Skill Inventory Matrix
Enabler for Internal Mobility Program
Records
| ID | Sector | Division | Department | Unit | Technical Skills |
|---|---|---|---|---|---|
| 1504 | Commercial | Knowledge of digital product lifecycle management, business architecture, and commercial enablement strategies in a banking environment. | |||
| 1509 | Commercial | Ability to lead product development using core banking systems (e.g., T24), and manage system integration through BRD creation and solution planning. | |||
| 1512 | Commercial | Sales & Business Partnerships | Knowledge of T24 core banking systems and integration workflows. | ||
| 1567 | Commercial | Sales & Business Partnerships | Business Enablement | Knowledge of client onboarding workflows, account lifecycle management, and operational processes for corporate and SME banking. | |
| 1569 | Commercial | Sales & Business Partnerships | Business Enablement | Knowledge of sales performance metrics, revenue tracking dashboards, and lifecycle analytics across B2B banking channels. | |
| 1575 | Commercial | Sales & Business Partnerships | Business Enablement | Product & Business Development | Knowledge of client onboarding workflows, account lifecycle management, and operational processes for corporate and SME banking. |
| 1577 | Commercial | Sales & Business Partnerships | Business Enablement | Product & Business Development | Knowledge of sales performance metrics, revenue tracking dashboards, and lifecycle analytics across B2B banking channels. |
| 1583 | Commercial | Sales & Business Partnerships | Business Enablement | Business Quality Assurance & MIS | Knowledge of client onboarding workflows, account lifecycle management, and operational processes for corporate and SME banking. |
| 1585 | Commercial | Sales & Business Partnerships | Business Enablement | Business Quality Assurance & MIS | Knowledge of sales performance metrics, revenue tracking dashboards, and lifecycle analytics across B2B banking channels. |
| 1600 | Commercial | Prodducts, CX & Enagagement | Product & Delivery | Knowledge of regulatory compliance frameworks and QA standards applicable to banking product development and release cycles. | |
| 1607 | Commercial | Prodducts, CX & Enagagement | Product & Delivery | Products | Knowledge of regulatory compliance frameworks and QA standards applicable to banking product development and release cycles. |
| 1614 | Commercial | Prodducts, CX & Enagagement | Product & Delivery | Delivery | Knowledge of regulatory compliance frameworks and QA standards applicable to banking product development and release cycles. |
| 1621 | Commercial | Prodducts, CX & Enagagement | Product & Delivery | Business Architecture | Knowledge of regulatory compliance frameworks and QA standards applicable to banking product development and release cycles. |
| 1629 | Commercial | Prodducts, CX & Enagagement | Design & CX | Knowledge of UI/UX best practices for omnichannel banking platforms. | |
| 1637 | Commercial | Prodducts, CX & Enagagement | Design & CX | UI/UX Design | Knowledge of UI/UX best practices for omnichannel banking platforms. |
| 1645 | Commercial | Prodducts, CX & Enagagement | Design & CX | Customer Experience | Knowledge of UI/UX best practices for omnichannel banking platforms. |
| 1686 | Commercial | Banking | Knowledge of financial modeling, P&L ownership, unit economics, and pricing strategies for banking products. | ||
| 1687 | Commercial | Banking | Knowledge of payment scheme operations including Visa, Mastercard, and MADA compliance. | ||
| 1688 | Commercial | Banking | Knowledge of market intelligence, competitive benchmarking, and customer behavior analysis to inform product strategy. | ||
| 1689 | Commercial | Banking | Knowledge of regulatory frameworks (SAMA, CMA) governing remittance, cards, lending, and deposit products. | ||
| 1690 | Commercial | Banking | Ability to negotiate financial terms and partner agreements with external vendors, fintechs, and remittance partners. | ||
| 1691 | Commercial | Banking | Ability to manage end-to-end project delivery, including cross-functional coordination. | ||
| 1692 | Commercial | Banking | Ability to develop, launch, and digitize customer journeys for acquisition, onboarding, and servicing across banking channels. | ||
| 1693 | Commercial | Banking | Ability to use tools such as Excel, Tableau, and T24. | ||
| 1694 | Commercial | Banking | Remittances | Knowledge of international remittance regulations, including compliance requirements for cross-border transactions. | |
| 1695 | Commercial | Banking | Remittances | Knowledge of operational workflows for cross-border payments, including transaction monitoring, risk mitigation, and reconciliation processes. | |
| 1696 | Commercial | Banking | Remittances | Knowledge of market trends, remittance industry benchmarks, and competitive positioning strategies. | |
| 1697 | Commercial | Banking | Remittances | Ability to lead and enhance remittance sales, marketing, and customer retention strategies in collaboration with internal business units. | |
| 1698 | Commercial | Banking | Remittances | Ability to use data analytics tools such as Power BI and Tableau to monitor KPIs, analyze trends, and optimize remittance performance. | |
| 1699 | Commercial | Banking | Remittances | Ability to identify and reduce customer friction points in the remittance journey to improve acquisition, satisfaction, and transaction volumes. | |
| 1700 | Commercial | Banking | Remittances | Ability to manage external remittance partnerships (e.g., Western Union, Money Transfer APIs), including onboarding, integration, and performance evaluation. | |
| 1701 | Commercial | Banking | Remittances | Remittances Management | Knowledge of international and domestic remittance regulations, including compliance requirements for cross-border transactions. |
| 1702 | Commercial | Banking | Remittances | Remittances Management | Knowledge of operational workflows for cross-border payments, including transaction monitoring, risk mitigation, and reconciliation processes. |
| 1703 | Commercial | Banking | Remittances | Remittances Management | Knowledge of market trends, remittance industry benchmarks, and competitive positioning strategies. |
| 1704 | Commercial | Banking | Remittances | Remittances Management | Ability to lead and enhance remittance sales, marketing, and customer retention strategies in collaboration with internal business units. |
| 1705 | Commercial | Banking | Remittances | Remittances Management | Ability to use data analytics tools such as Power BI and Tableau to monitor KPIs, analyze trends, and optimize remittance performance. |
| 1706 | Commercial | Banking | Remittances | Remittances Management | Ability to identify and reduce customer friction points in the remittance journey to improve acquisition, satisfaction, and transaction volumes. |
| 1707 | Commercial | Banking | Remittances | Remittances Management | Ability to manage external remittance partnerships (e.g., Western Union, Money Transfer APIs), including onboarding, integration, and performance evaluation. |
| 1708 | Commercial | Banking | Remittances | Remittances Development | Knowledge of international and domestic remittance regulations, including compliance requirements for cross-border transactions. |
| 1709 | Commercial | Banking | Remittances | Remittances Development | Knowledge of operational workflows for cross-border payments, including transaction monitoring, risk mitigation, and reconciliation processes. |
| 1710 | Commercial | Banking | Remittances | Remittances Development | Knowledge of market trends, remittance industry benchmarks, and competitive positioning strategies. |
| 1711 | Commercial | Banking | Remittances | Remittances Development | Ability to lead and enhance remittance sales, marketing, and customer retention strategies in collaboration with internal business units. |
| 1712 | Commercial | Banking | Remittances | Remittances Development | Ability to use data analytics tools such as Power BI and Tableau to monitor KPIs, analyze trends, and optimize remittance performance. |
| 1713 | Commercial | Banking | Remittances | Remittances Development | Ability to identify and reduce customer friction points in the remittance journey to improve acquisition, satisfaction, and transaction volumes. |
| 1714 | Commercial | Banking | Remittances | Remittances Development | Ability to manage external remittance partnerships (e.g., Western Union, Money Transfer APIs), including onboarding, integration, and performance evaluation. |
| 1715 | Commercial | Banking | Cards | Knowledge of end-to-end card product lifecycle management including development, enhancement, and sunset of debit, credit, prepaid, and virtual cards. | |
| 1716 | Commercial | Banking | Cards | Knowledge of SAMA, PCI-DSS, and global card schemes (Visa & Mada) | |
| 1717 | Commercial | Banking | Cards | Knowledge of portfolio management metrics. | |
| 1718 | Commercial | Banking | Cards | Knowledge of dispute management and chargeback governance processes. | |
| 1719 | Commercial | Banking | Cards | Ability to design and implement pricing models, credit limits, rewards structures, and monetization strategies. | |
| 1720 | Commercial | Banking | Cards | Ability to govern card-related innovation, including tokenization, contactless payments, digital card issuance, and mobile wallet readiness. | |
| 1721 | Commercial | Banking | Cards | Ability to lead and manage regulatory submissions, compliance audits, and card scheme certifications. | |
| 1722 | Commercial | Banking | Cards | Ability to use advanced analytics platforms (e.g., Power BI, Tableau). | |
| 1723 | Commercial | Banking | Cards | Ability to develop business cases, go-to-market strategies, and financial models for new and existing card products. | |
| 1724 | Commercial | Banking | Cards | Cards Portfolio | Knowledge of end-to-end card product lifecycle management including development, enhancement, and sunset of debit, credit, prepaid, and virtual cards. |
| 1725 | Commercial | Banking | Cards | Cards Portfolio | Knowledge of SAMA, PCI-DSS, and global card schemes (Visa & Mada) |
| 1726 | Commercial | Banking | Cards | Cards Portfolio | Knowledge of portfolio management metrics. |
| 1727 | Commercial | Banking | Cards | Cards Portfolio | Knowledge of dispute management and chargeback governance processes. |
| 1728 | Commercial | Banking | Cards | Cards Portfolio | Ability to design and implement pricing models, credit limits, rewards structures, and monetization strategies. |
| 1729 | Commercial | Banking | Cards | Cards Portfolio | Ability to govern card-related innovation, including tokenization, contactless payments, digital card issuance, and mobile wallet readiness. |
| 1730 | Commercial | Banking | Cards | Cards Portfolio | Ability to lead and manage regulatory submissions, compliance audits, and card scheme certifications. |
| 1731 | Commercial | Banking | Cards | Cards Portfolio | Ability to use advanced analytics platforms (e.g., Power BI, Tableau). |
| 1732 | Commercial | Banking | Cards | Cards Portfolio | Ability to develop business cases, go-to-market strategies, and financial models for new and existing card products. |
| 1733 | Commercial | Banking | Cards | Cards Development | Knowledge of end-to-end card product lifecycle management including development, enhancement, and sunset of debit, credit, prepaid, and virtual cards. |
| 1734 | Commercial | Banking | Cards | Cards Development | Knowledge of SAMA, PCI-DSS, and global card schemes (Visa & Mada) |
| 1735 | Commercial | Banking | Cards | Cards Development | Knowledge of portfolio management metrics. |
| 1736 | Commercial | Banking | Cards | Cards Development | Knowledge of dispute management and chargeback governance processes. |
| 1737 | Commercial | Banking | Cards | Cards Development | Ability to design and implement pricing models, credit limits, rewards structures, and monetization strategies. |
| 1738 | Commercial | Banking | Cards | Cards Development | Ability to govern card-related innovation, including tokenization, contactless payments, digital card issuance, and mobile wallet readiness. |
| 1739 | Commercial | Banking | Cards | Cards Development | Ability to lead and manage regulatory submissions, compliance audits, and card scheme certifications. |
| 1740 | Commercial | Banking | Cards | Cards Development | Ability to use advanced analytics platforms (e.g., Power BI, Tableau). |
| 1741 | Commercial | Banking | Cards | Cards Development | Ability to develop business cases, go-to-market strategies, and financial models for new and existing card products. |
| 1742 | Commercial | Banking | Lending & Liabilites | Knowledge of retail and SME lending products, including personal loans, BNPL, overdrafts, and digital credit lines. | |
| 1743 | Commercial | Banking | Lending & Liabilites | Knowledge of deposit product structures, including current, savings, term deposits, and investment-linked accounts. | |
| 1744 | Commercial | Banking | Lending & Liabilites | Knowledge of digital lending platforms, onboarding, and servicing tools across web and mobile channels. | |
| 1745 | Commercial | Banking | Lending & Liabilites | Knowledge of regulatory reporting requirements, lending audits, and governance controls related to credit and deposit products. | |
| 1746 | Commercial | Banking | Lending & Liabilites | Ability to implement lifecycle campaigns for acquisition, activation, cross-sell, and retention through loyalty platforms (e.g., Qitaf). | |
| 1747 | Commercial | Banking | Lending & Liabilites | Ability to design and manage credit risk-adjusted product strategies in alignment with SAMA, AML/KYC, and Basel III requirements. | |
| 1748 | Commercial | Banking | Lending & Liabilites | Ability to govern lending portfolio KPIs, including NPL, yield, cost of acquisition, activation, and portfolio concentration risk. | |
| 1749 | Commercial | Banking | Lending & Liabilites | Ability to lead market benchmarking, financial modeling, and customer insights analysis to inform pricing and product roadmaps. | |
| 1750 | Commercial | Banking | Lending & Liabilites | Lending | Knowledge of retail and SME lending products, including personal loans, BNPL, credit facilities, and working capital solutions. |
| 1751 | Commercial | Banking | Lending & Liabilites | Lending | Knowledge of digital lending platforms, eKYC, and automated onboarding flows. |
| 1752 | Commercial | Banking | Lending & Liabilites | Lending | Knowledge of feasibility studies, business case development, and ROI measurement for new lending products. |
| 1753 | Commercial | Banking | Lending & Liabilites | Lending | Knowledge of portfolio segmentation, risk-adjusted pricing models, and strategic positioning to drive lending product growth. |
| 1754 | Commercial | Banking | Lending & Liabilites | Lending | Ability to define and monitor lending KPIs, including non-performing loans (NPL), yield, acquisition cost, and portfolio concentration. |
| 1755 | Commercial | Banking | Lending & Liabilites | Lending | Ability to manage full product lifecycle, from ideation, design, and pricing to commercialization and retirement. |
| 1756 | Commercial | Banking | Lending & Liabilites | Lending | Ability to ensure regulatory and compliance alignment with SAMA, AML/CFT, credit bureau, and Basel frameworks. |
| 1757 | Commercial | Banking | Lending & Liabilites | Lending | Ability to utilize data analytics platforms (e.g., Power BI, Tableau) for tracking lending performance, segmentation, and behavioral trends. |
| 1758 | Commercial | Banking | Lending & Liabilites | Liability | Knowledge of retail and SME lending products, including personal loans, BNPL, credit facilities, and working capital solutions. |
| 1759 | Commercial | Banking | Lending & Liabilites | Liability | Knowledge of digital lending platforms, eKYC, and automated onboarding flows. |
| 1760 | Commercial | Banking | Lending & Liabilites | Liability | Knowledge of feasibility studies, business case development, and ROI measurement for new lending products. |
| 1761 | Commercial | Banking | Lending & Liabilites | Liability | Knowledge of portfolio segmentation, risk-adjusted pricing models, and strategic positioning to drive lending product growth. |
| 1762 | Commercial | Banking | Lending & Liabilites | Liability | Ability to define and monitor lending KPIs, including non-performing loans (NPL), yield, acquisition cost, and portfolio concentration. |
| 1763 | Commercial | Banking | Lending & Liabilites | Liability | Ability to manage full product lifecycle, from ideation, design, and pricing to commercialization and retirement. |
| 1764 | Commercial | Banking | Lending & Liabilites | Liability | Ability to ensure regulatory and compliance alignment with SAMA, AML/CFT, credit bureau, and Basel frameworks. |
| 1765 | Commercial | Banking | Lending & Liabilites | Liability | Ability to utilize data analytics platforms (e.g., Power BI, Tableau) for tracking lending performance, segmentation, and behavioral trends. |