability, and documentation.
1207	Risk Management	Data Management Office	Data Governance Office	Reference Master Data Management	Ability to define and enforce data access policies using role-based models and ensure integration with Identity and Access Management (IAM) systems.
1208	Risk Management	Data Management Office	Data Governance Office	Reference Master Data Management	Ability to implement governance practices in compliance with NDMO, SAMA, ISO 27001, GDPR, and other relevant data privacy and regulatory standards.
1209	Risk Management	Data Management Office	Data Governance Office	Reference Master Data Management	Ability to manage tools for data lineage, classification, traceability, and enterprise-wide documentation of metadata.
1210	Risk Management	Data Management Office	Data Governance Office	Data Governance Compliance	Knowledge of enterprise data governance frameworks such as DAMA and EDM Council DCAM, including implementation of data stewardship roles, policies, and controls.
1211	Risk Management	Data Management Office	Data Governance Office	Data Governance Compliance	Knowledge of data validation, standardization, and enrichment routines.
1212	Risk Management	Data Management Office	Data Governance Office	Data Governance Compliance	Knowledge of data lineage, classification, traceability, and documentation.
1213	Risk Management	Data Management Office	Data Governance Office	Data Governance Compliance	Ability to define and enforce data access policies using role-based models and ensure integration with Identity and Access Management (IAM) systems.
1214	Risk Management	Data Management Office	Data Governance Office	Data Governance Compliance	Ability to implement governance practices in compliance with NDMO, SAMA, ISO 27001, GDPR, and other relevant data privacy and regulatory standards.
1215	Risk Management	Data Management Office	Data Governance Office	Data Governance Compliance	Ability to manage tools for data lineage, classification, traceability, and enterprise-wide documentation of metadata.
1216	Risk Management	Data Management Office	Personal Data Protection Office		Knowledge of Data Privacy & Protection Regulations (Personal Data Protection, SAMA, GDPR, DAMA and NDMO frameworks)
1217	Risk Management	Data Management Office	Personal Data Protection Office		Knowledge of Identity and Access Management (IAM) and Privileged Access Management (PAM) systems to enforce role-based access controls and secure data environments.
1218	Risk Management	Data Management Office	Personal Data Protection Office		Knowledge of enterprise-wide data governance and privacy frameworks.
1219	Risk Management	Data Management Office	Personal Data Protection Office		Ability to implement and manage Data Loss Prevention (DLP) solutions and encryption technologies to safeguard sensitive and personal data.
1220	Risk Management	Data Management Office	Personal Data Protection Office		Ability to conduct Data Protection Impact Assessments (DPIAs)
1221	Risk Management	Data Management Office	Personal Data Protection Office	Data Protection Compliance	Knowledge of Data Privacy & Protection Regulations (Personal Data Protection, SAMA, GDPR, DAMA and NDMO frameworks)
1222	Risk Management	Data Management Office	Personal Data Protection Office	Data Protection Compliance	Knowledge of Identity and Access Management (IAM) and Privileged Access Management (PAM) systems to enforce role-based access controls and secure data environments.
1223	Risk Management	Data Management Office	Personal Data Protection Office	Data Protection Compliance	Knowledge of enterprise-wide data governance and privacy frameworks.
1224	Risk Management	Data Management Office	Personal Data Protection Office	Data Protection Compliance	Ability to implement and manage Data Loss Prevention (DLP) solutions and encryption technologies to safeguard sensitive and personal data.
1225	Risk Management	Data Management Office	Personal Data Protection Office	Data Protection Compliance	Ability to conduct Data Protection Impact Assessments (DPIAs)
1226	Risk Management	Data Management Office	Personal Data Protection Office	Data Protection Operations	Knowledge of Data Privacy & Protection Regulations (Personal Data Protection, SAMA, GDPR, DAMA and NDMO frameworks)
1227	Risk Management	Data Management Office	Personal Data Protection Office	Data Protection Operations	Knowledge of Identity and Access Management (IAM) and Privileged Access Management (PAM) systems to enforce role-based access controls and secure data environments.
1228	Risk Management	Data Management Office	Personal Data Protection Office	Data Protection Operations	Knowledge of enterprise-wide data governance and privacy frameworks.
1229	Risk Management	Data Management Office	Personal Data Protection Office	Data Protection Operations	Ability to implement and manage Data Loss Prevention (DLP) solutions and encryption technologies to safeguard sensitive and personal data.
1230	Risk Management	Data Management Office	Personal Data Protection Office	Data Protection Operations	Ability to conduct Data Protection Impact Assessments (DPIAs)
1231	Risk Management	Data Management Office	Data Quality		Knowledge of data quality frameworks and standards for defining, measuring, and improving data accuracy, completeness, consistency, and timeliness.
1232	Risk Management	Data Management Office	Data Quality		Knowledge of dataset profiling techniques, quality rule application, and root cause analysis.
1233	Risk Management	Data Management Office	Data Quality		Knowledge of the data lifecycle and its implications for maintaining data quality across creation, usage, transformation, archival, and disposal stages.
1234	Risk Management	Data Management Office	Data Quality		Ability to investigate, triage, and resolve data quality anomalies, inconsistencies, and conflicts in coordination with business and IT stakeholders.
1235	Risk Management	Data Management Office	Data Quality		Ability to utilize data quality tools, or custom-built platforms for monitoring and certifying data health.
1236	Compliance & Anti Financial Crime				Knowledge of regulatory compliance frameworks including SAMA guidelines, Basel III, and ISO standards.
1237	Compliance & Anti Financial Crime				Knowledge of AML/CTF, anti-fraud, and anti-bribery and corruption (ABC) risk management frameworks.
1238	Compliance & Anti Financial Crime				Ability to oversee end-to-end regulatory compliance, ensuring adherence to internal policies and external regulatory expectations.
1239	Compliance & Anti Financial Crime				Ability to lead compliance risk assessments, quality assurance reviews, and internal audits.
1240	Compliance & Anti Financial Crime				Ability to monitor, investigate, and report suspicious transactions and regulatory breaches.
1241	Compliance & Anti Financial Crime				Ability to analyze compliance trends and generate risk reports using MS Excel and regulatory dashboards.
1242	Compliance & Anti Financial Crime	Compliance Oversight			Knowledge of managing SAMA supervisory inspections, regulatory inquiries, and audit readiness processes.
1243	Compliance & Anti Financial Crime	Compliance Oversight			Ability to interpret and apply SAMA regulatory frameworks, risk mitigation guidelines, and compliance governance protocols across banking functions.
1244	Compliance & Anti Financial Crime	Compliance Oversight			Ability to evaluate compliance control effectiveness, perform regulatory gap analysis, and develop risk-based compliance reports.
1245	Compliance & Anti Financial Crime	Compliance Oversight			Ability to design and implement compliance policies and frameworks.
1246	Compliance & Anti Financial Crime	Compliance Oversight			Ability to develop compliance dashboards, inspection trackers, and audit reports using Excel and PowerPoint to support executive-level decision-making.
1247	Compliance & Anti Financial Crime	Compliance Oversight	Regulatory Compliance		Knowledge of SAMA laws, circulars, and regulatory frameworks applicable to banking operations and digital financial services.
1248	Compliance & Anti Financial Crime	Compliance Oversight	Regulatory Compliance		Knowledge of regulatory change management processes and tools for implementing new compliance requirements across the Bank.
1249	Compliance & Anti Financial Crime	Compliance Oversight	Regulatory Compliance		Knowledge of compliance monitoring and documentation practices to ensure audit readiness and evidence-based reporting.
1250	Compliance & Anti Financial Crime	Compliance Oversight	Regulatory Compliance		Knowledge of MS Excel, PowerPoint, and compliance tracking tools for reporting, analysis, and regulatory dashboards.
1251	Compliance & Anti Financial Crime	Compliance Oversight	Regulatory Compliance		Ability to review and interpret legal documents, business requirements, and contracts to ensure regulatory alignment.
1252	Compliance & Anti Financial Crime	Compliance Oversight	Regulatory Compliance		Ability to interpret and apply regulatory obligations to internal policies, operating procedures, and transformation initiatives.
1253	Compliance & Anti Financial Crime	Compliance Oversight	Regulatory Compliance	Compliance Advisory	Knowledge of SAMA laws, circulars, and regulatory frameworks applicable to banking operations and digital financial services.
1254	Compliance & Anti Financial Crime	Compliance Oversight	Regulatory Compliance	Compliance Advisory	Knowledge of regulatory change management processes and tools for implementing new compliance requirements across the Bank.
1255	Compliance & Anti Financial Crime	Compliance Oversight	Regulatory Compliance	Compliance Advisory	Knowledge of compliance monitoring and documentation practices to ensure audit readiness and evidence-based reporting.
1256	Compliance & Anti Financial Crime	Compliance Oversight	Regulatory Compliance	Compliance Advisory	Knowledge of MS Excel, PowerPoint, and compliance tracking tools for reporting, analysis, and regulatory dashboards.
1257	Compliance & Anti Financial Crime	Compliance Oversight	Regulatory Compliance	Compliance Advisory	Ability to review and interpret legal documents, business requirements, and contracts to ensure regulatory alignment.
1258	Compliance & Anti Financial Crime	Compliance Oversight	Regulatory Compliance	Compliance Advisory	Ability to interpret and apply regulatory obligations to internal policies, operating procedures, and transformation initiatives.
1259	Compliance & Anti Financial Crime	Compliance Oversight	Regulatory Compliance	Compliance reporting	Knowledge of SAMA laws, circulars, and regulatory frameworks applicable to banking operations and digital financial services.
1260	Compliance & Anti Financial Crime	Compliance Oversight	Regulatory Compliance	Compliance reporting	Knowledge of regulatory change management processes and tools for implementing new compliance requirements across the Bank.
1261	Compliance & Anti Financial Crime	Compliance Oversight	Regulatory Compliance	Compliance reporting	Knowledge of compliance monitoring and documentation practices to ensure audit readiness and evidence-based reporting.
1262	Compliance & Anti Financial Crime	Compliance Oversight	Regulatory Compliance	Compliance reporting	Knowledge of MS Excel, PowerPoint, and compliance tracking tools for reporting, analysis, and regulatory dashboards.
1263	Compliance & Anti Financial Crime	Compliance Oversight	Regulatory Compliance	Compliance reporting	Ability to review and interpret legal documents, business requirements, and contracts to ensure regulatory alignment.
1264	Compliance & Anti Financial Crime	Compliance Oversight	Regulatory Compliance	Compliance reporting	Ability to interpret and apply regulatory obligations to internal policies, operating procedures, and transformation initiatives.
1265	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs		Knowledge of SAMA regulatory frameworks, circulars, and reporting obligations applicable to digital banking, compliance, licensing, and operational governance.
1266	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs		Knowledge of regulatory reporting requirements and compliance submission protocols.
1267	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs		Knowledge of inspection documentation standards, compliance gap identification, and remediation planning in accordance with SAMA expectations.
1268	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs		Ability to assess the impact of SAMA updates and circulars on the bank’s policies, systems, and processes, and recommend appropriate changes.
1269	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs		Ability to coordinate and manage end-to-end regulatory inspections, thematic reviews, and SAMA-led engagements.
1270	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs		Ability to interpret and communicate regulatory directives to internal stakeholders, ensuring timely implementation and cross-functional understanding.
1271	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs	SAMA Relations & Monitoring	Knowledge of SAMA regulatory frameworks, circulars, and reporting obligations applicable to digital banking, compliance, licensing, and operational governance.
1272	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs	SAMA Relations & Monitoring	Knowledge of regulatory reporting requirements and compliance submission protocols.
1273	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs	SAMA Relations & Monitoring	Knowledge of inspection documentation standards, compliance gap identification, and remediation planning in accordance with SAMA expectations.
1274	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs	SAMA Relations & Monitoring	Ability to assess the impact of SAMA updates and circulars on the bank’s policies, systems, and processes, and recommend appropriate changes.
1275	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs	SAMA Relations & Monitoring	Ability to coordinate and manage end-to-end regulatory inspections, thematic reviews, and SAMA-led engagements.
1276	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs	SAMA Relations & Monitoring	Ability to interpret and communicate regulatory directives to internal stakeholders, ensuring timely implementation and cross-functional understanding.
1277	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs	SAMA Inspection & Advisory	Knowledge of SAMA regulatory frameworks, circulars, and reporting obligations applicable to digital banking, compliance, licensing, and operational governance.
1278	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs	SAMA Inspection & Advisory	Knowledge of regulatory reporting requirements and compliance submission protocols.
1279	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs	SAMA Inspection & Advisory	Knowledge of inspection documentation standards, compliance gap identification, and remediation planning in accordance with SAMA expectations.
1280	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs	SAMA Inspection & Advisory	Ability to assess the impact of SAMA updates and circulars on the bank’s policies, systems, and processes, and recommend appropriate changes.
1281	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs	SAMA Inspection & Advisory	Ability to coordinate and manage end-to-end regulatory inspections, thematic reviews, and SAMA-led engagements.
1282	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs	SAMA Inspection & Advisory	Ability to interpret and communicate regulatory directives to internal stakeholders, ensuring timely implementation and cross-functional understanding.
1283	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs	SAMA Reporting	Knowledge of SAMA regulatory frameworks, circulars, and reporting obligations applicable to digital banking, compliance, licensing, and operational governance.
1284	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs	SAMA Reporting	Knowledge of regulatory reporting requirements and compliance submission protocols.
1285	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs	SAMA Reporting	Knowledge of inspection documentation standards, compliance gap identification, and remediation planning in accordance with SAMA expectations.
1286	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs	SAMA Reporting	Ability to assess the impact of SAMA updates and circulars on the bank’s policies, systems, and processes, and recommend appropriate changes.
1287	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs	SAMA Reporting	Ability to coordinate and manage end-to-end regulatory inspections, thematic reviews, and SAMA-led engagements.
1288	Compliance & Anti Financial Crime	Compliance Oversight	SAMA Affairs	SAMA Reporting	Ability to interpret and communicate regulatory directives to internal stakeholders, ensuring timely implementation and cross-functional understanding.
1289	Compliance & Anti Financial Crime	Compliance Oversight	Compliance Monitoring		Knowledge of governance documentation standards to ensure audit-ready records of compliance reviews, methodologies, and outcomes.
1290	Compliance & Anti Financial Crime	Compliance Oversight	Compliance Monitoring		Knowledge of regulatory frameworks and internal policies required to benchmark compliance monitoring activities against best practices and regulatory standards.
1291	Compliance & Anti Financial Crime	Compliance Oversight	Compliance Monitoring		Ability to design and implement a risk-based compliance monitoring program aligned with SAMA regulations, internal controls, and emerging compliance risks.
1292	Compliance & Anti Financial Crime	Compliance Oversight	Compliance Monitoring		Ability to conduct independent reviews and control assessments across high-risk business processes to detect non-compliance and operational vulnerabilities.
1293	Compliance & Anti Financial Crime	Compliance Oversight	Compliance Monitoring		Ability to analyze root causes of compliance breaches and propose corrective action plans with measurable outcomes and defined remediation timelines.
1294	Compliance & Anti Financial Crime	Compliance Oversight	Compliance Monitoring		Ability to prepare and present compliance monitoring reports and dashboards using MS Excel and Power BI for senior leadership and board-level oversight.
1295	Compliance & Anti Financial Crime	Anti- Fraud & ABC			Knowledge of fraud detection, risk indicators, and real-time monitoring systems.
1296	Compliance & Anti Financial Crime	Anti- Fraud & ABC			Knowledge of card fraud management processes including chargebacks, dispute handling, and fraud recovery aligned with Visa, Mastercard, and MADA risk platforms.
1297	Compliance & Anti Financial Crime	Anti- Fraud & ABC			Knowledge of whistleblowing protocols, internal fraud reporting systems, and case escalation frameworks.
1298	Compliance & Anti Financial Crime	Anti- Fraud & ABC			Knowledge of SAMA Fraud Guidelines, AML laws, ABC compliance systems, and legal reporting requirements.
1299	Compliance & Anti Financial Crime	Anti- Fraud & ABC			Ability to use MS Excel to generate fraud analytics dashboards, monitor trends, and prepare compliance reports.
1300	Compliance & Anti Financial Crime	Anti- Fraud & ABC			Ability to conduct forensic investigations, analyze transaction behavior, and use data analytics.
1301	Compliance & Anti Financial Crime	Anti- Fraud & ABC			Ability to evaluate and apply Anti-Bribery & Corruption (ABC) frameworks, conduct risk assessments, and ensure compliance with global and SAMA regulations.
1302	Compliance & Anti Financial Crime	Anti- Fraud & ABC			Ability to manage fraud case investigations using digital platforms such as IBM Safer and other case tracking tools.
1303	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Monitoring		Knowledge of fraud monitoring systems, alert scoring models, and scenario-based detection logic used to identify suspicious financial activities.
1304	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Monitoring		Knowledge of SAMA fraud reporting protocols, regulatory timelines, and cross-bank information-sharing mechanisms.
1305	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Monitoring		Knowledge of internal fraud risk assessment frameworks and their integration into fraud surveillance systems.
1306	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Monitoring		Knowledge of fraud data analytics tools (e.g., Excel, Power BI) and case management platforms used to track investigations and outcomes.
1307	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Monitoring		Ability to define, review, and update fraud detection rules and scenarios aligned with risk assessments and evolving fraud typologies.
1308	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Monitoring		Ability to investigate fraud alerts, analyze behavioral patterns, and recommend corrective measures to mitigate operational risk.
1309	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Card fraud		Knowledge of card fraud schemes, typologies, and preventive controls across debit, credit, and prepaid card environments.
1310	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Card fraud		Knowledge of transaction risk scoring models and data analytics for fraud pattern detection and case prioritization.
1311	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Card fraud		Knowledge of regulatory reporting requirements and compliance obligations (e.g., SAMA, AML/CTF standards).
1312	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Card fraud		Knowledge of international card fraud regulations, schemes, and technologies (e.g., PCI-DSS, 3D Secure, EMV, tokenization).
1313	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Card fraud		Ability to conduct fraud risk assessments on new card products, services, and digital channels.
1314	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Card fraud		Ability to configure, manage, and optimize fraud detection systems and rule-based monitoring platforms.
1315	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Anti-Bribery & Corruption		Knowledge of anti-bribery, corruption, and internal fraud regulatory frameworks (e.g., SAMA, UK Bribery Act, FCPA).
1316	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Anti-Bribery & Corruption		Knowledge of ABC risk management frameworks, policies, procedures, and global compliance standards.
1317	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Anti-Bribery & Corruption		Knowledge of internal control design and risk mitigation strategies related to bribery and corruption.
1318	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Anti-Bribery & Corruption		Ability to liaise with law enforcement, regulatory authorities, and external parties on fraud and ABC matters.
1319	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Anti-Bribery & Corruption		Ability to conduct ABC and internal fraud risk assessments across products, services, and departments.
1320	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Anti-Bribery & Corruption		Ability to lead and manage ABC-related investigations, ensuring adherence to legal and procedural protocols.
1321	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Anti-Bribery & Corruption		Ability to prioritize fraud alerts, manage cases, and direct remedial actions based on risk impact.
1322	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Anti-Bribery & Corruption		Ability to analyze root causes and develop corrective action plans in collaboration with control owners.
1323	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Respond		Knowledge of fraud response frameworks, investigative protocols, and counter-fraud policy application.
1324	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Respond		Knowledge of fraud typologies, emerging trends, and threat intelligence for proactive response planning.
1325	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Respond		Knowledge of regulatory requirements and governance standards related to fraud reporting and escalation (e.g., SAMA guidelines).
1326	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Respond		Ability to engage and collaborate with law enforcement, regulatory bodies, and industry forums for fraud case escalation and trend sharing.
1327	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Respond		Ability to execute fraud investigations for complex and high-risk incidents across multiple banking channels.
1328	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Respond		Ability to implement and oversee preventive controls based on investigation findings and risk assessments.
1329	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Anti-Fraud Governance & Risk		Knowledge of internal and external fraud schemes (e.g., asset misappropriation, corruption, cyber fraud, identity theft) and frameworks such as the fraud triangle and diamond.
1330	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Anti-Fraud Governance & Risk		Knowledge of Anti-Fraud governance, whistleblowing frameworks, and SAMA Counter Fraud regulations.
1331	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Anti-Fraud Governance & Risk		Knowledge of product, service, and channel-level fraud risks and the ability to align FRA outcomes with business stakeholders.
1332	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Anti-Fraud Governance & Risk		Knowledge of regulatory compliance standards related to fraud risk, including interpretation and implementation of SAMA guidelines and circulars.
1333	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Anti-Fraud Governance & Risk		Ability to manage fraud risk governance activities including reporting, oversight, and stakeholder engagement to ensure continuous improvement and regulatory adherence.
1334	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Anti-Fraud Governance & Risk		Ability to conduct comprehensive Fraud Risk Assessments (FRAs), including risk identification, impact assessment, control evaluation, and residual risk determination.
1335	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Anti-Fraud Governance & Risk		Ability to draft, update, and implement Anti-Fraud policies, standards, and procedures in accordance with regulatory and organizational frameworks.
1336	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Anti-Fraud Governance & Risk		Ability to develop and execute test plans for assessing design and operational effectiveness of Anti-Fraud controls.
1337	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Anti-Fraud Governance & Risk		Ability to manage and review Business Requirement Documents (BRDs) and Change Requests (CRs).
1338	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Anti-Fraud Governance & Risk		Ability to lead fraud risk monitoring, control validation, and mitigation strategies across digital and non-digital banking channels.
1339	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Data Analytics		Knowledge of anti-fraud governance frameworks, risk management principles, and regulatory requirements (e.g., SAMA, AML/CFT standards).
1340	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Data Analytics		Knowledge of fraud risk assessment methodologies and their application across products, services, and channels.
1341	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Data Analytics		Knowledge of awareness-building strategies to support a strong fraud risk culture across the organization.
1342	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Data Analytics		Ability to evaluate the adequacy and effectiveness of existing fraud controls and recommend enhancements.
1343	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Data Analytics		Ability to integrate fraud risk considerations into business processes in collaboration with internal stakeholders.
1344	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Data Analytics		Ability to manage fraud-related compliance with cybersecurity, data protection, and regulatory reporting standards.
1345	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Fraud Data Analytics		Ability to design and implement bank-wide anti-fraud strategies, policies, and control frameworks.
1346	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Whistleblowing		Knowledge of whistleblowing regulatory requirements, ethical reporting frameworks, and corporate governance standards.
1347	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Whistleblowing		Knowledge of investigative procedures and protocols for handling sensitive employee and compliance-related disclosures.
1348	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Whistleblowing		Knowledge of confidentiality, data protection, and non-retaliation principles in whistleblower case handling.
1349	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Whistleblowing		Ability to collaborate with HR, Compliance, Legal, and Audit to embed whistleblowing awareness and strengthen organizational integrity.
1350	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Whistleblowing		Ability to develop and implement whistleblowing policies, frameworks, and reporting protocols.
1351	Compliance & Anti Financial Crime	Anti- Fraud & ABC	Whistleblowing		Ability to conduct whistleblowing risk assessments and identify control gaps and emerging misconduct trends.
1352	Compliance & Anti Financial Crime	AML, CTF & MLRO			Knowledge of AML/CTF investigation techniques and regulatory reporting processes.
1353	Compliance & Anti Financial Crime	AML, CTF & MLRO			Knowledge of anti-commercial concealment and sanctions compliance requirements under OFAC, UN, SAMA, and local frameworks.
1354	Compliance & Anti Financial Crime	AML, CTF & MLRO			Knowledge of case management and investigation systems such as IBM Safer and STR/CTR monitoring tools.
1355	Compliance & Anti Financial Crime	AML, CTF & MLRO			Knowledge of AML risk governance, control frameworks, and audit readiness standards for effective risk mitigation.
1356	Compliance & Anti Financial Crime	AML, CTF & MLRO			Ability to conduct AML risk analysis, investigations, and reporting using MS Excel and advanced data tools.
1357	Compliance & Anti Financial Crime	AML, CTF & MLRO			Ability to manage regulatory inquiries and ensure accurate and timely SAMA compliance reporting.
1358	Compliance & Anti Financial Crime	AML, CTF & MLRO			Ability to develop, document, and update AML and CTF procedures and maintain regulatory documentation.
1359	Compliance & Anti Financial Crime	AML, CTF & MLRO	Due Diligence & High-Risk Acceptance		Knowledge of AML/CTF investigation processes and regulatory requirements for Suspicious Transaction Reports (STRs) and Currency Transaction Reports (CTRs).
1360	Compliance & Anti Financial Crime	AML, CTF & MLRO	Due Diligence & High-Risk Acceptance		Knowledge of Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Know Your Customer (KYC) principles.
1361	Compliance & Anti Financial Crime	AML, CTF & MLRO	Due Diligence & High-Risk Acceptance		Knowledge of AML/CTF governance frameworks including internal controls, compliance audits, and risk mitigation procedures aligned with regulatory expectations.
1362	Compliance & Anti Financial Crime	AML, CTF & MLRO	Due Diligence & High-Risk Acceptance		Knowledge of due diligence protocols, including enhanced due diligence (EDD) and high-risk customer acceptance frameworks in line with KYC/CDD principles.
1363	Compliance & Anti Financial Crime	AML, CTF & MLRO	Due Diligence & High-Risk Acceptance		Knowledge of sanctions and politically exposed person (PEP) screening tools and processes.
1364	Compliance & Anti Financial Crime	AML, CTF & MLRO	Due Diligence & High-Risk Acceptance		Knowledge of local and international AML/CTF regulatory frameworks and their practical application.
1365	Compliance & Anti Financial Crime	AML, CTF & MLRO	Due Diligence & High-Risk Acceptance		Ability to evaluate complex AML/CTF cases, analyze data from multiple sources, and recommend actions.
1366	Compliance & Anti Financial Crime	AML, CTF & MLRO	Due Diligence & High-Risk Acceptance		Ability to manage customer complaints and CRM ticket escalations.
1367	Compliance & Anti Financial Crime	AML, CTF & MLRO	Due Diligence & High-Risk Acceptance		Ability to use MS Excel for AML risk analytics, case tracking, and regulatory reporting.
1368	Compliance & Anti Financial Crime	AML, CTF & MLRO	Due Diligence & High-Risk Acceptance		Ability to assess customer risk profiles and oversee risk-based segmentation for ongoing monitoring and review.
1369	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML/CTF Investigations		Knowledge of international AML/CTF frameworks and sanction regimes including FATF, OFAC, UN, and EU standards and their practical application in banking.
1370	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML/CTF Investigations		Knowledge of Saudi AML/CTF regulations, including SAMA Anti-Money Laundering Guidelines, implementing rules, and the Anti-Money Laundering Law.
1371	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML/CTF Investigations		Knowledge of complex customer due diligence (CDD) and enhanced due diligence (EDD) practices for identifying, onboarding, and managing high-risk client relationships.
1372	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML/CTF Investigations		Ability to oversee transaction monitoring activities using case management systems such as FCRM, AMLOCK, or similar platforms to identify and escalate suspicious behavior.
1373	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML/CTF Investigations		Ability to perform AML risk analysis and investigative assessments using MS Excel.
1374	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML/CTF Investigations		Ability to design, review, and enhance end-to-end investigation workflows, escalation matrices, and procedural documentation to improve compliance efficiency.
1375	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML /CTF Reporting		Knowledge of STR/CTR regulatory requirements, including SAMA AML guidelines, the Anti-Money Laundering Law, FATF standards, and Egmont Group best practices.
1376	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML /CTF Reporting		Knowledge of anti-commercial concealment regulations and international sanctions regimes, including OFAC, UN, and SAMA directives.
1377	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML /CTF Reporting		Knowledge of AML risk governance, including the development and implementation of risk mitigation strategies, compliance audits, and internal control frameworks.
1378	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML /CTF Reporting		Knowledge of sanctions and watchlist screening procedures using global and local lists (OFAC, UN, EU, and regional databases).
1379	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML /CTF Reporting		Ability to manage regulatory queries and ensure timely submission of AML/CTF reports and disclosures in alignment with SAMA.
1380	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML /CTF Reporting		Ability to conduct AML/CTF investigations and prepare STRs and CTRs.
1381	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML /CTF Reporting		Ability to utilize case management and investigation tools (e.g., IBM Safer or equivalent).
1382	Compliance & Anti Financial Crime	AML, CTF & MLRO	Anti-Commercial Concealment		Knowledge of anti-commercial concealment regulations, AML frameworks, and the intersection between financial crimes and regulatory risk.
1383	Compliance & Anti Financial Crime	AML, CTF & MLRO	Anti-Commercial Concealment		Knowledge of policies and procedures related to anti-concealment, including regulatory reporting, escalation protocols, and documentation standards.
1384	Compliance & Anti Financial Crime	AML, CTF & MLRO	Anti-Commercial Concealment		Knowledge of high-risk indicators and red flag typologies related to commercial concealment and complex financial structures.
1385	Compliance & Anti Financial Crime	AML, CTF & MLRO	Anti-Commercial Concealment		Knowledge of regulatory obligations related to beneficial ownership.
1386	Compliance & Anti Financial Crime	AML, CTF & MLRO	Anti-Commercial Concealment		Ability to lead and manage investigation workflows and case resolution processes, to ensure tracking, escalation, & closure.
1387	Compliance & Anti Financial Crime	AML, CTF & MLRO	Anti-Commercial Concealment		Ability to perform comprehensive risk assessments, identify red flags, and develop mitigation plans.
1388	Compliance & Anti Financial Crime	AML, CTF & MLRO	Anti-Commercial Concealment		Ability to utilize advanced data analytics to detect patterns, build risk indicators, and support investigations.
1389	Compliance & Anti Financial Crime	AML, CTF & MLRO	Anti-Commercial Concealment		Ability to analyze beneficial ownership structures and assess associated risks in accordance with regulatory expectations and internal governance frameworks.
1390	Compliance & Anti Financial Crime	AML, CTF & MLRO	SAMA Query		Knowledge of SAMA Net operations, associated regulatory requirements, and compliance obligations.
1391	Compliance & Anti Financial Crime	AML, CTF & MLRO	SAMA Query		Knowledge of risk management principles specific to SAMA Net, including operational risk controls, incident tracking, and system integrity safeguards.
1392	Compliance & Anti Financial Crime	AML, CTF & MLRO	SAMA Query		Knowledge of business continuity planning for SAMA Net services, including failover procedures, recovery objectives, and regulatory readiness.
1393	Compliance & Anti Financial Crime	AML, CTF & MLRO	SAMA Query		Ability to lead regulatory compliance initiatives, ensuring alignment with SAMA circulars, audit expectations, and governance frameworks.
1394	Compliance & Anti Financial Crime	AML, CTF & MLRO	SAMA Query		Ability to manage incident response and escalation protocols related to SAMA Net, ensuring continuity of critical financial operations.
1395	Compliance & Anti Financial Crime	AML, CTF & MLRO	SAMA Query		Ability to monitor performance metrics, generate operational dashboards, and report system performance insights to internal and external stakeholders.
1396	Compliance & Anti Financial Crime	AML, CTF & MLRO	SAMA Query		Ability to utilize MS Excel and Word for preparing compliance reports, regulatory correspondence, and structured documentation.
1397	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML Risk & Control		Knowledge of AML/CTF laws, SAMA guidelines, and regulatory frameworks applicable to the Saudi financial sector.
1398	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML Risk & Control		Knowledge of international standards such as FATF recommendations, and best practices in global AML/CTF compliance.
1399	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML Risk & Control		Knowledge of AML/CTF systems and tools, including their implementation, automation capabilities, and control testing functions.
1400	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML Risk & Control		Ability to apply risk assessment methodologies, including Enterprise-Wide Risk Assessment (EWRA) and customer risk rating models.
1401	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML Risk & Control		Ability to develop, implement, and monitor robust AML/CTF control frameworks tailored to organizational risk exposure.
1402	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML Risk & Control		Ability to manage audit responses and coordinate effectively during regulatory inspections and compliance reviews.
1403	Compliance & Anti Financial Crime	AML, CTF & MLRO	AML Risk & Control		Ability to produce high-quality documentation, including site visit reports, risk assessments, and updates to AML/CTF policies and procedures.
1404	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction		Knowledge of sanctions regulations and frameworks including SAMA, OFAC, UN, and EU.
1405	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction		Knowledge of real-time and reverse sanctions screening processes for individuals, merchants, suppliers, and transactions.
1406	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction		Knowledge of BRD reviews and risk assessments from a sanctions compliance perspective.
1407	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction		Ability to coordinate with AML, EDD, Cybersecurity, Risk & Control, and IT to address sanctions-related risks and alerts.
1408	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction		Ability to respond to regulatory audits and inquiries with complete, well-documented evidence.
1409	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction		Ability to use MS Excel and sanctions monitoring platforms for reporting, dashboarding, and alert validation.
1410	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction		Ability to develop, implement, and update sanctions management policies, SOPs, and country risk matrices.
1411	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction		Ability to manage SAMA blacklist updates, risk classification, and governance protocols.
1412	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction	Sanction Advisory	Knowledge of global sanctions frameworks, including OFAC, UN, EU, and UK sanctions regimes.
1413	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction	Sanction Advisory	Knowledge of internal sanctions compliance policies, escalation protocols, and governance procedures.
1414	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction	Sanction Advisory	Knowledge of SWIFT financial messages (e.g., MT103, MT202, PACS) and their relevance to sanctions filtering and alert generation.
1415	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction	Sanction Advisory	Knowledge of AML/CTF red flags and risk indicators relevant to sanctions compliance.
1416	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction	Sanction Advisory	Ability to use MS Excel for sanctions alert tracking, case analysis, and performance reporting.
1417	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction	Sanction Advisory	Ability to design and maintain sanctions risk management frameworks, including policy development and control implementation.
1418	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction	Sanction Advisory	Ability to evaluate the effectiveness of sanctions screening systems and recommend improvements for accuracy and efficiency.
1419	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction	Sanction Advisory	Ability to conduct detailed investigations of sanctions alerts, manage case documentation, and ensure timely resolution.
1420	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction	Sanction Advisory	Ability to prepare accurate and comprehensive sanctions compliance reports in line with regulatory and internal standards.
1421	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction	Sanction Investigations	Knowledge of global sanctions lists, including SDN, Non-SDN, SSI, and consolidated lists, and their relevance to banking operations and compliance.
1422	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction	Sanction Investigations	Knowledge of AML/CTF risk indicators and their intersection with sanctions compliance requirements.
1423	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction	Sanction Investigations	Knowledge of interpreting SWIFT message types (MT series, PACS, and free format) for sanctions alert review and transaction analysis.
1424	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction	Sanction Investigations	Ability to assess sanctions risks associated with new products and services and recommend appropriate mitigation measures.
1425	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction	Sanction Investigations	Ability to prepare and submit sanctions compliance reports and coordinate responses.
1426	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction	Sanction Investigations	Ability to use MS Office tools (Excel, Word, PowerPoint) for documentation, case analysis, reporting, and regulatory submissions.
1427	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction	Sanction Investigations	Ability to develop and implement sanctions risk management strategies and policies aligned with regulatory expectations and international standards.
1428	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction	Sanction Investigations	Ability to design, review, and enhance internal controls for sanctions screening processes and tools.
1429	Compliance & Anti Financial Crime	AML, CTF & MLRO	Sanction	Sanction Investigations	Ability to analyze screening results and investigate potential sanctions hits.
1430	Compliance & Anti Financial Crime	Compliance Quality Assurance			Knowledge of FATCA & CRS compliance platforms for automated customer data validation, tax reporting, and regulatory submissions.
1431	Compliance & Anti Financial Crime	Compliance Quality Assurance			Knowledge of policy and documentation management systems to maintain regulatory documentation, track version control, and ensure audit readiness.
1432	Compliance & Anti Financial Crime	Compliance Quality Assurance			Knowledge of ZATCA regulatory requirements and ability.
1433	Compliance & Anti Financial Crime	Compliance Quality Assurance			Ability to implement and oversee FATCA & CRS compliance strategies, including accurate customer classification, due diligence, and reporting in accordance with global tax regulations.
1434	Compliance & Anti Financial Crime	Compliance Quality Assurance			Ability to analyze compliance data using MS Excel and Power BI.
1435	Compliance & Anti Financial Crime	Compliance Quality Assurance			Ability to conduct compliance QA reviews and monitor KPIs, identifying areas for remediation and preparing audit-ready QA reports for leadership.
1436	Compliance & Anti Financial Crime	Compliance Quality Assurance	Quality Check & Documentation Review		Knowledge of regulatory compliance frameworks, including SAMA regulations and internal risk control standards applicable to banking operations.
1437	Compliance & Anti Financial Crime	Compliance Quality Assurance	Quality Check & Documentation Review		Knowledge of governance structures, policy implementation, and best practices in compliance talent development.
1438	Compliance & Anti Financial Crime	Compliance Quality Assurance	Quality Check & Documentation Review		Ability to use MS Excel and PowerPoint to analyze compliance risks, develop dashboards, and report findings to senior stakeholders.
1439	Compliance & Anti Financial Crime	Compliance Quality Assurance	Quality Check & Documentation Review		Ability to provide compliance advisory services and ensure organizational adherence to regulatory and internal requirements.
1440	Compliance & Anti Financial Crime	Compliance Quality Assurance	Quality Check & Documentation Review		Ability to prepare and submit accurate compliance reports, perform risk assessments, and support audit readiness.
1441	Compliance & Anti Financial Crime	Compliance Quality Assurance	FATCA / CRS		Knowledge of regulatory compliance frameworks including SAMA regulations, ZATCA obligations, and their application across banking operations.
1442	Compliance & Anti Financial Crime	Compliance Quality Assurance	FATCA / CRS		Knowledge of governance structures, policy implementation processes, and development strategies for compliance talent.
1443	Compliance & Anti Financial Crime	Compliance Quality Assurance	FATCA / CRS		Ability to use MS Excel and PowerPoint to compile, analyze, and present compliance reports to internal and regulatory stakeholders.
1444	Compliance & Anti Financial Crime	Compliance Quality Assurance	FATCA / CRS		Ability to prepare, review, and submit compliance reports in alignment with regulatory timelines and internal standards.
1445	Compliance & Anti Financial Crime	Compliance Quality Assurance	FATCA / CRS		Ability to manage regulatory inspections and audits by coordinating with SAMA, maintaining readiness, and responding to findings.
1446	Compliance & Anti Financial Crime	Self Supervision Unit			Knowledge of Customer Activity Monitoring and Restriction Management for identifying, flagging, and enforcing regulatory actions against high-risk or restricted accounts.
1447	Compliance & Anti Financial Crime	Self Supervision Unit			Knowledge of SAMA Reporting and Compliance Platforms including Tanfeeth and other regulatory portals.
1448	Compliance & Anti Financial Crime	Self Supervision Unit			Knowledge of Policy and Documentation Management systems for maintaining audit-ready records of blocked/unblocked accounts, reporting actions, and escalated cases.
1449	Compliance & Anti Financial Crime	Self Supervision Unit			Ability to manage Regulatory Reporting and Inquiry Responses in line with SAMA directive.
1450	Compliance & Anti Financial Crime	Self Supervision Unit			Ability to enforce Information Security and Data Protection standards within compliance workflows.
1451	Compliance & Anti Financial Crime	Self Supervision Unit			Ability to utilize MS Excel for Monitoring and Reporting.
1452	Compliance & Anti Financial Crime	Self Supervision Unit	SSU Operations		Knowledge of SAMA and Tanfeeth regulatory platforms, task handling protocols, and submission formats.
1453	Compliance & Anti Financial Crime	Self Supervision Unit	SSU Operations		Knowledge of internal workflows for gathering compliance documentation and regulatory evidence.
1454	Compliance & Anti Financial Crime	Self Supervision Unit	SSU Operations		Knowledge of account restriction procedures including blocking, unblocking, and verification processes.
1455	Compliance & Anti Financial Crime	Self Supervision Unit	SSU Operations		Knowledge of meeting protocols and regulatory reporting expectations for SSU forums.
1456	Compliance & Anti Financial Crime	Self Supervision Unit	SSU Operations		Ability to review and submit accurate, complete responses to regulatory inquiries within defined timelines.
1457	Compliance & Anti Financial Crime	Self Supervision Unit	SSU Operations		Ability to track task queues, escalate delays, and maintain regulatory communication dashboards.
1458	Compliance & Anti Financial Crime	Self Supervision Unit	SSU Operations		Ability to utilize MS Excel for Monitoring and Reporting.
1459	Compliance & Anti Financial Crime	Self Supervision Unit	SSU Quality Assurance & Development		Knowledge of quality assurance methodologies, regulatory QA standards, and internal control frameworks for regulatory response functions.
1460	Compliance & Anti Financial Crime	Self Supervision Unit	SSU Quality Assurance & Development		Knowledge of customer restriction governance, account blocking procedures, and regulatory enforcement actions.
1461	Compliance & Anti Financial Crime	Self Supervision Unit	SSU Quality Assurance & Development		Knowledge of SAMA and Tanfeeth platforms for regulatory case management and supervisory reporting.
1462	Compliance & Anti Financial Crime	Self Supervision Unit	SSU Quality Assurance & Development		Ability to coordinate documentation standardization, maintain audit-ready records, and ensure response traceability.
1463	Compliance & Anti Financial Crime	Self Supervision Unit	SSU Quality Assurance & Development		Ability to analyze QA findings, identify root causes, and recommend enhancements to regulatory response processes.
1464	Compliance & Anti Financial Crime	Self Supervision Unit	SSU Quality Assurance & Development		Ability to review, validate, and assess regulatory submissions and supporting documentation.
1465	Compliance & Anti Financial Crime	Self Supervision Unit	SSU Quality Assurance & Development		Ability to utilize MS Excel for Monitoring and Reporting.
1466	Internal Audit	Business & Operations Audit			Knowledge of risk-based internal auditing methodologies and operational risk assessment techniques.
1467	Internal Audit	Business & Operations Audit			Knowledge of regulatory compliance and governance frameworks, including AML and FATCA.
1468	Internal Audit	Business & Operations Audit			Knowledge of internal control frameworks and the development of corrective action plans.
1469	Internal Audit	Business & Operations Audit			Ability to use audit management platforms such as TeamMate+ for planning, execution, and documentation of audit activities.
1470	Internal Audit	Business & Operations Audit			Ability to assess internal controls using standardized tools and frameworks such as COSO for process integrity and risk mitigation.
1471	Internal Audit	Business & Operations Audit			Ability to effectively use MS Office tools (Excel, Word, PowerPoint) for audit reporting, risk analysis, and executive presentations.
1472	Internal Audit	Business & Operations Audit			Ability to audit business processes for operational efficiency, control adequacy, and process improvement opportunities.
1473	Internal Audit	Business & Operations Audit			Ability to apply data analytics and fraud identification.
1474	Internal Audit	Finance, Treasury & Risk Management Audit			Knowledge of internal audit methodologies (risk-based audit approach, IIA standards)
1475	Internal Audit	Finance, Treasury & Risk Management Audit			Knowledge of the regulatory expectations (e.g., SAMA, Basel III, IFRS, and COSO).
1476	Internal Audit	Finance, Treasury & Risk Management Audit			Knowledge of ERM, OR, and Risk appetite framework.
1477	Internal Audit	Finance, Treasury & Risk Management Audit			Knowledge of treasury products (money market, FX, derivatives, etc.)
1478	Internal Audit	Finance, Treasury & Risk Management Audit			Knowledge of ALM practices and key ratios (LCR, NSFR, etc.)
1479	Internal Audit	Finance, Treasury & Risk Management Audit			Ability to perform auditing ILAAP and ICAAP processes.
1480	Internal Audit	Finance, Treasury & Risk Management Audit			Ability to implement Capital Adequacy frameworks.
1481	Internal Audit	Finance, Treasury & Risk Management Audit			Ability to analyze financial statements and assess the adequacy of financial controls and disclosures.
1482	Internal Audit	Finance, Treasury & Risk Management Audit			Ability to use MS Office
1483	Internal Audit	Regulatory & Sharia Audit			Knowledge of Regulatory Compliance and comprehensive understanding of applicable laws, regulations, and guidelines across banks industries.
1484	Internal Audit	Regulatory & Sharia Audit			Knowledge of identifying and assessing risks in regulatory environments and understanding risk management practices.
1485	Internal Audit	Regulatory & Sharia Audit			Knowledge of Teammate+
1486	Internal Audit	Regulatory & Sharia Audit			Ability to use MS Excel
1487	Internal Audit	Regulatory & Sharia Audit			Ability to write strong technical writing skills to prepare clear, concise audit reports and other relevant documentation.
1488	Internal Audit	Technology & Cybersecurity Audit			Knowledge of cybersecurity and IT governance frameworks including SAMA CSF, ITGF, NCA, NDMO, COBIT, ISO 27001, and ITIL for audit and compliance purposes.
1489	Internal Audit	Technology & Cybersecurity Audit			Knowledge of IT infrastructure components such as servers, networks, databases, and cloud.
1490	Internal Audit	Technology & Cybersecurity Audit			Knowledge of SDLC and IT project methodologies to evaluate development, testing, and deployment processes.
1491	Internal Audit	Technology & Cybersecurity Audit			Knowledge of application security risks (e.g., OWASP Top 10) and secure coding practices.
1492	Internal Audit	Technology & Cybersecurity Audit			Knowledge of business continuity and disaster recovery standards (e.g., ISO 22301) for resilience assessment.
1493	Internal Audit	Technology & Cybersecurity Audit			Ability to perform business impact analysis (BIA) and evaluate crisis management processes.
1494	Internal Audit	Technology & Cybersecurity Audit			Ability to assess and audit emerging technologies such as AI, IoT, and blockchain from a security and governance perspective.
1495	Internal Audit	Technology & Cybersecurity Audit			Ability to utilize MS Excel, Power BI, and TeamMate+ for data analysis, reporting, and audit documentation.
1496	Internal Audit	Technology & Cybersecurity Audit			Ability to assess IT asset and configuration management practices for accuracy, traceability, and compliance.
1497	Internal Audit	Technology & Cybersecurity Audit			Ability to audit identity and access management systems including SSO, MFA, and privileged access controls.
1498	Internal Audit	Audit Planning & Quality Assurance			Knowledge of risk-based audit planning principles and aligning internal audit strategies with enterprise risk frameworks.
1499	Internal Audit	Audit Planning & Quality Assurance			Knowledge of International Professional Practices Framework (IPPF) and global internal audit standards.
1500	Internal Audit	Audit Planning & Quality Assurance			Ability to ensure compliance with SAMA internal audit guidelines, Basel requirements, and IIA standards.
1501	Internal Audit	Audit Planning & Quality Assurance			Ability to utilize audit management platforms such as TeamMate+ for planning, execution, and quality reviews.
1502	Internal Audit	Audit Planning & Quality Assurance			Ability to create dynamic audit dashboards and visual reports using MS Excel, Power BI, and related tools.
1503	Internal Audit	Audit Planning & Quality Assurance			Ability to design and implement Internal Audit Quality Assurance and Improvement Programs (QAIP).
1504	Commercial				Knowledge of digital product lifecycle management, business architecture, and commercial enablement strategies in a banking environment.
1505	Commercial				Knowledge of financial modeling, profitability analysis, pricing strategy, and partner negotiation practices.
1506	Commercial				Knowledge of marketing attribution tools (e.g., Adjust), branding principles, and multichannel digital communications.
1507	Commercial				Ability to use advanced analytics tools (Excel, Power BI, Tableau).
1508	Commercial				Ability to design and implement customer journey maps, experience strategies, and omnichannel engagement models.
1509	Commercial				Ability to lead product development using core banking systems (e.g., T24), and manage system integration through BRD creation and solution planning.
1510	Commercial				Ability to translate customer insights, feedback, and testing results into product enhancements and innovation opportunities.
1511	Commercial	Sales & Business Partnerships			Knowledge of business requirement documentation (BRD) development and the translation of business needs into functional and technical specifications.
1512	Commercial	Sales & Business Partnerships			Knowledge of T24 core banking systems and integration workflows.
1513	Commercial	Sales & Business Partnerships			Knowledge of internal sales platforms, including CRM, pipeline tracking tools, and performance dashboards.
1514	Commercial	Sales & Business Partnerships			Knowledge of business architecture frameworks and operating models.
1515	Commercial	Sales & Business Partnerships			Ability to manage strategic partnerships, including fintechs, ERPs, and embedded finance providers, from due diligence to execution.
1516	Commercial	Sales & Business Partnerships			Ability to build and manage commercial value propositions tailored to corporate, SME, and fintech client segments.
1517	Commercial	Sales & Business Partnerships			Ability to drive consultative relationship management and structured account planning across B2B clients.
1518	Commercial	Sales & Business Partnerships			Ability to monitor and analyze sales performance metrics using MIS frameworks.
1519	Commercial	Sales & Business Partnerships	Corporate Lending Development		Knowledge of corporate lending structures, credit criteria, and documentation standards.
1520	Commercial	Sales & Business Partnerships	Corporate Lending Development		Knowledge of SAMA regulatory frameworks, internal credit policies, and risk governance protocols related to lending products.
1521	Commercial	Sales & Business Partnerships	Corporate Lending Development		Knowledge of product lifecycle management including pricing, BRDs, platform integrations, and change request evaluation.
1522	Commercial	Sales & Business Partnerships	Corporate Lending Development		Knowledge of corporate segment behavior, lending analytics, and competitor benchmarking to identify innovation opportunities.
1523	Commercial	Sales & Business Partnerships	Corporate Lending Development		Ability to design and implement go-to-market strategies, product documentation, and training materials for lending solutions.
1524	Commercial	Sales & Business Partnerships	Corporate Lending Development		Ability to monitor lending product performance, portfolio quality, and profitability through dashboards and MIS tools.
1525	Commercial	Sales & Business Partnerships	Corporate Lending Development		Ability to manage digital enablement initiatives, platform upgrades, and embedded finance collaborations with fintechs, aggregators, and ERPs.
1526	Commercial	Sales & Business Partnerships	Corporate Lending Development		Ability to translate lending data, customer insights, and market trends into product enhancements and strategy refinements.
1527	Commercial	Sales & Business Partnerships	Corporate & SME Sales		Knowledge of corporate, government, fintech, and SME client segments.
1528	Commercial	Sales & Business Partnerships	Corporate & SME Sales		Knowledge of SAMA regulations, AML/CFT compliance, and internal credit policies.
1529	Commercial	Sales & Business Partnerships	Corporate & SME Sales		Knowledge of CRM platforms, pipeline tracking tools, and MIS dashboards.
1530	Commercial	Sales & Business Partnerships	Corporate & SME Sales		Knowledge of digital onboarding, SME workflow integration, and embedded finance models.
1531	Commercial	Sales & Business Partnerships	Corporate & SME Sales		Ability to develop segment-specific sales strategies, account management frameworks, and client value propositions.
1532	Commercial	Sales & Business Partnerships	Corporate & SME Sales		Ability to lead strategic partnerships with ecosystem enablers.
1533	Commercial	Sales & Business Partnerships	Corporate & SME Sales		Ability to analyze portfolio performance, monitor NPLs and concentration risks.
1534	Commercial	Sales & Business Partnerships	Corporate & SME Sales		Ability to translate client feedback into internal advocacy and service or product enhancement recommendations.
1535	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Large Corporate	Knowledge of corporate, government, fintech, and SME client segments.
1536	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Large Corporate	Knowledge of SAMA regulations, AML/CFT compliance, and internal credit policies.
1537	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Large Corporate	Knowledge of CRM platforms, pipeline tracking tools, and MIS dashboards.
1538	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Large Corporate	Knowledge of digital onboarding, SME workflow integration, and embedded finance models.
1539	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Large Corporate	Ability to develop segment-specific sales strategies, account management frameworks, and client value propositions.
1540	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Large Corporate	Ability to lead strategic partnerships with ecosystem enablers.
1541	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Large Corporate	Ability to analyze portfolio performance, monitor NPLs and concentration risks.
1542	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Large Corporate	Ability to translate client feedback into internal advocacy and service or product enhancement recommendations.
1543	Commercial	Sales & Business Partnerships	Corporate & SME Sales	SME	Knowledge of corporate, government, fintech, and SME client segments.
1544	Commercial	Sales & Business Partnerships	Corporate & SME Sales	SME	Knowledge of SAMA regulations, AML/CFT compliance, and internal credit policies.
1545	Commercial	Sales & Business Partnerships	Corporate & SME Sales	SME	Knowledge of CRM platforms, pipeline tracking tools, and MIS dashboards.
1546	Commercial	Sales & Business Partnerships	Corporate & SME Sales	SME	Knowledge of digital onboarding, SME workflow integration, and embedded finance models.
1547	Commercial	Sales & Business Partnerships	Corporate & SME Sales	SME	Ability to develop segment-specific sales strategies, account management frameworks, and client value propositions.
1548	Commercial	Sales & Business Partnerships	Corporate & SME Sales	SME	Ability to lead strategic partnerships with ecosystem enablers.
1549	Commercial	Sales & Business Partnerships	Corporate & SME Sales	SME	Ability to analyze portfolio performance, monitor NPLs and concentration risks.
1550	Commercial	Sales & Business Partnerships	Corporate & SME Sales	SME	Ability to translate client feedback into internal advocacy and service or product enhancement recommendations.
1551	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Gov. & Fintech	Knowledge of corporate, government, fintech, and SME client segments.
1552	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Gov. & Fintech	Knowledge of SAMA regulations, AML/CFT compliance, and internal credit policies.
1553	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Gov. & Fintech	Knowledge of CRM platforms, pipeline tracking tools, and MIS dashboards.
1554	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Gov. & Fintech	Knowledge of digital onboarding, SME workflow integration, and embedded finance models.
1555	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Gov. & Fintech	Ability to develop segment-specific sales strategies, account management frameworks, and client value propositions.
1556	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Gov. & Fintech	Ability to lead strategic partnerships with ecosystem enablers.
1557	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Gov. & Fintech	Ability to analyze portfolio performance, monitor NPLs and concentration risks.
1558	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Gov. & Fintech	Ability to translate client feedback into internal advocacy and service or product enhancement recommendations.
1559	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Mid Corporate	Knowledge of corporate, government, fintech, and SME client segments.
1560	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Mid Corporate	Knowledge of SAMA regulations, AML/CFT compliance, and internal credit policies.
1561	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Mid Corporate	Knowledge of CRM platforms, pipeline tracking tools, and MIS dashboards.
1562	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Mid Corporate	Knowledge of digital onboarding, SME workflow integration, and embedded finance models.
1563	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Mid Corporate	Ability to develop segment-specific sales strategies, account management frameworks, and client value propositions.
1564	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Mid Corporate	Ability to lead strategic partnerships with ecosystem enablers.
1565	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Mid Corporate	Ability to analyze portfolio performance, monitor NPLs and concentration risks.
1566	Commercial	Sales & Business Partnerships	Corporate & SME Sales	Mid Corporate	Ability to translate client feedback into internal advocacy and service or product enhancement recommendations.
1567	Commercial	Sales & Business Partnerships	Business Enablement		Knowledge of client onboarding workflows, account lifecycle management, and operational processes for corporate and SME banking.
1568	Commercial	Sales & Business Partnerships	Business Enablement		Knowledge of credit governance tools, scorecards, CRM systems, and workflow optimization techniques.
1569	Commercial	Sales & Business Partnerships	Business Enablement		Knowledge of sales performance metrics, revenue tracking dashboards, and lifecycle analytics across B2B banking channels.
1570	Commercial	Sales & Business Partnerships	Business Enablement		Knowledge of compliance standards, SAMA regulatory frameworks, and internal audit protocols.
1571	Commercial	Sales & Business Partnerships	Business Enablement		Ability to lead sales team readiness and enablement for new product launches, digital initiatives, and partner-led propositions.
1572	Commercial	Sales & Business Partnerships	Business Enablement		Ability to deploy and enhance tools such as digital origination systems, CRM enhancements, and loan management platforms.
1573	Commercial	Sales & Business Partnerships	Business Enablement		Ability to monitor internal SLAs between Commercial, Credit, Risk, and Operations.
1574	Commercial	Sales & Business Partnerships	Business Enablement		Ability to support strategic planning, budget forecasting, and headcount modeling.
1575	Commercial	Sales & Business Partnerships	Business Enablement	Product & Business Development	Knowledge of client onboarding workflows, account lifecycle management, and operational processes for corporate and SME banking.
1576	Commercial	Sales & Business Partnerships	Business Enablement	Product & Business Development	Knowledge of credit governance tools, scorecards, CRM systems, and workflow optimization techniques.
1577	Commercial	Sales & Business Partnerships	Business Enablement	Product & Business Development	Knowledge of sales performance metrics, revenue tracking dashboards, and lifecycle analytics across B2B banking channels.
1578	Commercial	Sales & Business Partnerships	Business Enablement	Product & Business Development	Knowledge of compliance standards, SAMA regulatory frameworks, and internal audit protocols.
1579	Commercial	Sales & Business Partnerships	Business Enablement	Product & Business Development	Ability to lead sales team readiness and enablement for new product launches, digital initiatives, and partner-led propositions.
1580	Commercial	Sales & Business Partnerships	Business Enablement	Product & Business Development	Ability to deploy and enhance tools such as digital origination systems, CRM enhancements, and loan management platforms.
1581	Commercial	Sales & Business Partnerships	Business Enablement	Product & Business Development	Ability to monitor internal SLAs between Commercial, Credit, Risk, and Operations.
1582	Commercial	Sales & Business Partnerships	Business Enablement	Product & Business Development	Ability to support strategic planning, budget forecasting, and headcount modeling.
1583	Commercial	Sales & Business Partnerships	Business Enablement	Business Quality Assurance & MIS	Knowledge of client onboarding workflows, account lifecycle management, and operational processes for corporate and SME banking.
1584	Commercial	Sales & Business Partnerships	Business Enablement	Business Quality Assurance & MIS	Knowledge of credit governance tools, scorecards, CRM systems, and workflow optimization techniques.
1585	Commercial	Sales & Business Partnerships	Business Enablement	Business Quality Assurance & MIS	Knowledge of sales performance metrics, revenue tracking dashboards, and lifecycle analytics across B2B banking channels.
1586	Commercial	Sales & Business Partnerships	Business Enablement	Business Quality Assurance & MIS	Knowledge of compliance standards, SAMA regulatory frameworks, and internal audit protocols.
1587	Commercial	Sales & Business Partnerships	Business Enablement	Business Quality Assurance & MIS	Ability to lead sales team readiness and enablement for new product launches, digital initiatives, and partner-led propositions.
1588	Commercial	Sales & Business Partnerships	Business Enablement	Business Quality Assurance & MIS	Ability to deploy and enhance tools such as digital origination systems, CRM enhancements, and loan management platforms.
1589	Commercial	Sales & Business Partnerships	Business Enablement	Business Quality Assurance & MIS	Ability to monitor internal SLAs between Commercial, Credit, Risk, and Operations.
1590	Commercial	Sales & Business Partnerships	Business Enablement	Business Quality Assurance & MIS	Ability to support strategic planning, budget forecasting, and headcount modeling.
1591	Commercial	Prodducts, CX & Enagagement			Knowledge of agile delivery methodologies (Scrum, SAFe) and sprint execution using Jira for cross-functional product development.
1592	Commercial	Prodducts, CX & Enagagement			Knowledge of feature prioritization, user story mapping, and backlog management.
1593	Commercial	Prodducts, CX & Enagagement			Knowledge of business architecture modeling and strategic alignment to integrate product design with enterprise goals.
1594	Commercial	Prodducts, CX & Enagagement			Knowledge of user interface (UI) and user experience (UX) principles.
1595	Commercial	Prodducts, CX & Enagagement			Ability to analyze CX metrics (e.g., NPS, CSAT) and apply customer insights for continuous experience improvement.
1596	Commercial	Prodducts, CX & Enagagement			Ability to conduct product analytics, behavioral segmentation, and performance tracking for optimization and targeting.
1597	Commercial	Prodducts, CX & Enagagement			Ability to map customer journeys and apply experience design frameworks to enhance satisfaction and engagement.
1598	Commercial	Prodducts, CX & Enagagement	Product & Delivery		Knowledge of integrated product delivery lifecycles, from ideation to launch, ensuring alignment with business priorities and operational scalability.
1599	Commercial	Prodducts, CX & Enagagement	Product & Delivery		Knowledge of business architecture principles and their application in aligning product strategies with organizational objectives.
1600	Commercial	Prodducts, CX & Enagagement	Product & Delivery		Knowledge of regulatory compliance frameworks and QA standards applicable to banking product development and release cycles.
1601	Commercial	Prodducts, CX & Enagagement	Product & Delivery		Ability to develop and manage enterprise-wide product roadmaps informed by customer insights, market analysis, and competitive benchmarking.
1602	Commercial	Prodducts, CX & Enagagement	Product & Delivery		Ability to lead cross-functional collaboration among product, delivery, engineering, and CX teams to ensure efficient implementation and alignment.
1603	Commercial	Prodducts, CX & Enagagement	Product & Delivery		Ability to identify delivery risks, implement mitigation strategies, and ensure continuity across product development pipelines.
1604	Commercial	Prodducts, CX & Enagagement	Product & Delivery		Ability to build and implement strategic reporting frameworks for senior leadership, including dashboards, risk logs, and delivery scorecards.
1605	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Products	Knowledge of integrated product delivery lifecycles, from ideation to launch, ensuring alignment with business priorities and operational scalability.
1606	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Products	Knowledge of business architecture principles and their application in aligning product strategies with organizational objectives.
1607	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Products	Knowledge of regulatory compliance frameworks and QA standards applicable to banking product development and release cycles.
1608	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Products	Ability to develop and manage enterprise-wide product roadmaps informed by customer insights, market analysis, and competitive benchmarking.
1609	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Products	Ability to lead cross-functional collaboration among product, delivery, engineering, and CX teams to ensure efficient implementation and alignment.
1610	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Products	Ability to identify delivery risks, implement mitigation strategies, and ensure continuity across product development pipelines.
1611	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Products	Ability to build and implement strategic reporting frameworks for senior leadership, including dashboards, risk logs, and delivery scorecards.
1612	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Delivery	Knowledge of integrated product delivery lifecycles, from ideation to launch, ensuring alignment with business priorities and operational scalability.
1613	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Delivery	Knowledge of business architecture principles and their application in aligning product strategies with organizational objectives.
1614	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Delivery	Knowledge of regulatory compliance frameworks and QA standards applicable to banking product development and release cycles.
1615	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Delivery	Ability to develop and manage enterprise-wide product roadmaps informed by customer insights, market analysis, and competitive benchmarking.
1616	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Delivery	Ability to lead cross-functional collaboration among product, delivery, engineering, and CX teams to ensure efficient implementation and alignment.
1617	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Delivery	Ability to identify delivery risks, implement mitigation strategies, and ensure continuity across product development pipelines.
1618	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Delivery	Ability to build and implement strategic reporting frameworks for senior leadership, including dashboards, risk logs, and delivery scorecards.
1619	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Business Architecture	Knowledge of integrated product delivery lifecycles, from ideation to launch, ensuring alignment with business priorities and operational scalability.
1620	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Business Architecture	Knowledge of business architecture principles and their application in aligning product strategies with organizational objectives.
1621	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Business Architecture	Knowledge of regulatory compliance frameworks and QA standards applicable to banking product development and release cycles.
1622	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Business Architecture	Ability to develop and manage enterprise-wide product roadmaps informed by customer insights, market analysis, and competitive benchmarking.
1623	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Business Architecture	Ability to lead cross-functional collaboration among product, delivery, engineering, and CX teams to ensure efficient implementation and alignment.
1624	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Business Architecture	Ability to identify delivery risks, implement mitigation strategies, and ensure continuity across product development pipelines.
1625	Commercial	Prodducts, CX & Enagagement	Product & Delivery	Business Architecture	Ability to build and implement strategic reporting frameworks for senior leadership, including dashboards, risk logs, and delivery scorecards.
1626	Commercial	Prodducts, CX & Enagagement	Design & CX		Knowledge of design system frameworks and visual identity governance.
1627	Commercial	Prodducts, CX & Enagagement	Design & CX		Knowledge of user experience (UX) research methodologies, including ethnographic studies, surveys, and usability testing.
1628	Commercial	Prodducts, CX & Enagagement	Design & CX		Knowledge of accessibility standards (e.g., WCAG) and inclusive design principles to create experiences that serve diverse user groups.
1629	Commercial	Prodducts, CX & Enagagement	Design & CX		Knowledge of UI/UX best practices for omnichannel banking platforms.
1630	Commercial	Prodducts, CX & Enagagement	Design & CX		Ability to create and iterate on wireframes, prototypes, and high-fidelity mockups using tools such as Figma, Sketch, or Adobe XD.
1631	Commercial	Prodducts, CX & Enagagement	Design & CX		Ability to lead customer journey mapping and service blueprinting to identify user pain points and enhance end-to-end interactions.
1632	Commercial	Prodducts, CX & Enagagement	Design & CX		Ability to analyze CX metrics (e.g., NPS, CSAT, CES) and translate them into design strategies.
1633	Commercial	Prodducts, CX & Enagagement	Design & CX		Ability to operate and manage a UX Lab for prototype testing, qualitative feedback gathering, and validation of user-centric hypotheses.
1634	Commercial	Prodducts, CX & Enagagement	Design & CX	UI/UX Design	Knowledge of design system frameworks and visual identity governance.
1635	Commercial	Prodducts, CX & Enagagement	Design & CX	UI/UX Design	Knowledge of user experience (UX) research methodologies, including ethnographic studies, surveys, and usability testing.
1636	Commercial	Prodducts, CX & Enagagement	Design & CX	UI/UX Design	Knowledge of accessibility standards (e.g., WCAG) and inclusive design principles to create experiences that serve diverse user groups.
1637	Commercial	Prodducts, CX & Enagagement	Design & CX	UI/UX Design	Knowledge of UI/UX best practices for omnichannel banking platforms.
1638	Commercial	Prodducts, CX & Enagagement	Design & CX	UI/UX Design	Ability to create and iterate on wireframes, prototypes, and high-fidelity mockups using tools such as Figma, Sketch, or Adobe XD.
1639	Commercial	Prodducts, CX & Enagagement	Design & CX	UI/UX Design	Ability to lead customer journey mapping and service blueprinting to identify user pain points and enhance end-to-end interactions.
1640	Commercial	Prodducts, CX & Enagagement	Design & CX	UI/UX Design	Ability to analyze CX metrics (e.g., NPS, CSAT, CES) and translate them into design strategies.
1641	Commercial	Prodducts, CX & Enagagement	Design & CX	UI/UX Design	Ability to operate and manage a UX Lab for prototype testing, qualitative feedback gathering, and validation of user-centric hypotheses.
1642	Commercial	Prodducts, CX & Enagagement	Design & CX	Customer Experience	Knowledge of design system frameworks and visual identity governance.
1643	Commercial	Prodducts, CX & Enagagement	Design & CX	Customer Experience	Knowledge of user experience (UX) research methodologies, including ethnographic studies, surveys, and usability testing.
1644	Commercial	Prodducts, CX & Enagagement	Design & CX	Customer Experience	Knowledge of accessibility standards (e.g., WCAG) and inclusive design principles to create experiences that serve diverse user groups.
1645	Commercial	Prodducts, CX & Enagagement	Design & CX	Customer Experience	Knowledge of UI/UX best practices for omnichannel banking platforms.
1646	Commercial	Prodducts, CX & Enagagement	Design & CX	Customer Experience	Ability to create and iterate on wireframes, prototypes, and high-fidelity mockups using tools such as Figma, Sketch, or Adobe XD.
1647	Commercial	Prodducts, CX & Enagagement	Design & CX	Customer Experience	Ability to lead customer journey mapping and service blueprinting to identify user pain points and enhance end-to-end interactions.
1648	Commercial	Prodducts, CX & Enagagement	Design & CX	Customer Experience	Ability to analyze CX metrics (e.g., NPS, CSAT, CES) and translate them into design strategies.
1649	Commercial	Prodducts, CX & Enagagement	Design & CX	Customer Experience	Ability to operate and manage a UX Lab for prototype testing, qualitative feedback gathering, and validation of user-centric hypotheses.
1650	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement		Knowledge of lifecycle-based customer acquisition and retention strategies.
1651	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement		Knowledge of customer segmentation techniques using SQL, SAS, Python, or CRM platforms.
1652	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement		Knowledge of A/B testing frameworks and optimization methodologies.
1653	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement		Knowledge of growth KPIs and ability to build dashboards and reporting frameworks on Power BI or Tableau.
1654	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement		Knowledge of customer data management best practices, privacy regulations (e.g., GDPR/SAMA), and ethical engagement principles.
1655	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement		Ability to analyze and interpret customer journey data, churn patterns, and conversion metrics.
1656	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement		Ability to design and manage loyalty programs that enhance customer retention and increase lifetime value.
1657	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement		Ability to lead cross-channel campaign development (email, SMS, app, web, social)
1658	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement		Ability to translate customer insights into operational enhancements and collaborate with product, marketing, and operations to optimize service delivery.
1659	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Customer Engagement & Retention	Knowledge of lifecycle-based customer acquisition and retention strategies.
1660	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Customer Engagement & Retention	Knowledge of customer segmentation techniques using SQL, SAS, Python, or CRM platforms.
1661	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Customer Engagement & Retention	Knowledge of A/B testing frameworks and optimization methodologies.
1662	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Customer Engagement & Retention	Knowledge of growth KPIs and ability to build dashboards and reporting frameworks on Power BI or Tableau.
1663	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Customer Engagement & Retention	Knowledge of customer data management best practices, privacy regulations (e.g., GDPR/SAMA), and ethical engagement principles.
1664	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Customer Engagement & Retention	Ability to analyze and interpret customer journey data, churn patterns, and conversion metrics.
1665	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Customer Engagement & Retention	Ability to design and manage loyalty programs that enhance customer retention and increase lifetime value.
1666	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Customer Engagement & Retention	Ability to lead cross-channel campaign development (email, SMS, app, web, social)
1667	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Customer Engagement & Retention	Ability to translate customer insights into operational enhancements and collaborate with product, marketing, and operations to optimize service delivery.
1668	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Insights & Intelligence	Knowledge of lifecycle-based customer acquisition and retention strategies.
1669	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Insights & Intelligence	Knowledge of customer segmentation techniques using SQL, SAS, Python, or CRM platforms.
1670	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Insights & Intelligence	Knowledge of A/B testing frameworks and optimization methodologies.
1671	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Insights & Intelligence	Knowledge of growth KPIs and ability to build dashboards and reporting frameworks on Power BI or Tableau.
1672	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Insights & Intelligence	Knowledge of customer data management best practices, privacy regulations (e.g., GDPR/SAMA), and ethical engagement principles.
1673	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Insights & Intelligence	Ability to analyze and interpret customer journey data, churn patterns, and conversion metrics.
1674	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Insights & Intelligence	Ability to design and manage loyalty programs that enhance customer retention and increase lifetime value.
1675	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Insights & Intelligence	Ability to lead cross-channel campaign development (email, SMS, app, web, social)
1676	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Insights & Intelligence	Ability to translate customer insights into operational enhancements and collaborate with product, marketing, and operations to optimize service delivery.
1677	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Product Excellence	Knowledge of lifecycle-based customer acquisition and retention strategies.
1678	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Product Excellence	Knowledge of customer segmentation techniques using SQL, SAS, Python, or CRM platforms.
1679	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Product Excellence	Knowledge of A/B testing frameworks and optimization methodologies.
1680	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Product Excellence	Knowledge of growth KPIs and ability to build dashboards and reporting frameworks on Power BI or Tableau.
1681	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Product Excellence	Knowledge of customer data management best practices, privacy regulations (e.g., GDPR/SAMA), and ethical engagement principles.
1682	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Product Excellence	Ability to analyze and interpret customer journey data, churn patterns, and conversion metrics.
1683	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Product Excellence	Ability to design and manage loyalty programs that enhance customer retention and increase lifetime value.
1684	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Product Excellence	Ability to lead cross-channel campaign development (email, SMS, app, web, social)
1685	Commercial	Prodducts, CX & Enagagement	Growth & Customer Engagement	Product Excellence	Ability to translate customer insights into operational enhancements and collaborate with product, marketing, and operations to optimize service delivery.
1686	Commercial	Banking			Knowledge of financial modeling, P&L ownership, unit economics, and pricing strategies for banking products.
1687	Commercial	Banking			Knowledge of payment scheme operations including Visa, Mastercard, and MADA compliance.
1688	Commercial	Banking			Knowledge of market intelligence, competitive benchmarking, and customer behavior analysis to inform product strategy.
1689	Commercial	Banking			Knowledge of regulatory frameworks (SAMA, CMA) governing remittance, cards, lending, and deposit products.
1690	Commercial	Banking			Ability to negotiate financial terms and partner agreements with external vendors, fintechs, and remittance partners.
1691	Commercial	Banking			Ability to manage end-to-end project delivery, including cross-functional coordination.
1692	Commercial	Banking			Ability to develop, launch, and digitize customer journeys for acquisition, onboarding, and servicing across banking channels.
1693	Commercial	Banking			Ability to use tools such as Excel, Tableau, and T24.
1694	Commercial	Banking	Remittances		Knowledge of international remittance regulations, including compliance requirements for cross-border transactions.
1695	Commercial	Banking	Remittances		Knowledge of operational workflows for cross-border payments, including transaction monitoring, risk mitigation, and reconciliation processes.
1696	Commercial	Banking	Remittances		Knowledge of market trends, remittance industry benchmarks, and competitive positioning strategies.
1697	Commercial	Banking	Remittances		Ability to lead and enhance remittance sales, marketing, and customer retention strategies in collaboration with internal business units.
1698	Commercial	Banking	Remittances		Ability to use data analytics tools such as Power BI and Tableau to monitor KPIs, analyze trends, and optimize remittance performance.
1699	Commercial	Banking	Remittances		Ability to identify and reduce customer friction points in the remittance journey to improve acquisition, satisfaction, and transaction volumes.
1700	Commercial	Banking	Remittances		Ability to manage external remittance partnerships (e.g., Western Union, Money Transfer APIs), including onboarding, integration, and performance evaluation.
1701	Commercial	Banking	Remittances	Remittances Management	Knowledge of international and domestic remittance regulations, including compliance requirements for cross-border transactions.
1702	Commercial	Banking	Remittances	Remittances Management	Knowledge of operational workflows for cross-border payments, including transaction monitoring, risk mitigation, and reconciliation processes.
1703	Commercial	Banking	Remittances	Remittances Management	Knowledge of market trends, remittance industry benchmarks, and competitive positioning strategies.
1704	Commercial	Banking	Remittances	Remittances Management	Ability to lead and enhance remittance sales, marketing, and customer retention strategies in collaboration with internal business units.
1705	Commercial	Banking	Remittances	Remittances Management	Ability to use data analytics tools such as Power BI and Tableau to monitor KPIs, analyze trends, and optimize remittance performance.
1706	Commercial	Banking	Remittances	Remittances Management	Ability to identify and reduce customer friction points in the remittance journey to improve acquisition, satisfaction, and transaction volumes.
1707	Commercial	Banking	Remittances	Remittances Management	Ability to manage external remittance partnerships (e.g., Western Union, Money Transfer APIs), including onboarding, integration, and performance evaluation.
1708	Commercial	Banking	Remittances	Remittances Development	Knowledge of international and domestic remittance regulations, including compliance requirements for cross-border transactions.
1709	Commercial	Banking	Remittances	Remittances Development	Knowledge of operational workflows for cross-border payments, including transaction monitoring, risk mitigation, and reconciliation processes.
1710	Commercial	Banking	Remittances	Remittances Development	Knowledge of market trends, remittance industry benchmarks, and competitive positioning strategies.
1711	Commercial	Banking	Remittances	Remittances Development	Ability to lead and enhance remittance sales, marketing, and customer retention strategies in collaboration with internal business units.
1712	Commercial	Banking	Remittances	Remittances Development	Ability to use data analytics tools such as Power BI and Tableau to monitor KPIs, analyze trends, and optimize remittance performance.
1713	Commercial	Banking	Remittances	Remittances Development	Ability to identify and reduce customer friction points in the remittance journey to improve acquisition, satisfaction, and transaction volumes.
1714	Commercial	Banking	Remittances	Remittances Development	Ability to manage external remittance partnerships (e.g., Western Union, Money Transfer APIs), including onboarding, integration, and performance evaluation.
1715	Commercial	Banking	Cards		Knowledge of end-to-end card product lifecycle management including development, enhancement, and sunset of debit, credit, prepaid, and virtual cards.
1716	Commercial	Banking	Cards		Knowledge of SAMA, PCI-DSS, and global card schemes (Visa & Mada)
1717	Commercial	Banking	Cards		Knowledge of portfolio management metrics.
1718	Commercial	Banking	Cards		Knowledge of dispute management and chargeback governance processes.
1719	Commercial	Banking	Cards		Ability to design and implement pricing models, credit limits, rewards structures, and monetization strategies.
1720	Commercial	Banking	Cards		Ability to govern card-related innovation, including tokenization, contactless payments, digital card issuance, and mobile wallet readiness.
1721	Commercial	Banking	Cards		Ability to lead and manage regulatory submissions, compliance audits, and card scheme certifications.
1722	Commercial	Banking	Cards		Ability to use advanced analytics platforms (e.g., Power BI, Tableau).
1723	Commercial	Banking	Cards		Ability to develop business cases, go-to-market strategies, and financial models for new and existing card products.
1724	Commercial	Banking	Cards	Cards Portfolio	Knowledge of end-to-end card product lifecycle management including development, enhancement, and sunset of debit, credit, prepaid, and virtual cards.
1725	Commercial	Banking	Cards	Cards Portfolio	Knowledge of SAMA, PCI-DSS, and global card schemes (Visa & Mada)
1726	Commercial	Banking	Cards	Cards Portfolio	Knowledge of portfolio management metrics.
1727	Commercial	Banking	Cards	Cards Portfolio	Knowledge of dispute management and chargeback governance processes.
1728	Commercial	Banking	Cards	Cards Portfolio	Ability to design and implement pricing models, credit limits, rewards structures, and monetization strategies.
1729	Commercial	Banking	Cards	Cards Portfolio	Ability to govern card-related innovation, including tokenization, contactless payments, digital card issuance, and mobile wallet readiness.
1730	Commercial	Banking	Cards	Cards Portfolio	Ability to lead and manage regulatory submissions, compliance audits, and card scheme certifications.
1731	Commercial	Banking	Cards	Cards Portfolio	Ability to use advanced analytics platforms (e.g., Power BI, Tableau).
1732	Commercial	Banking	Cards	Cards Portfolio	Ability to develop business cases, go-to-market strategies, and financial models for new and existing card products.
1733	Commercial	Banking	Cards	Cards Development	Knowledge of end-to-end card product lifecycle management including development, enhancement, and sunset of debit, credit, prepaid, and virtual cards.
1734	Commercial	Banking	Cards	Cards Development	Knowledge of SAMA, PCI-DSS, and global card schemes (Visa & Mada)
1735	Commercial	Banking	Cards	Cards Development	Knowledge of portfolio management metrics.
1736	Commercial	Banking	Cards	Cards Development	Knowledge of dispute management and chargeback governance processes.
1737	Commercial	Banking	Cards	Cards Development	Ability to design and implement pricing models, credit limits, rewards structures, and monetization strategies.
1738	Commercial	Banking	Cards	Cards Development	Ability to govern card-related innovation, including tokenization, contactless payments, digital card issuance, and mobile wallet readiness.
1739	Commercial	Banking	Cards	Cards Development	Ability to lead and manage regulatory submissions, compliance audits, and card scheme certifications.
1740	Commercial	Banking	Cards	Cards Development	Ability to use advanced analytics platforms (e.g., Power BI, Tableau).
1741	Commercial	Banking	Cards	Cards Development	Ability to develop business cases, go-to-market strategies, and financial models for new and existing card products.
1742	Commercial	Banking	Lending & Liabilites		Knowledge of retail and SME lending products, including personal loans, BNPL, overdrafts, and digital credit lines.
1743	Commercial	Banking	Lending & Liabilites		Knowledge of deposit product structures, including current, savings, term deposits, and investment-linked accounts.
1744	Commercial	Banking	Lending & Liabilites		Knowledge of digital lending platforms, onboarding, and servicing tools across web and mobile channels.
1745	Commercial	Banking	Lending & Liabilites		Knowledge of regulatory reporting requirements, lending audits, and governance controls related to credit and deposit products.
1746	Commercial	Banking	Lending & Liabilites		Ability to implement lifecycle campaigns for acquisition, activation, cross-sell, and retention through loyalty platforms (e.g., Qitaf).
1747	Commercial	Banking	Lending & Liabilites		Ability to design and manage credit risk-adjusted product strategies in alignment with SAMA, AML/KYC, and Basel III requirements.
1748	Commercial	Banking	Lending & Liabilites		Ability to govern lending portfolio KPIs, including NPL, yield, cost of acquisition, activation, and portfolio concentration risk.
1749	Commercial	Banking	Lending & Liabilites		Ability to lead market benchmarking, financial modeling, and customer insights analysis to inform pricing and product roadmaps.
1750	Commercial	Banking	Lending & Liabilites	Lending	Knowledge of retail and SME lending products, including personal loans, BNPL, credit facilities, and working capital solutions.
1751	Commercial	Banking	Lending & Liabilites	Lending	Knowledge of digital lending platforms, eKYC, and automated onboarding flows.
1752	Commercial	Banking	Lending & Liabilites	Lending	Knowledge of feasibility studies, business case development, and ROI measurement for new lending products.
1753	Commercial	Banking	Lending & Liabilites	Lending	Knowledge of portfolio segmentation, risk-adjusted pricing models, and strategic positioning to drive lending product growth.
1754	Commercial	Banking	Lending & Liabilites	Lending	Ability to define and monitor lending KPIs, including non-performing loans (NPL), yield, acquisition cost, and portfolio concentration.
1755	Commercial	Banking	Lending & Liabilites	Lending	Ability to manage full product lifecycle, from ideation, design, and pricing to commercialization and retirement.
1756	Commercial	Banking	Lending & Liabilites	Lending	Ability to ensure regulatory and compliance alignment with SAMA, AML/CFT, credit bureau, and Basel frameworks.
1757	Commercial	Banking	Lending & Liabilites	Lending	Ability to utilize data analytics platforms (e.g., Power BI, Tableau) for tracking lending performance, segmentation, and behavioral trends.
1758	Commercial	Banking	Lending & Liabilites	Liability	Knowledge of retail and SME lending products, including personal loans, BNPL, credit facilities, and working capital solutions.
1759	Commercial	Banking	Lending & Liabilites	Liability	Knowledge of digital lending platforms, eKYC, and automated onboarding flows.
1760	Commercial	Banking	Lending & Liabilites	Liability	Knowledge of feasibility studies, business case development, and ROI measurement for new lending products.
1761	Commercial	Banking	Lending & Liabilites	Liability	Knowledge of portfolio segmentation, risk-adjusted pricing models, and strategic positioning to drive lending product growth.
1762	Commercial	Banking	Lending & Liabilites	Liability	Ability to define and monitor lending KPIs, including non-performing loans (NPL), yield, acquisition cost, and portfolio concentration.
1763	Commercial	Banking	Lending & Liabilites	Liability	Ability to manage full product lifecycle, from ideation, design, and pricing to commercialization and retirement.
1764	Commercial	Banking	Lending & Liabilites	Liability	Ability to ensure regulatory and compliance alignment with SAMA, AML/CFT, credit bureau, and Basel frameworks.
1765	Commercial	Banking	Lending & Liabilites	Liability	Ability to utilize data analytics platforms (e.g., Power BI, Tableau) for tracking lending performance, segmentation, and behavioral trends.
1766	Commercial	Marketing & Communication			Knowledge of digital campaign planning and execution across brand, performance, and corporate communication streams.
1767	Commercial	Marketing & Communication			Knowledge of digital content publishing and optimization techniques for multichannel platforms.
1768	Commercial	Marketing & Communication			Knowledge of performance marketing analytics, attribution models, and conversion tracking tools.
1769	Commercial	Marketing & Communication			Knowledge of influencer marketing strategy, platform selection, collaboration models, and ROI assessment.
1770	Commercial	Marketing & Communication			Ability to align messaging across channels and integrate campaigns into the broader digital customer journey.
1771	Commercial	Marketing & Communication			Ability to manage marketing automation tools and CMS platforms for campaign scheduling, personalization, and performance measurement.
1772	Commercial	Marketing & Communication			Ability to ensure all marketing activities comply with regulatory standards, brand governance policies, and data privacy regulations.
1773	Commercial	Marketing & Communication	Content Creation		Knowledge of content strategy development, content lifecycle management, and campaign-based editorial planning.
1774	Commercial	Marketing & Communication	Content Creation		Knowledge of digital, print, and social media content formats, audience targeting techniques, and omnichannel publishing tools.
1775	Commercial	Marketing & Communication	Content Creation		Knowledge of internal communication practices, employee engagement strategies, and executive messaging frameworks.
1776	Commercial	Marketing & Communication	Content Creation		Ability to write, edit, and review diverse content types.
1777	Commercial	Marketing & Communication	Content Creation		Ability to translate complex or technical information into clear, engaging content tailored to target audiences.
1778	Commercial	Marketing & Communication	Content Creation		Ability to manage content calendars, workflows, and production schedules.
1779	Commercial	Marketing & Communication	Content Creation		Ability to evaluate content performance metrics and apply insights to improve content quality and engagement.
1780	Commercial	Marketing & Communication	Content Creation		Ability to oversee external content vendors and freelancers while ensuring content quality & consistency.
1781	Commercial	Marketing & Communication	Communications		Knowledge of integrated communication planning, campaign execution, and alignment with strategic and commercial business goals.
1782	Commercial	Marketing & Communication	Communications		Knowledge of branding frameworks, messaging strategies, and corporate identity governance across all marketing assets.
1783	Commercial	Marketing & Communication	Communications		Knowledge of external partner and agency management practices for campaign development, creative briefing, and content alignment.
1784	Commercial	Marketing & Communication	Communications		Ability to develop and execute advertising strategies that align with business objectives, stakeholder expectations, and brand standards.
1785	Commercial	Marketing & Communication	Communications		Ability to prepare and manage campaign briefs, production schedules, and creative reviews to ensure timely and accurate campaign rollouts.
1786	Commercial	Marketing & Communication	Communications		Ability to oversee marketing inventory logistics, including stock tracking, print coordination, and campaign support materials.
1787	Commercial	Marketing & Communication	Digital Marketing		Knowledge of digital marketing strategy formulation, audience segmentation, and multichannel campaign execution across paid, owned, and earned media.
1788	Commercial	Marketing & Communication	Digital Marketing		Knowledge of social media management, including platform algorithms, content planning and community engagement.
1789	Commercial	Marketing & Communication	Digital Marketing		Knowledge of website content management systems, technical SEO, on-page and off-page optimization.
1790	Commercial	Marketing & Communication	Digital Marketing		Knowledge of digital campaign performance metrics, engagement KPIs, conversion funnels, and reporting dashboards.
1791	Commercial	Marketing & Communication	Digital Marketing		Ability to lead digital media campaigns across multiple platforms.
1792	Commercial	Marketing & Communication	Digital Marketing		Ability to manage digital compliance and governance, ensuring alignment with regulatory requirements, customer data privacy, and brand standards.
1793	Commercial	Marketing & Communication	Digital Marketing		Ability to collaborate cross-functionally to enhance digital user journeys, drive innovation, and improve marketing effectiveness through emerging technologies.
1794	Commercial	Marketing & Communication	Branding & PR Management		Knowledge of brand strategy development, brand positioning frameworks, and visual identity systems aligned with organizational goals.
1795	Commercial	Marketing & Communication	Branding & PR Management		Knowledge of media planning, public relations, and brand communication practices across traditional and digital channels.
1796	Commercial	Marketing & Communication	Branding & PR Management		Knowledge of customer segmentation, market trend analysis, and behavioral insight integration in brand strategy.
1797	Commercial	Marketing & Communication	Branding & PR Management		Ability to lead the development and implementation of integrated branding and communications plans across platforms.
1798	Commercial	Marketing & Communication	Branding & PR Management		Ability to review, refine, and approve product messaging, marketing content, and creative outputs to ensure consistency with brand standards.
1799	Commercial	Marketing & Communication	Branding & PR Management		Ability to guide media relations and public relations efforts to build brand credibility and stakeholder trust.
1800	Commercial	Marketing & Communication	Branding & PR Management		Ability to evaluate branding and PR performance using qualitative and quantitative insights to drive continuous improvement.
1801	Business Operations				Knowledge of end-to-end banking operations, including account opening, loans, cards, and treasury, to ensure seamless execution and service delivery.
1802	Business Operations				Knowledge of regulatory compliance frameworks, such as SAMA, Basel III, and PCI-DSS, for operational alignment and audit readiness.
1803	Business Operations				Knowledge of treasury management systems(Murex), T24, Bloomberg, and SAMA Workstation.
1804	Business Operations				Knowledge of fraud monitoring tools and case management systems to handle chargebacks, disputes, KYC/AML, and enhance customer protection.
1805	Business Operations				Ability to perform processes of settlement, reconciliation, and dispute management to ensure timely resolution and financial accuracy.
1806	Business Operations				Ability to design and implement operational risk controls and governance frameworks to mitigate process, compliance, and recovery risks.
1807	Business Operations				Ability to optimize operational processes by applying service quality metrics.
1808	Business Operations				Ability to manage and operate core banking systems and transaction processing platforms for operational continuity and efficiency.
1809	Business Operations	Account Opening & Payment			Knowledge of SAMA’s regulatory requirements, KYC/AML frameworks, and biometric verification processes.
1810	Business Operations	Account Opening & Payment			Knowledge of domestic and international payment channels including SARIE, SWIFT, Mada, and SADAD.
1811	Business Operations	Account Opening & Payment			Knowledge of regulatory and compliance reporting formats required by SAMA and international bodies.
1812	Business Operations	Account Opening & Payment			Knowledge of reconciliation platforms and exception management workflows to ensure accuracy, identify mismatches, and resolve breakages in settlement cycles.
1813	Business Operations	Account Opening & Payment			Ability to identify and investigate suspicious transactions, manage chargebacks, and resolve disputes.
1814	Business Operations	Account Opening & Payment			Ability to initiate, validate, and monitor high-value fund transfers using SWIFT, RTGS, and related treasury payment systems.
1815	Business Operations	Account Opening & Payment			Ability to document, track, and resolve customer issues using CRM and case management systems to enhance onboarding and payment-related support.
1816	Business Operations	Account Opening & Payment			Ability to generate dashboards, perform reconciliation analysis, and deliver actionable insights using MS Excel, Power BI, and operational tools like Tanfeeth.
1817	Business Operations	Account Opening & Payment	Accounts Operations		Knowledge of operational workflows for onboarding, account maintenance, and closure across Retail and Corporate segments, including regulatory updates and internal governance protocols.
1818	Business Operations	Account Opening & Payment	Accounts Operations		Knowledge of test case development, scenario validation, and defect tracking to support successful deployment of system enhancements and account services automation.
1819	Business Operations	Account Opening & Payment	Accounts Operations		Knowledge of compliance requirements governing customer onboarding, account revalidation, and periodic KYC updates as per SAMA and internal standards.
1820	Business Operations	Account Opening & Payment	Accounts Operations		Ability to design, document, and implement standard operating procedures, risk controls, and escalation mechanisms for all account-related activities.
1821	Business Operations	Account Opening & Payment	Accounts Operations		Ability to translate business needs into clear, actionable Business Requirement Documents and Change Requests, ensuring alignment with functional specifications.
1822	Business Operations	Account Opening & Payment	Accounts Operations		Ability to assess technical readiness for product rollouts, influence solution design, and contribute to deployment plans that ensure operational efficiency and scalability.
1823	Business Operations	Account Opening & Payment	Accounts Operations		Ability to use platforms such as T24, CRM systems, and workflow engines.
1824	Business Operations	Account Opening & Payment	Payments Operations		Knowledge of domestic (SADAD, SARIE, Mada) and international (SWIFT, RTGS) payment channels.
1825	Business Operations	Account Opening & Payment	Payments Operations		Knowledge of regulatory reporting processes, audit readiness, and compliance requirements as per SAMA standards.
1826	Business Operations	Account Opening & Payment	Payments Operations		Knowledge of managing risk reviews, audit observations, and defining corrective action plans aligned with departmental strategy and budget.
1827	Business Operations	Account Opening & Payment	Payments Operations		Knowledge of business continuity protocols and disaster recovery (DR) operations.
1828	Business Operations	Account Opening & Payment	Payments Operations		Ability to participate in the end-to-end lifecycle of new initiatives, from BRD drafting and demand validation to project go-live and operational deployment.
1829	Business Operations	Account Opening & Payment	Payments Operations		Ability to design, enhance, and enforce policies and procedures related to payments.
1830	Business Operations	Account Opening & Payment	Payments Operations		Ability to monitor reconciliation reports, resolve outstanding items, and ensure transactional integrity across multiple systems and stakeholders.
1831	Business Operations	Account Opening & Payment	Payments Operations		Ability to use payment engines, CRM, reconciliation platforms, Excel, and MIS tools.
1832	Business Operations	Account Opening & Payment	Other Settlement & Exception		Knowledge of complaint lifecycle management, including SAMA Cares handling, SLA tracking, and escalation protocols.
1833	Business Operations	Account Opening & Payment	Other Settlement & Exception		Knowledge of the full suite of STC Bank’s services and digital offerings to effectively validate complaints and provide accurate resolutions.
1834	Business Operations	Account Opening & Payment	Other Settlement & Exception		Knowledge of Business Continuity (BCP) and Disaster Recovery (DR).
1835	Business Operations	Account Opening & Payment	Other Settlement & Exception		Knowledge of audit trail documentation, exception reporting, and risk remediation strategies.
1836	Business Operations	Account Opening & Payment	Other Settlement & Exception		Ability to draft, assess, and validate BRDs for change requests and ensure alignment with operational requirements.
1837	Business Operations	Account Opening & Payment	Other Settlement & Exception		Ability to participate in UAT cycles, identify issues, and ensure findings are documented and communicated for resolution.
1838	Business Operations	Account Opening & Payment	Other Settlement & Exception		Ability to perform root cause analysis, utilize internal systems, and coordinate with departments to resolve issues.
1839	Business Operations	Account Opening & Payment	Other Settlement & Exception		Ability to work closely with QA, Bank Operations, Transaction Solutions, and Contact Center.
1840	Business Operations	Account Opening & Payment	Other Settlement & Exception		Ability to develop structured reports and dashboards related to complaint volume, resolution timelines and root causes.
1841	Business Operations	Account Opening & Payment	Tanfeeth		Knowledge of how to monitor, manage, and resolve service requests within Tanfeeth, including routing and escalation protocols.
1842	Business Operations	Account Opening & Payment	Tanfeeth		Knowledge of how to adapt internal procedures in response to regulatory updates, system enhancements, or policy shifts.
1843	Business Operations	Account Opening & Payment	Tanfeeth		Knowledge of Regulatory and Compliance Requirements (e.g., SAMA, AML/KYC)
1844	Business Operations	Account Opening & Payment	Tanfeeth		Knowledge of Risk Mitigation and Controls in Operational Processes
1845	Business Operations	Account Opening & Payment	Tanfeeth		Ability to oversee and execute account setup and payment workflows accurately and within defined SLAs.
1846	Business Operations	Account Opening & Payment	Tanfeeth		Ability to manage and escalate system or process issues to ensure continuity of service and timely resolution.
1847	Business Operations	Account Opening & Payment	Tanfeeth		Ability to work with Compliance, IT, CX, and Product teams to improve operational delivery and reduce friction points.
1848	Business Operations	Account Opening & Payment	Tanfeeth		Ability to track performance indicators such as turnaround time, error rates, and issue resolution timelines.
1849	Business Operations	Account Opening & Payment	Tanfeeth		Ability to assess workflows, recommend improvements, and support automation initiatives to drive efficiency.
1850	Business Operations	Loans Operations			Knowledge of loan origination, underwriting, and credit risk assessment methodologies to support compliant and efficient credit processing.
1851	Business Operations	Loans Operations			Knowledge of regulatory frameworks including SAMA guidelines and Basel III to ensure lending operations align with national and international risk governance standards.
1852	Business Operations	Loans Operations			Knowledge of SIMAH and Bayan Credit Bureau platforms to extract, evaluate, and interpret credit reports for creditworthiness assessment and regulatory compliance.
1853	Business Operations	Loans Operations			Ability to detect and investigate fraud and resolve customer disputes in line with internal controls and audit requirements.
1854	Business Operations	Loans Operations			Ability to analyze and report loan portfolio performance using MS Excel and Power BI to support decision-making and portfolio optimization.
1855	Business Operations	Loans Operations			Ability to manage customer interactions and servicing workflows through CRM systems to ensure an integrated approach to customer relationship and loan lifecycle management.
1856	Business Operations	Loans Operations	Credit Operations		Knowledge of end-to-end loan operations processes, including disbursement, servicing, restructuring, and settlement, to ensure operational efficiency and accuracy.
1857	Business Operations	Loans Operations	Credit Operations		Knowledge of credit servicing and repayment workflows, including pre-closure, foreclosure, and delinquency handling in line with customer service standards.
1858	Business Operations	Loans Operations	Credit Operations		Knowledge of SLA governance and exception handling protocols to ensure timely resolution of escalations and operational bottlenecks.
1859	Business Operations	Loans Operations	Credit Operations		Ability to drive digital transformation in loan operations, including automation of workflows, AI-based efficiency tools, and integration with core banking systems.
1860	Business Operations	Loans Operations	Credit Operations		Ability to execute credit operations in compliance with SAMA regulations, internal credit policies, and audit requirements through documentation and process adherence.
1861	Business Operations	Loans Operations	Credit Operations		Ability to use loan management systems, CRM platforms, and BI tools (e.g., Excel, Power BI, T24) for performance tracking, portfolio reporting, and root cause analysis.
1862	Business Operations	Loans Operations	Credit Operations		Ability to monitor credit portfolio KPIs and risk indicators, conduct reconciliations, and support audit readiness for credit-related functions.
1863	Business Operations	Loans Operations	Collections		Knowledge of collections lifecycle management, including early-stage, late-stage, and post-charge-off recovery strategies tailored to portfolio risk segments.
1864	Business Operations	Loans Operations	Collections		Knowledge of SAMA regulations, Basel III guidelines, and fair treatment standards for customers in collections and recovery scenarios.
1865	Business Operations	Loans Operations	Collections		Knowledge of dispute resolution protocols and customer complaint handling to ensure accurate and timely resolution while maintaining service quality.
1866	Business Operations	Loans Operations	Collections		Ability to drive process automation and operational excellence across collections by integrating analytics, workflow tools, and feedback loops.
1867	Business Operations	Loans Operations	Collections		Ability to monitor and interpret delinquency trends and NPL ratios, develop action plans, and prioritize high-risk accounts for targeted recovery interventions.
1868	Business Operations	Loans Operations	Collections		Ability to manage relationships with external collection agencies, legal counsel, and recovery vendors, including SLA governance and performance monitoring.
1869	Business Operations	Loans Operations	Collections		Ability to analyze portfolio performance using BI tools (e.g., Power BI, Excel) and prepare regulatory and internal reports for strategic decisions.
1870	Business Operations	Cards & Merchant Operations			Knowledge of card operations lifecycle and dispute resolution including issuance, chargebacks, fraud handling, and compliance with MADA, Visa, and Mastercard rules.
1871	Business Operations	Cards & Merchant Operations			Knowledge of settlement and reconciliation processes across card networks and payment platforms.
1872	Business Operations	Cards & Merchant Operations			Knowledge of card management systems (e.g., Cortex) for overseeing issuance, activation, blocking, replacements, and transaction monitoring.
1873	Business Operations	Cards & Merchant Operations			Knowledge of chargeback and dispute resolution systems.
1874	Business Operations	Cards & Merchant Operations			Ability to define, implement, and govern operational policies and internal controls.
1875	Business Operations	Cards & Merchant Operations			Ability to manage end-to-end merchant operations, including onboarding, terminal provisioning, transaction processing, and settlement reconciliation.
1876	Business Operations	Cards & Merchant Operations			Ability to use payment and settlement platforms such as MADA, and Visa for real-time payment execution and tracking.
1877	Business Operations	Cards & Merchant Operations			Ability to operate and interpret reconciliation and fraud monitoring tools.
1878	Business Operations	Cards & Merchant Operations			Ability to analyze operational performance data using Excel and Power BI.
1879	Business Operations	Cards & Merchant Operations	Cards Operations		Knowledge of end-to-end card operations processes, including transaction processing, chargebacks, settlements, customer complaints, and reconciliation procedures.
1880	Business Operations	Cards & Merchant Operations	Cards Operations		Knowledge of card scheme mandates and compliance standards, ensuring adherence to Visa and Mada guidelines.
1881	Business Operations	Cards & Merchant Operations	Cards Operations		Knowledge of operational risk controls and internal audit standards.
1882	Business Operations	Cards & Merchant Operations	Cards Operations		Knowledge of customer service principles and issue resolution protocols, ensuring prompt handling of escalations.
1883	Business Operations	Cards & Merchant Operations	Cards Operations		Ability to use MS Excel and reporting tools for operational dashboards, reconciliation performance tracking, and card portfolio analytics.
1884	Business Operations	Cards & Merchant Operations	Cards Operations		Ability to lead cost optimization and resource utilization initiatives, identifying process bottlenecks and implementing solutions for operational efficiency.
1885	Business Operations	Cards & Merchant Operations	Cards Operations		Ability to manage card dispute and chargeback lifecycle, from customer complaint logging to final resolution.
1886	Business Operations	Cards & Merchant Operations	Cards Operations		Ability to supervise system maintenance, card platform enhancements, and support function readiness.
1887	Business Operations	Cards & Merchant Operations	Cards Operations		Ability to analyze card transaction decline trends, identify root causes, and collaborate with internal and external teams.
1888	Business Operations	Cards & Merchant Operations	Merchant Operations		Knowledge of end-to-end merchant operations workflows, including onboarding, transaction authorization, settlement processing, and dispute resolution.
1889	Business Operations	Cards & Merchant Operations	Merchant Operations		Knowledge of acquiring systems and payment platforms (e.g., POS systems, acquirer switches, trust bank integrations) to support merchant services and product delivery.
1890	Business Operations	Cards & Merchant Operations	Merchant Operations		Knowledge of operational risk management frameworks, including implementation of dual control and escalation procedures for sensitive or high-value transactions.
1891	Business Operations	Cards & Merchant Operations	Merchant Operations		Knowledge of audit and compliance documentation practices, ensuring all operational procedures and changes are properly recorded and audit-ready.
1892	Business Operations	Cards & Merchant Operations	Merchant Operations		Ability to interpret and apply regulatory guidelines and scheme mandates (e.g., Visa, Mastercard, Mada) in the context of merchant operations.
1893	Business Operations	Cards & Merchant Operations	Merchant Operations		Ability to develop and enforce operational policies, SOPs, and SLAs to ensure consistent service quality, compliance, and efficiency.
1894	Business Operations	Cards & Merchant Operations	Merchant Operations		Ability to lead service optimization initiatives, applying automation, process reengineering, and workflow improvements to enhance merchant experience and reduce cost.
1895	Business Operations	Operations Excellence & Control			Knowledge of operational performance measurement frameworks to evaluate service quality and identify areas for process improvement.
1896	Business Operations	Operations Excellence & Control			Knowledge of operational risk management and control frameworks to assess, monitor, and mitigate internal risks.
1897	Business Operations	Operations Excellence & Control			Knowledge of audit, compliance, and control monitoring practices to proactively address deficiencies.
1898	Business Operations	Operations Excellence & Control			Knowledge of banking reconciliation systems such as Abax and core banking platforms such as T24.
1899	Business Operations	Operations Excellence & Control			Ability to manage reconciliation and settlement processes with precision, ensuring financial accuracy, exception handling, and resolution across operational units.
1900	Business Operations	Operations Excellence & Control			Ability to design and implement process optimization strategies through business process management (BPM) and robotic process automation (RPA).
1901	Business Operations	Operations Excellence & Control			Ability to analyze and report operational performance using MS Excel and Power BI.
1902	Business Operations	Operations Excellence & Control			Ability to leverage business process management (BPM) platforms for workflow design, execution monitoring, and continuous process enhancement across operational domains.
1903	Business Operations	Operations Excellence & Control	Operational Excellence		Knowledge of Key Performance Indicator (KPIs), Service Level Agreements (SLAs), Turnaround Time (TAT), Straight-Through Processing (STP), Average Handling Time (AHT), and error rates to monit
1904	Business Operations	Operations Excellence & Control	Operational Excellence		Knowledge of BPM platforms and workflow tools to document, re-engineer, and automate end-to-end processes.
1905	Business Operations	Operations Excellence & Control	Operational Excellence		Knowledge of internal audit principles, compliance frameworks, and regulatory standards relevant to operations.
1906	Business Operations	Operations Excellence & Control	Operational Excellence		Knowledge of reconciliation tools and the Abax system to track and ensure accuracy in transaction processing and settlement.
1907	Business Operations	Operations Excellence & Control	Operational Excellence		Ability to investigate underlying operational issues and develop practical, sustainable corrective actions.
1908	Business Operations	Operations Excellence & Control	Operational Excellence		Ability to use Lean, Six Sigma, and other improvement methodologies to enhance efficiency and reduce process variability.
1909	Business Operations	Operations Excellence & Control	Operational Excellence		Ability to use Excel, Power BI, and T24 to generate performance dashboards, identify trends, and present recommendations.
1910	Business Operations	Operations Excellence & Control	Operational Excellence		Ability to manage operational transformation initiatives, including SOP development, system enhancements, and automation rollouts.
1911	Business Operations	Operations Excellence & Control	Operational Control		Knowledge of SAMA, Basel, and internal audit standards applicable to operational processes and risk mitigation.
1912	Business Operations	Operations Excellence & Control	Operational Control		Knowledge of audit documentation and timely resolution of audit findings.
1913	Business Operations	Operations Excellence & Control	Operational Control		Knowledge of designing, executing, and reporting on control tests and effectiveness reviews.
1914	Business Operations	Operations Excellence & Control	Operational Control		Knowledge of Root Cause Analysis and Corrective Action Planning.
1915	Business Operations	Operations Excellence & Control	Operational Control		Ability to design and implement risk-based control frameworks aligned with regulatory and internal governance standards.
1916	Business Operations	Operations Excellence & Control	Operational Control		Ability to facilitate and document RCSAs, identify key risk indicators, and determine control effectiveness.
1917	Business Operations	Operations Excellence & Control	Operational Control		Ability to track and report KRIs (Key Risk Indicators), issue logs, and control gap closures to senior management.
1918	Business Operations	Operations Excellence & Control	Operational Control		Ability to identify systemic control weaknesses and recommend sustainable remediation strategies.
1919	Business Operations	Operations Excellence & Control	Operational Control		Ability to manage control libraries, workflows, issue tracking, and audit trails through digital control platforms.
1920	Business Operations	Operations Excellence & Control	Business Process Management		Knowledge of BPM methodologies (e.g., Lean, Six Sigma, BPMN) to design and improve business workflows.
1921	Business Operations	Operations Excellence & Control	Business Process Management		Knowledge of platforms such as Power BI, T24 workflow modules, or BPM suites to support real-time process performance dashboards.
1922	Business Operations	Operations Excellence & Control	Business Process Management		Knowledge of automation platforms (e.g., BPM engines, RPA tools) for implementing straight-through processing and reducing manual interventions.
1923	Business Operations	Operations Excellence & Control	Business Process Management		Knowledge of SAMA and internal policies to ensure regulatory alignment in process design and change management.
1924	Business Operations	Operations Excellence & Control	Business Process Management		Ability to facilitate end-to-end process reviews, identify inefficiencies, and develop scalable, standardized solutions.
1925	Business Operations	Operations Excellence & Control	Business Process Management		Ability to create standardized process maps, SOPs, and control checklists aligned with compliance requirements.
1926	Business Operations	Operations Excellence & Control	Business Process Management		Ability to define, monitor, and report key performance indicators (KPIs) and use data to drive continuous improvement.
1927	Business Operations	Operations Excellence & Control	Business Process Management		Ability to design and lead workshops that build internal process optimization capabilities.
1928	Business Operations	Operations Excellence & Control	Reconciliation & Monitoring		Knowledge of end-to-end reconciliation processes and control standards across banking operations, including accounts, payments, cards, and treasury.
1929	Business Operations	Operations Excellence & Control	Reconciliation & Monitoring		Knowledge of tools such as Abax, T24, Power BI, or Excel for transaction matching, control reporting, and reconciliation dashboards.
1930	Business Operations	Operations Excellence & Control	Reconciliation & Monitoring		Knowledge of SAMA, AML, and internal policy requirements relevant to reconciliation and monitoring obligations.
1931	Business Operations	Operations Excellence & Control	Reconciliation & Monitoring		Knowledge of reconciliations and documentation, control reports, and findings to be resolved.
1932	Business Operations	Operations Excellence & Control	Reconciliation & Monitoring		Ability to monitor, investigate, and resolve unmatched transactions, discrepancies, and pending items within defined SLAs.
1933	Business Operations	Operations Excellence & Control	Reconciliation & Monitoring		Ability to define and track key performance indicators such as SLA adherence, error rates, STP ratios, and AHT for continuous process monitoring.
1934	Business Operations	Operations Excellence & Control	Reconciliation & Monitoring		Ability to leverage RPA, BPM, or reconciliation automation software to reduce manual processing and improve accuracy.
1935	Business Operations	Operations Excellence & Control	Reconciliation & Monitoring		Ability to coordinate with Finance, Risk, IT, and Audit stakeholders to ensure complete and timely reconciliation coverage.
1936	Business Operations	Treasury Operations			Knowledge of trade execution and confirmation processes for hedging instruments, structured deposits, and Sukuk clearance across domestic and international markets.
1937	Business Operations	Treasury Operations			Knowledge of counterparty relationship management including handling trade queries, documentation, and resolution within SLA frameworks.
1938	Business Operations	Treasury Operations			Knowledge of process optimization methodologies and risk mitigation strategies within Treasury Operations.
1939	Business Operations	Treasury Operations			Knowledge of SWIFT and RTGS platforms for trade settlements, interbank transfers, and cross-border transaction processing.
1940	Business Operations	Treasury Operations			Knowledge of Nostro and Vostro account management.
1941	Business Operations	Treasury Operations			Ability to manage reconciliation and settlement of Treasury transactions ensuring accuracy, timeliness, and regulatory compliance.
1942	Business Operations	Treasury Operations			Ability to operate and maintain Treasury Management Systems (TMS) for trade booking, execution, and post-trade processing.
1943	Business Operations	Treasury Operations			Ability to execute and clear transactions through EUROCLEAR and other custodian platforms.
1944	Business Operations	Treasury Operations			Ability to use MS Excel for liquidity analysis, trade matching, exception reporting, and reconciliation.
1945	Customer Care				Knowledge of designing and managing strategic complaint resolution, quality assurance programs, and financial awareness initiatives.
1946	Customer Care				Knowledge of regulatory compliance requirements, including SAMA Consumer Protection regulations and service quality mandates.
1947	Customer Care				Ability to establish and monitor service level agreements (SLAs), performance metrics, and stakeholder reporting mechanisms.
1948	Customer Care				Ability to develop and execute customer satisfaction strategies, conduct root cause analysis, and implement continuous service improvement initiatives.
1949	Customer Care				Ability to utilize MS Excel for preparing executive-level reports and SLA performance dashboards.
1950	Customer Care	Complaints Management			Knowledge of customer complaint resolution processes and service quality standards.
1951	Customer Care	Complaints Management			Knowledge of escalation management frameworks and SLA monitoring practices.
1952	Customer Care	Complaints Management			Knowledge of Customer Complaint Management Systems such as CRM 360 and the SAMA Care Portal.
1953	Customer Care	Complaints Management			Knowledge of regulatory requirements, including SAMA Consumer Protection standards and escalation protocols.
1954	Customer Care	Complaints Management			Knowledge of automated ticketing systems and escalation workflows.
1955	Customer Care	Complaints Management			Knowledge of Root Cause Analysis (RCA) & Corrective Action Planning, Complaint Resolution Quality & Customer Satisfaction Analytics.
1956	Customer Care	Quality and Performance Analysis			Knowledge of Service Quality & Compliance Tools (ISO 10002 & 10004 Standards, Customer Satisfaction Monitoring)
1957	Customer Care	Quality and Performance Analysis			Knowledge of Process Automation & Workflow Optimization Platforms (Complaint Handling & SLA Management)
1958	Customer Care	Quality and Performance Analysis			Knowledge of quality assurance frameworks and methodologies (e.g., Six Sigma, Total Quality Management, ISO standards).
1959	Customer Care	Quality and Performance Analysis			Knowledge of regulations governing quality and performance in relevant sectors.
1960	Customer Care	Quality and Performance Analysis			Ability to perform process mapping, Lean principles, and root cause analysis to enhance operational processes.
1961	Customer Care	Quality and Performance Analysis			Ability to execute Service Level Agreement (SLA) Monitoring & Performance Benchmarking
1962	Customer Care	Quality and Performance Analysis			Ability to perform data analysis software (e.g., Excel, SQL, Power BI, Python) for extracting and interpreting data.
1963	Customer Care	Financial Awareness			Knowledge of financial literacy program design to educate customers on banking products, services, and responsible financial behavior.
1964	Customer Care	Financial Awareness			Knowledge of CRM systems for tracking customer interactions, managing feedback, and improving service delivery.
1965	Customer Care	Financial Awareness			Knowledge of customer engagement and communication strategies to enhance customer experience and satisfaction.
1966	Customer Care	Financial Awareness			Ability to support complaint resolution processes and address customer inquiries effectively within SLA timelines.
1967	Customer Care	Financial Awareness			Ability to develop and execute customer awareness campaigns aligned with regulatory and business objectives.
1968	Customer Care	Financial Awareness			Ability to use MS Excel for tracking customer engagement metrics, analyzing feedback trends, and preparing reports.
1969	Contact Center				Knowledge and ability to run and manage call center operations.
1970	Contact Center				Knowledge of customer service recovery strategies, including escalation handling and service restoration.
1971	Contact Center				Knowledge of COBC-based operational excellence frameworks.
1972	Contact Center				Knowledge of contact center workforce planning, including capacity forecasting, shrinkage analysis, and peak load management.
1973	Contact Center				Ability to ensure compliance with SAMA customer service regulations and data protection policies.
1974	Contact Center				Ability to optimize staff performance using KPIs such as AHT, FCR, and quality benchmarks.
1975	Contact Center				Ability to utilize MS Excel and reporting tools to develop dashboards.
1976	Contact Center	Planning & Development			Knowledge of strategic and operational planning methodologies for contact center operations.
1977	Contact Center	Planning & Development			Knowledge of omnichannel contact center platforms and best practices as per COBC standards.
1978	Contact Center	Planning & Development			Knowledge of transformation project planning and change management processes related to contact center modernization.
1979	Contact Center	Planning & Development			Ability to perform workforce forecasting, capacity modeling, and real-time scheduling to meet SLA targets.
1980	Contact Center	Planning & Development			Ability to use workforce and analytics tools for capacity planning and reporting.
1981	Contact Center	Planning & Development			Ability to develop executive dashboards, business cases, and data visualizations using Excel, Power BI, or Tableau.
1982	Contact Center	Contact Center Operations			Knowledge of contact center operations management, including agent performance monitoring, coaching, and scheduling.
1983	Contact Center	Contact Center Operations			Knowledge of customer satisfaction strategies and service recovery practices aligned with regulatory and internal standards.
1984	Contact Center	Contact Center Operations			Knowledge of Microsoft CRM and call center software for tracking service interactions.
1985	Contact Center	Contact Center Operations			Knowledge of digital service tools such as chatbots, IVR systems, and omnichannel platforms
1986	Contact Center	Contact Center Operations			Ability to design and implement service quality improvement plans based on root cause analysis.
1987	Contact Center	Contact Center Operations			Ability to use reporting tools (e.g., MS Excel, Power BI) for operational dashboards, SLA tracking, and workforce analytics.
1988	Procurement & Administration				Knowledge of procurement lifecycle management, vendor evaluation, and contracting in line with SAMA and ESG standards.
1989	Procurement & Administration				Knowledge of contract management, negotiation, renewals, and risk controls.
1990	Procurement & Administration				Knowledge of facility operations, fit-outs, maintenance, and safety protocols.
1991	Procurement & Administration				Knowledge of administrative services, support units, and workplace optimization practices.
1992	Procurement & Administration				Ability to coordinate with government entities for permits, compliance, and documentation.
1993	Procurement & Administration				Ability to lead asset tracking, audits, and lifecycle management integrated with Finance.
1994	Procurement & Administration				Ability to use MS Excel and ERP tools.
1995	Procurement & Administration				Ability to manage centralized procurement governance, third-party risks, and regulatory compliance.
1996	Procurement & Administration	Administration Affairs			Knowledge of integrated facility management.
1997	Procurement & Administration	Administration Affairs			Knowledge of vendor performance management, including SLA governance, contract administration, and compliance tracking.
1998	Procurement & Administration	Administration Affairs			Knowledge of fire safety systems, physical security protocols, access control, and CCTV surveillance standards.
1999	Procurement & Administration	Administration Affairs			Knowledge of budget planning, asset reporting, incident tracking, and dashboarding.
2000	Procurement & Administration	Administration Affairs			Knowledge of regulatory and municipal compliance requirements related to safety and operational licensing.
2001	Procurement & Administration	Administration Affairs			Ability to manage building engineering systems, preventive maintenance schedules, and emergency repair workflows.
2002	Procurement & Administration	Administration Affairs			Ability to use MS Excel & MS Office for administration related work.
2003	Procurement & Administration	Administration Affairs			Ability to coordinate government relations, including permits, approvals, commercial registrations, and regulatory renewals.
2004	Procurement & Administration	Administration Affairs			Ability to leverage digital workplace tools and smart facilities technology to enhance hybrid collaboration and sustainability.
2005	Procurement & Administration	Administration Affairs			Ability to oversee fixed asset lifecycle processes including tagging, movement, reconciliation, and disposal.
2006	Procurement & Administration	Procurement			Knowledge of the end-to-end procurement lifecycle including requisition planning, tendering, supplier evaluation, negotiation, contracting, and execution.
2007	Procurement & Administration	Procurement			Knowledge of sourcing strategies for SaaS, IT infrastructure, and professional services.
2008	Procurement & Administration	Procurement			Knowledge of contract types, risk mitigation clauses, renewal strategies, and legal compliance requirements.
2009	Procurement & Administration	Procurement			Ability to embed sustainability, data privacy, and cybersecurity assessments into third-party procurement practices.
2010	Procurement & Administration	Procurement			Ability to manage centralized procurement governance in compliance with SAMA.
2011	Procurement & Administration	Procurement			Ability to oversee RFP/RFI development, bid analysis, vendor shortlisting, and contract execution.
2012	Procurement & Administration	Procurement			Ability to execute procurement analytics using tools such as MS Excel.

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